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CPL & Associés

Judicial reorganisation
Private limited company (pre-2019)founded 2016active for 10 yearsDenemarkenstraat 49, 1060 Sint-Gillis (bij-Brussel), BelgiumKBO/BCE: BE 0645.782.547
Summary

The file of CPL & Associés contains 1 judicial reorganisation, as published in the Belgian Official Gazette. The KBO lists the legal status of CPL & Associés as special situation, with no start date. During the judicial reorganisation Checked does not compute a bankruptcy probability from the figures. Of the Belgian companies that opened one in 2023 and 2024, about one in four went bankrupt within twelve months. The 2025 annual accounts show equity of €200,884 and a net result of €284,036. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 21% of 10,798 sector peers (NACE 70, financial year 2025).

Risk analysisFollow ReportCompare
CPL & AssociésJudicial reorganisationChecked score 24/100
Risk analysis ReportCompare

Information for creditors

Judicial reorganisation Source: Belgian Official Gazette

Opened on 30 September 2026 · moratorium until 27 January 2027

Creditor guide for this company

The procedure

Court
French-language Enterprise Court of Brussels
Track
Reorganisation by collective agreement
Docket number
20260213
Moratorium until
27 January 2027
Creditors' vote
13 January 2027
Delegated judge
Michel Gustot
Official Gazette
08-10-2026search the document for 2026/141315

Steps for a creditor

  1. Do not attach assets or start enforcement for debts from before the opening while the moratorium runs.
  2. Check the amount the company lists you for. It has to tell you. Dispute a wrong amount in writing.
  3. The company files a reorganisation plan and creditors vote on it at a hearing. A plan approved and confirmed by the court also binds those who voted against.
  4. What you deliver after the opening is not covered by the moratorium. Agree clear payment terms for it.
  5. The file is in RegSol, where you can read the documents of the procedure.

The moratorium runs until 27 January 2027, unless the court extends or ends it earlier. The date of the vote on the plan is in the judgment and in RegSol.

Your claim still exists, but while the moratorium runs you cannot enforce it. What you do now depends on the track of the reorganisation.

Follow Follow this reorganisation and you are notified of an extension, the court's approval, the closure or a bankruptcy.

This is general information, not legal advice. If in doubt, your lawyer or your accountant can help.

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Overview

Official details

Source: KBO
Status
Active since 11-01-2016 Judicial reorganisation
Activity
Business and other management consultancy NACE 70200and 1 other
Establishment unit
2.249.353.289 1380 Lasne, since 11-01-2016
Financial year end
31 December
Peppol
Reachable since 16-02-2026
Company details

Board and ownership

Board
Shareholders
  • Nicolas Vanzandyckeannual accounts 30-09-2017
  • Stéphanie De Beckerannual accounts 30-09-2017
Holdings
Shares in 1 company 2B HOME
Board & ownership

Financial position

24 Critical Checked score 2025
Reorganisation running: about 1 in 4 bankrupt within the year
Annual accounts 2025
Gross margin
-€126,780
▲ 49.8%
Profit
€284,036
Equity
€200,884
Total assets
€1.1m
▼ 11.6%
  • 2025 accounts filed 52 days after the deadline
Filed on 21-09-2026
Financials
Signalsraises riskWeak solvency compared with the sectorIn judicial reorganisation2025 accounts filed 52 days lateShow the evidence

Checked score

Score 2025
24 / 100
Critical
Without a bankruptcy probability, the score rests on the figures alone.
An ongoing judicial reorganisation from the Belgian Official Gazette caps the score at 24. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 43+25
equity 17.9% of total assets
Liquidity 18-4
short-term debt 61.7% · cash 0.2%
Profitability 50+50
return on assets 25.3%
Bankruptcy probability within 12 months

Judicial reorganisation

About 1 in 4 comparable companies went bankrupt within the year

A judicial reorganisation is open. There is then no bankruptcy probability from the figures. Of every Belgian company in an open or failed reorganisation, 25% to 26% went bankrupt within twelve months (measured in 2024 and 2025).

No credit on open account during an ongoing judicial reorganisation
Liquidity is insufficient, with a current ratio of 0.86 (1.03 in 2024), below 1. Short-term debt is 61.7% and cash 0.2% of total assets. 82.1% of the assets are financed with debt and provisions.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Three signals.
raises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 10798 sector peers (2025).
NBB · sector comparison
Position among 10798 sector peers
Solvency
better than 21%
← weakest strongest →
raises risk · In judicial reorganisation
Ongoing procedure under court protection (Book XX of the Code of Economic Law). The company is restructuring. The KBO register also records: special situation.
Belgian Official Gazette
raises risk · 2025 accounts filed 52 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-09-2026, 52 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 9 filings
Deviation from the deadline
2025
52 days late
2024
63 days late
2023
100 days late
2022
32 days late
2021
59 days late
2020
31 days late
2019
134 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 29 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 September (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Back in profit in 2025after a loss of €436,541 in 2024 €284,036 View
  • Positive: Higher net result than 85% of companies in head offices and management consultancysector median €37,703 · 10,798 companies €284,036 View

Recent changes

  1. · Judicial reorganisation Judicial reorganisation openedFrench-language Enterprise Court of Brussels · collective agreement (SME) · judgment of 30-09-2026
  2. · Gazette deed Resignation: De Becker Stéphanie (director)Appointment: Van Zandycke Nicolas (director)
  3. · Gazette deed Registered office moved from Lasne to Saint-GillesResignation: Van Zandycke, Nicolas (manager and director)
All 26 events

Comparable companies

These companies have the same main activity as CPL & Associés: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €961,000 and €1.3m, founded between 2014 and 2016.

CompanyTotal assetsGross margin
CPL & Associés Sint-Gillis (bij-Brussel)€1.1m-€0.1m
MARCH CONSEIL Sint-Gillis (bij-Brussel)€1.1m-€0.05m
NEXT CAP INVESTMENT Ukkel€1.2m-€0.1m
WISE Solutions Oudergem€1.1m-€0.02m
BELURA MANAGEMENT Brussel€1.0m-€0.08m
N'Way Elsene€1.3m-€0.06m
FPLT Elsene€1.0m-€0.02m
Full comparison

Key facts about CPL & Associés
What is the company number of CPL & Associés?
The company number of CPL & Associés is 0645.782.547. The VAT number is the same number with BE in front: BE 0645.782.547.
Where is CPL & Associés based?
The registered office is at Denemarkenstraat 49, 1060 Sint-Gillis (bij-Brussel).Company details
What does CPL & Associés do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of CPL & Associés?
The legal form of CPL & Associés is Private limited company (pre-2019) (BVBA).
When was CPL & Associés founded?
CPL & Associés was founded on 11-01-2016.
Is CPL & Associés still active?
Yes, CPL & Associés is in the KBO register. A judicial reorganisation is running.
What is the turnover of CPL & Associés?
The annual accounts for financial year 2025 state no turnover. In financial year 2018 turnover was €1.6m.Financials
Is CPL & Associés profitable?
In financial year 2025, CPL & Associés made a profit of €284,036.
Where can I find the annual accounts of CPL & Associés?
CPL & Associés filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CPL & Associés due?
CPL & Associés must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

Check what to know before you do business with this company.Supplier due diligence See this company's board, registered office and name on a given date.Company as of a date Find how this company is connected to another party.Network investigator Check whether the registered address is a letterbox address or a business centre.Addresses Check your own customer list for customers at risk.Process a list See how the business and other management consultancy sector is doing.Sector figures

Keep this company with today's facts in a case file.

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