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CQM-IT

Active
Private limited company (pre-2019)founded 200719 yrs activeGisbert Combazstraat 15, 1060 Sint-Gillis (bij-Brussel), BelgiumKBO/BCE: BE 0888.057.665
Summary

The computed 12-month bankruptcy probability of CQM-IT is 7.6% (elevated). The 2024 annual accounts show equity of €74,055 and a net result of -€1,997. Equity is growing by ~7.3% per year across the filed fiscal years. The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Activity not known
Size
€79,569total assets 2024
Equity
€74,055
Loss
-€1,997
Turnover not published (abridged schema)
Financial health
36 Weak Checked score 2024
Bankruptcy chance 12 m
7.6%
Structure
Accounts 63 d overdue0 of 1 deed read
Why 36- Figures for FY 2024 (filed 04-01-2026)- Liquidity: current ratio 14.43- 1 financial year not filed after the legal deadline; latest accounts 154 days late; 3 of the last 3 late- No establishment unit in the KBOShow the evidence

Checked score

Score 2024
36 / 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 57% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Strong
Solvency 100=
equity 93.1% of total assets
Liquidity 100=
short-term debt 6.9%
Profitability 16+1
return on assets -2.5%
Bankruptcy probability, 12 months
7.6% Elevated
0%0.5%1.5%4%10%≥ 25%

About 8 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 18 months 05-2025: 19.7% 06-2025: 19.7%● 0.0% vs 05-2025 07-2025: 20.0%▲ +1.7% vs 06-2025highest value 08-2025: 19.0%▼ -5.0% vs 07-2025 09-2025: 19.2%▲ +1.0% vs 08-2025 10-2025: 19.2%● 0.0% vs 09-2025 11-2025: 19.2%● 0.0% vs 10-2025 12-2025: 19.2%● 0.0% vs 11-2025 01-2026: 18.3%▼ -4.7% vs 12-2025 02-2026: 3.9%▼ -78.7% vs 01-2026 03-2026: 3.9%● 0.0% vs 02-2026 04-2026: 3.9%▼ -1.2% vs 03-2026 05-2026: 3.8%▼ -0.2% vs 04-2026 06-2026: 3.8%● 0.0% vs 05-2026 07-2026: 3.7%▼ -3.0% vs 06-2026lowest value 08-2026: 5.4%▲ +44.6% vs 07-2026 09-2026: 5.8%▲ +8.3% vs 08-2026 10-2026: 7.6%▲ +30.4% vs 09-2026
  • Figures for FY 2024 (filed 04-01-2026) raises the probability
  • Liquidity: current ratio 14.43 raises the probability
  • 1 financial year not filed after the legal deadline; latest accounts 154 days late; 3 of the last 3 late raises the probability
  • No establishment unit in the KBO raises the probability
Credit up to €2,500 at 30 days only on tighter terms
Liquidity ample (current ratio 14.43 against 21.24 in 2023; short-term debt: 6.9% of total assets), and 6.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 81%, liquidity 95%, profitability 15%, growth against the median 36%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Figures for FY 2024 (filed 04-01-2026)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Liquidity: current ratio 14.43
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; latest accounts 154 days late; 3 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · No establishment unit in the KBO
In the bankruptcy model this factor raises the probability.
KBO · seat and establishments
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-01-2026, 154 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 9 filings
Deviation from the deadline
2025
not confirmed
2024
154 d late
2023
515 d late
2022
860 d late
2021
122 d late
2020
152 d late
2019
92 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 6 accounts on average 316 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…
  2. Annual accounts filedfiscal year 2023 · micro…
  3. Annual accounts filedfiscal year 2022 · abbreviated…

Key points

  • Risk: 3 loss-making years in a rowloss fiscal year 2024 -€1,997 View
  • Caution: Accounts not fileddeadline was 31-07-2026 63 d late View
  • Total assets 20246 fiscal years filed €79,569 View

By topic

Financials

Fiscal year
2024
Total assets
€79,569
Loss
-€1,997
Solvency
93.1%
Total assets▼ 0.3%
Net result
20182024
Go to Financials

Timeline

Events
13
Since
2017
  1. 01-01-2026Annual accounts filed
  2. 28-12-2025Annual accounts filed
  3. 18-12-2025Annual accounts filed
Go to Timeline

Company details

Legal form
Private limited company (pre-2019)
Founded
19-03-2007
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

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