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CPP ELITE CONSTRUCT

Active
Private limited companyfounded 20251 yr activeGuido Gezellestraat 16, 1780 Wemmel, BelgiumKBO/BCE: BE 1027.649.969
Summary

CPP ELITE CONSTRUCT has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28,444 and a net result of €26,944. Its solvency ranks better than 44% of 9010 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Overview

Activity
General construction of residential buildings
NACE 41001
1 site
Size
€75,226total assets 2025
Equity
€28,444
Profit
€26,944
Turnover not published (abridged schema)
Financial health
67 Healthy Checked score 2025
Bankruptcy chance 12 m
1.2%
Structure
Accounts filed 27 d late0 of 1 deed read
Why 67- Founded in 2025- Sector Construction of residential and non-residential buildings (NACE 41)- Size: total assets €75,226+ Liquidity: current ratio 1.59, cash €35,022Show the evidence

Checked score

Score 2025
67 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 70% of its sector peers (NACE 41, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency 63
equity 37.8% of total assets
Liquidity 67
short-term debt 62.2% · cash 46.6%
Profitability 100
return on assets 35.8%
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,373 companies)
  • Founded in 2025 raises the probability for this profile
  • Liquidity: current ratio 1.59, cash €35,022 lowers the probability
  • Sector Construction of residential and non-residential buildings (NACE 41) raises the probability
  • Size: total assets €75,226 raises the probability for this profile
Credit up to €1,500 at 30 days acceptable
Liquidity ample (current ratio 1.59; short-term debt: 62.2% and cash: 46.6% of total assets), but 62.2% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 41, micro). Better than this share of them on solvency 45%, liquidity 72%, profitability 91%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Founded in 2025
In the bankruptcy model this factor raises the probability for this profile.
KBO
lowers risk · Liquidity: current ratio 1.59, cash €35,022
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Sector Construction of residential and non-residential buildings (NACE 41)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Size: total assets €75,226
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
27 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…

Financials · fiscal year 2025, micro schema

Equity
€28,444
Total assets
€75,226
Net result
€26,944
Working capital
€27,528

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Equity and liabilities €75,226
Equity €28,444
Debt €46,781
Debt finances 62.2% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€34,208
Cash flow
€27,325
Current ratio
1.59
Debt to equity
1.64
ROE
94.7%
ROA
35.8%
Interest coverage
1942.52
Debt ≤ 1 year
€46,781
Income taxes
€6,865
Staff costs
€249

Peer companies

Historical observation

Of the 11,280 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,471 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 35 lines
Balance sheet Code2025
Assets
Total assets20/58€75,226
Formation expenses20€916
Current assets29/58€74,309
Amounts receivable within one year40/41€39,287
Trade receivables40€37,600
Other amounts receivable41€1,688
Cash at bank and in hand54/58€35,022
Equity and liabilities
Total equity and liabilities10/49€75,226
Equity10/15€28,444
Contributions10/11€1,500
Reserves13€26,000
Distributable reserves133€26,000
Profit (loss) carried forward14€944
Amounts payable17/49€46,781
Amounts payable within one year42/48€46,781
Trade debts44€39,446
Suppliers440/4€39,446
Taxes, remuneration and social security45€6,865
Taxes450/3€6,865
Other amounts payable47/48€470
Income statement Code2025
Remuneration, social security and pensions62€249
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€381
Gross operating margin9900€34,457
Operating profit (loss)9901€33,827
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€18
Recurring financial charges65€18
Profit (loss) for the period before taxes9903€33,810
Income taxes67/77€6,865
Profit (loss) for the period9904€26,944
Profit (loss) for the period to be appropriated9905€26,944
Appropriation of the result
Profit (loss) to be appropriated9906€26,944
Transfer to equity691/2€26,000
To other reserves6921€26,000

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Remuneration, social security and pensions62€249
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€381
Gross operating margin9900€34,457
Operating profit (loss)9901€33,827
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€18
Recurring financial charges65€18
Profit (loss) for the period before taxes9903€33,810
Income taxes67/77€6,865
Profit (loss) for the period9904€26,944
Profit (loss) for the period to be appropriated9905€26,944
Line2025
Assets
Total assets20/58€75,226
Formation expenses20€916
Current assets29/58€74,309
Amounts receivable within one year40/41€39,287
Trade receivables40€37,600
Other amounts receivable41€1,688
Cash at bank and in hand54/58€35,022
Equity and liabilities
Total equity and liabilities10/49€75,226
Equity10/15€28,444
Contributions10/11€1,500
Reserves13€26,000
Distributable reserves133€26,000
Profit (loss) carried forward14€944
Amounts payable17/49€46,781
Amounts payable within one year42/48€46,781
Trade debts44€39,446
Suppliers440/4€39,446
Taxes, remuneration and social security45€6,865
Taxes450/3€6,865
Other amounts payable47/48€470
Line2025
Profit (loss) for the period9904€26,944
+ Depreciation and write-downs630€381
Operating cash flow (approximation)€27,325

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Similar companies · same sector, comparable size

Of 29,784 companies in this sector we hold annual accounts for 16,390. 12,660 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Directors

Directors
No directors read yet: 0 of 1 Gazette act processed. See the function holders in the CBE →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

CPP ELITE CONSTRUCT was incorporated on 15 September 2025 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
27-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Register details

Identification
Legal formPrivate limited company
Founded15-09-2025
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
24430Manufacture of basic metals
43110Demolition
43222Installation of electric heating, air conditioning, cooling and ventilation
43310Plastering work
43910Bricklaying and masonry work
E-invoicing
Reachable via Peppol
Peppol ID 0208:1027649969
Registered 29-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 5 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Sites & property

Location & real-estate footprint
Registered office, Wemmel · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
128 m²
Building footprint
62 m²
Volume, LiDAR
436 m³
Parcel 22005A0646/00P003, Flanders · tallest building 10.1 m, ±3 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
CPP ELITE CONSTRUCT
Guido Gezellestraat 16, 1780 WemmelManufacture of basic metals
since 2025unit no. 2.378.105.646
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
22005A0646/00P003 Flanders 128 m² 1 · 62 m² 10.1 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.