Financials
- Fiscal year
- 2025
- Total assets
- €88,480
- Profit
- €61,066
- Solvency
- 71.3%
CRADIFIX
ActiveSummary
CRADIFIX has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €63,066 and a net result of €61,066. Its solvency ranks better than 68% of 11099 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Overview
Activity
Activities of building architects
NACE 71111
1 site
Size
€88,480total assets 2025
- Equity
- €63,066
- Profit
- €61,066
Turnover not published (abridged schema)
Structure
Accounts 22 d early0 of 1 deed read
Why 97- Founded in 2025+ Liquidity: current ratio 3.48, cash €76,789+ Sector Architectural and engineering activities; technical testing and analysis (NACE 71)+ Equity €63,066 (71.3% of total assets)Show the evidence
Checked score
Score 2025
97
/ 100
Excellent
Probability in this band: under 0.55%
Better than 79% of its sector peers (NACE 71, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency
96
equity 71.3% of total assets
Liquidity
88
short-term debt 28.7% · cash 86.8%
Profitability
100
return on assets 69.0%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
05-2026: 0.5%
06-2026: 0.5%▲ +2.1% vs 05-2026highest value
07-2026: 0.5%● 0.0% vs 06-2026highest value
08-2026: < 0.1%▼ -92.8% vs 07-2026lowest value
09-2026: < 0.1%● 0.0% vs 08-2026lowest value
10-2026: < 0.1%● 0.0% vs 09-2026lowest value
- Liquidity: current ratio 3.48, cash €76,789 lowers the probability
- Sector Architectural and engineering activities; technical testing and analysis (NACE 71) lowers the probability
- Equity €63,066 (71.3% of total assets) lowers the probability
- Founded in 2025 raises the probability for this profile
Credit up to €6,000 at 30 days only on tighter terms
Liquidity ample (current ratio 3.48; short-term debt: 28.7% and cash: 86.8% of total assets), and 28.7% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 71, micro). Better than this share of them on solvency 70%, liquidity 79%, profitability 88%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
22 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 09-07-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Activities of building architectsNACE 71111
- Founded
- 10-04-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
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