Checked.be · Company dossierhttps://checked.be/en/c/cpl-associes-0645782547 · as of 01-11-2026
CPL & Associés
Judicial reorganisation
Private limited company (pre-2019) · founded 2016 · active for 10 yearsDenemarkenstraat 49, 1060 Sint-Gillis (bij-Brussel), BelgiumKBO/BCE: BE 0645.782.547
The file of CPL & Associés contains 1 judicial reorganisation, as published in the Belgian Official Gazette. The KBO lists the legal status of CPL & Associés as special situation, with no start date. During the judicial reorganisation Checked does not compute a bankruptcy probability from the figures. Of the Belgian companies that opened one in 2023 and 2024, about one in four went bankrupt within twelve months. The 2025 annual accounts show equity of €200,884 and a net result of €284,036. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 21% of 10,798 sector peers (NACE 70, financial year 2025).
Do not attach assets or start enforcement for debts from before the opening while the moratorium runs.
Check the amount the company lists you for. It has to tell you. Dispute a wrong amount in writing.
The company files a reorganisation plan and creditors vote on it at a hearing. A plan approved and confirmed by the court also binds those who voted against.
What you deliver after the opening is not covered by the moratorium. Agree clear payment terms for it.
The file is in RegSol, where you can read the documents of the procedure.
The moratorium runs until 27 January 2027, unless the court extends or ends it earlier. The date of the vote on the plan is in the judgment and in RegSol.
View the file in RegSol ↗
FollowFollow this reorganisation and you are notified of an extension, the court's approval, the closure or a bankruptcy.
This is general information, not legal advice. If in doubt, your lawyer or your accountant can help.Creditor guide for this company
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Signalsraises riskWeak solvency compared with the sectorIn judicial reorganisation2025 accounts filed 52 days lateShow the evidence
Checked score
Score 2025
Checked score
The higher the Checked score (0 to 100), the stronger the figures in the latest annual accounts. There is no bankruptcy probability for the company, so the score rests on the figures alone.
24/ 100
Critical
Without a bankruptcy probability, the score rests on the figures alone.
Financial strength measures the balance sheet and the results with three figures out of 100 from the latest annual accounts: solvency, liquidity and profitability. Without a bankruptcy probability, the company's Checked score rests on these figures.
Weak
Solvency43+25
equity 17.9% of total assets
Liquidity18-4
short-term debt 61.7% · cash 0.2%
Profitability50+50
return on assets 25.3%
Bankruptcy probability within 12 months
Bankruptcy probability
It is the chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. At 0.2%, about 2 in 1,000 comparable companies go bankrupt. The higher it is, the shorter the payment term to agree.
Judicial reorganisation
About 1 in 4 comparable companies went bankrupt within the year
A judicial reorganisation is open. There is then no bankruptcy probability from the figures. Of every Belgian company in an open or failed reorganisation, 25% to 26% went bankrupt within twelve months (measured in 2024 and 2025).
No credit on open account during an ongoing judicial reorganisation
Liquidity is insufficient, with a current ratio of 0.86 (1.03 in 2024), below 1. Short-term debt is 61.7% and cash 0.2% of total assets. 82.1% of the assets are financed with debt and provisions.
Signals
Three signals.
raises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 10798 sector peers (2025).
Ongoing procedure under court protection (Book XX of the Code of Economic Law). The company is restructuring. The KBO register also records: special situation.
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-09-2026, 52 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 29 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 September (4 of the last 5 filed years within 30 days of that day).
These companies have the same main activity as CPL & Associés: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €961,000 and €1.3m, founded between 2014 and 2016.