Summary
CPL is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €19,864 and a net result of €2,636. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 8% of 5565 sector peers (fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 5565 sector peers (2025).
NBB · sector comparisonPosition among 5565 sector peers
Solvency
better than 8%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
on the day
2023
6 d late
2022
34 d early
2021
25 d late
2020
10 d late
2019
30 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 6 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What changed in the latest annual accounts?What changed What held for this company on a given day: board, seat, name?Company as of a date
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€19,864▲ 15.3%
2024 · €17,228
Net result
€2,636▼ 95.4%
2024 · €57,029
Total assets
€536,766▲ 29.0%
2024 · €416,106
Solvency
3.7%▼ 0.4pp
2024 · 4.1%
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€46,279▼ 53.5%€172,376▲ 272%-€96,715€58,843-€681
Net result€32,368▼ 58.3%€124,938▲ 286%-€100,999€57,029€2,636▼ 95.4%
Equity€61,259▲ 112%€61,197▼ 0.1%-€39,802€17,228€19,864▲ 15.3%
Total assets€317,889▼ 9.7%€316,897▼ 0.3%€454,608▲ 43.5%€416,106▼ 8.5%€536,766▲ 29.0%
Debt€256,630▼ 20.6%€255,700▼ 0.4%€494,410▲ 93.4%€398,879▼ 19.3%€516,902▲ 29.6%
Working capital-€85,419▲ 16.2%-€93,877▼ 9.9%-€190,526▼ 103%-€133,279▲ 30.0%-€132,745▲ 0.4%
Solvency19.3%▲ 11.1pp19.3%=-8.8%▼ 28.1pp4.1%▲ 12.9pp3.7%▼ 0.4pp
Staff (FTE)000
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €681 after €58,843 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €536,766
Fixed assets
€259,026 ▼ 3.8%
Current assets
€277,740 ▲ 89.2%
Equity and liabilities €536,766
Equity
€19,864 ▲ 15.3%
Debt
€516,902 ▲ 29.6%
Debt's share of the balance-sheet total rises from 95.9% to 96.3%. Equity and debt are higher.
Key figures and ratios
ROE
13.3%▼
2024 · 331.0%
ROA
0.5%▼
2024 · 13.7%
Debt ≤ 1 year
€410,485▲
2024 · €280,055
Debt > 1 year
€106,417▼
2024 · €118,823
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €141 | €0 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10,034 | €14,309 | €15,138 | €13,497 | €10,304 | ▼ 23.7% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €12,222 | €7,066 | €0 | - | - | - |
| Other operating charges640/8 | €1,125 | €2,745 | €1,237 | €1,503 | €988 | ▼ 34.2% |
| Gross operating margin9900 | €69,659 | €196,497 | -€80,340 | €73,843 | €10,611 | ▼ 85.6% |
| Operating profit (loss)9901 | €46,279 | €172,376 | -€96,715 | €58,843 | -€681 | ▼ 101% |
| Financial income75/76B | €0 | €100 | €0 | €1,880 | €6,496 | ▲ 245% |
| Recurring financial income75 | €0 | €100 | €0 | €1,880 | €6,496 | ▲ 245% |
| Financial charges65/66B | €3,857 | €4,588 | €4,082 | €3,694 | €3,179 | ▼ 14.0% |
| Recurring financial charges65 | €3,857 | €4,588 | €4,082 | €3,694 | €3,179 | ▼ 14.0% |
| Profit (loss) for the period before taxes9903 | €42,422 | €167,889 | -€100,797 | €57,029 | €2,636 | ▼ 95.4% |
| Income taxes67/77 | €10,053 | €42,951 | €202 | €0 | - | - |
| Profit (loss) for the period9904 | €32,368 | €124,938 | -€100,999 | €57,029 | €2,636 | ▼ 95.4% |
| Profit (loss) for the period to be appropriated9905 | €32,368 | €124,938 | -€100,999 | €57,029 | €2,636 | ▼ 95.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €317,889 | €316,897 | €454,608 | €416,106 | €536,766 | ▲ 29.0% |
| Fixed assets21/28 | €301,243 | €297,966 | €282,827 | €269,330 | €259,026 | ▼ 3.8% |
| Intangible fixed assets21 | €0 | - | - | - | - | - |
| Tangible fixed assets22/27 | €300,643 | €297,366 | €282,227 | €268,730 | €258,426 | ▼ 3.8% |
| Land and buildings22 | €287,780 | €279,625 | €271,527 | €263,430 | €255,332 | ▼ 3.1% |
| Plant, machinery and equipment23 | - | €9,713 | €7,506 | €5,300 | €3,093 | ▼ 41.6% |
| Furniture and vehicles24 | €12,862 | €8,028 | €3,193 | €0 | - | - |
| Financial fixed assets28 | €600 | €600 | €600 | €600 | €600 | = |
| Current assets29/58 | €16,646 | €18,932 | €171,781 | €146,777 | €277,740 | ▲ 89.2% |
| Stocks and contracts in progress3 | €3,541 | €0 | - | - | - | - |
| Stocks30/36 | €3,541 | €0 | - | - | - | - |
| Amounts receivable within one year40/41 | €10,685 | €5,768 | €168,467 | €145,544 | €259,831 | ▲ 78.5% |
| Trade receivables40 | €9,400 | €5,768 | €5,418 | €4,770 | €48,721 | ▲ 921% |
