Cozy Meal
ActiveThe computed 12-month bankruptcy probability of Cozy Meal is 5.3% (elevated). The 2025 annual accounts show negative equity (€-1k) and a net result of €-2k. Its solvency ranks better than 5% of 18207 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
24
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0▼-100
Growth32
Track record94
Bankruptcy probability, 12 months
5.3%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2425
2024 to 2025 · latest year €-1k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-07-2026, 27 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
27 d early
2024
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€-1k
2024 · €842
2024: €842
2024 → 2025
Total assets
€424▼ 52.4%
2024 · €892
2024: €892
2024 → 2025
Net result
€-2k▼ 16.6%
2024 · €-2k
2024: €-2k
2024 → 2025
Working capital
€-1k
2024 · €842
2024: €842
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€842-€-1k
Operating result€-2k-€-2k▼ 11.8%
Net result€-2k-€-2k▼ 16.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €2k in 2024; the loss grows.
Key figures and ratios
Debt
€2k▲
2024 · €50
Debt ≤ 1 year
€2k▲
2024 · €50
Ratios withheld: a balance sheet total of €424 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€892€424▼
Current assets29/58€892€424▼
Amounts receivable within one year40/41€161€145▼
Other amounts receivable41€161€145▼
Cash at bank and in hand54/58€731€279▼
Equity and liabilities
Total equity and liabilities10/49€892€424▼
Equity10/15€842€-1k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€-2k€-4k▼
Amounts payable17/49€50€2k▲
Amounts payable within one year42/48€50€2k▲
Trade debts44€50€2k▲
Suppliers440/4€50€2k▲
Income statement
Code20242025
Other operating charges640/8€826€636▼
Gross operating margin9900€-768€-1k▼
Operating profit (loss)9901€-2k€-2k▼
Financial charges65/66B€64€152▲
Recurring financial charges65€64€152▲
Profit (loss) for the period before taxes9903€-2k€-2k▼
Profit (loss) for the period9904€-2k€-2k▼
Profit (loss) for the period to be appropriated9905€-2k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€-4k▼
Profit (loss) brought forward from the previous period14P-€-2k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bisschoppenhoflaan 792100 AntwerpenGround area
3,119 m²
Building footprint
1,504 m²
Volume, LiDAR
12,016 m³
2 parcels, Flanders · tallest building 12.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Cozy Meal
since 20252.371.219.141
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11012A0017/00D004 | Flanders | 2,405 m² | 1 · 1,387 m² | 12.8 m · 3 fl. |
| 11012A0026/00P002 | Flanders | 713 m² | 1 · 117 m² | 11.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.371.219.141
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Of 1,508 companies in sector 47252 we hold annual accounts for 651. 57 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-06-2023
Fiscal year end31-12
Activities, NACEBEL
47252Retail sale of beverages, general range
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.