| Other amounts receivable41 | €1,285 | €0 | €163,049 | €140,773 | €211,110 | ▲ 50.0% |
| Cash at bank and in hand54/58 | €2,097 | €12,198 | €2,342 | €419 | €17,062 | ▲ 3,971% |
| Deferred charges and accrued income490/1 | €324 | €965 | €972 | €814 | €848 | ▲ 4.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €317,889 | €316,897 | €454,608 | €416,106 | €536,766 | ▲ 29.0% |
| Equity10/15 | €61,259 | €61,197 | -€39,802 | €17,228 | €19,864 | ▲ 15.3% |
| Contributions10/11 | €18,550 | €18,550 | €18,550 | €18,550 | €18,550 | = |
| Reserves13 | €42,709 | €42,647 | €10,261 | €10,261 | €10,261 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | €40,849 | €40,787 | €8,401 | €8,401 | €8,401 | = |
| Profit (loss) carried forward14 | €0 | €0 | -€68,612 | -€11,583 | -€8,947 | ▲ 22.8% |
| Amounts payable17/49 | €256,630 | €255,700 | €494,410 | €398,879 | €516,902 | ▲ 29.6% |
| Amounts payable after more than one year17 | €154,564 | €142,892 | €130,980 | €118,823 | €106,417 | ▼ 10.4% |
| Financial debts170/4 | €154,564 | €142,892 | €130,980 | €118,823 | €106,417 | ▼ 10.4% |
| Amounts payable within one year42/48 | €102,065 | €112,809 | €362,307 | €280,055 | €410,485 | ▲ 46.6% |
| Current portion of amounts payable after more than one year42 | €11,438 | €36,672 | €36,912 | €19,657 | €12,406 | ▼ 36.9% |
| Financial debts43 | - | - | - | - | €16,585 | - |
| Credit institutions430/8 | - | - | - | - | €16,585 | - |
| Trade debts44 | €35,999 | €12,159 | €245,364 | €27,663 | €137,287 | ▲ 396% |
| Suppliers440/4 | €35,999 | €12,159 | €245,364 | €27,663 | €137,287 | ▲ 396% |
| Taxes, remuneration and social security45 | €54,629 | €28,720 | €31 | €5,213 | €83 | ▼ 98.4% |
| Taxes450/3 | €54,629 | €28,720 | €31 | €5,213 | €83 | ▼ 98.4% |
| Other amounts payable47/48 | €0 | €35,258 | €80,000 | €227,523 | €244,125 | ▲ 7.3% |
| Accrued charges and deferred income492/3 | - | - | €1,123 | €0 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €32,368 | €124,938 | -€100,999 | €57,029 | €2,636 | ▼ 95.4% |
| + Depreciation and write-downs630 | €10,034 | €14,309 | €15,138 | €13,497 | €10,304 | ▼ 23.7% |
| Operating cash flow (approximation) | €42,402 | €139,247 | -€85,860 | €70,527 | €12,940 | ▼ 81.7% |
| Investment in fixed assets (approximation) | - | -€11,032 | €0 | €0 | €0 | - |
| Change in cash | - | €10,101 | -€9,857 | -€1,922 | €16,643 | ▲ 966% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €57,029
Net result €57,029 after one loss-making year.
06-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 6 days late
2023
31-12
Financial
Weakest financial yearnet -€100,999
Net result drops to -€100,999, the lowest in the series; recovery starts the following year.
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2019net €124,938 ▲286%
Operating result €172,376, net result €124,938, both a record.
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
10-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 10 days late
2020
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
01-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
05-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Duffel · 1 establishment unit since 2010
Ground area
3,286 m²
Building footprint
1,128 m²
Volume, LiDAR
9,464 m³
Parcel 12009E0410/00L003, Flanders · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
CPL
since 20102.194.022.214
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12009E0410/00L003 | Flanders | 3,286 m² | 1 · 1,128 m² | 11.3 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GREY CONCRETE
BE 1009.020.427
As · Eq €19,870
SCARABEE
BE 0793.871.853
Heusden-Zolder · Eq €19,835
ASKO Invest
BE 0776.568.736
Duffel · Eq €19,904
Lucasa
BE 0748.747.552
Kortenberg · Eq €19,823
SICA FOOD
BE 1029.852.463
Tournai · Eq €19,820
Of 24,729 companies in sector 64210 we hold annual accounts for 19,773. 7,388 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-11-2010
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
62200Computer consultancy and computer facilities management
68110Buying and selling of own real estate
70200Business and other management consultancy
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0831080756
Also
9925:BE0831080756
Registered
30-09-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.