COVIDEC
ActiveCOVIDEC has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-19k) and a net result of €-1k. Equity is shrinking by ~67.5% per year across the filed fiscal years. Its solvency ranks better than 5% of 2687 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
38
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-19k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
1 d early
2023
29 d late
2022
61 d early
2021
31 d early
2020
19 d late
2019
59 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-19k▼ 6.1%
2024 · €-18k
2018: €53k
2019: €40k
2020: €23k
2021: €9k
2022: €-13k
2023: €-18k
2024: €-18k
2018 → 2025
Total assets
€330▼ 3.8%
2024 · €343
2018: €87k
2019: €62k
2020: €38k
2021: €31k
2022: €8k
2023: €4k
2024: €343
2018 → 2025
Net result
€-1k▼ 1,202%
2024 · €-84
2018: €-19k
2019: €-13k
2020: €-17k
2021: €-13k
2022: €-22k
2023: €-5k
2024: €-84
2018 → 2025
Working capital
€-19k▼ 6.1%
2024 · €-18k
2018: €46k
2019: €40k
2020: €23k
2021: €9k
2022: €-13k
2023: €-18k
2024: €-18k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€9k-€-13k€-18k▼ 37.6%€-18k▼ 0.5%€-19k▼ 6.1%
Operating result€-13k-€-22k▼ 68.6%€-4k▲ 80.0%€51€-927
Net result€-13k-€-22k▼ 66.4%€-5k▲ 78.2%€-84▲ 98.3%€-1k▼ 1,202%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €927 after €51 in 2024.
Key figures and ratios
Debt
€19k▲
2024 · €18k
Debt ≤ 1 year
€19k▲
2024 · €18k
Ratios withheld: a balance sheet total of €330 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€343€330▼
Current assets29/58€343€330▼
Amounts receivable within one year40/41€248€41▼
Other amounts receivable41€248€41▼
Cash at bank and in hand54/58€95€181▲
Deferred charges and accrued income490/1-€108
Equity and liabilities
Total equity and liabilities10/49€343€330▼
Equity10/15€-18k€-19k▼
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Reserves13€72k€72k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Distributable reserves133€70k€70k=
Profit (loss) carried forward14€-108k€-110k▼
Amounts payable17/49€18k€19k▲
Amounts payable within one year42/48€18k€19k▲
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Other amounts payable47/48€16k€17k▲
Income statement
Code20242025
Non-recurring operating charges66A-€36
Gross operating margin9900€51€-891▼
Operating profit (loss)9901€51€-927▼
Financial income75/76B€48-
Recurring financial income75€48-
Non-recurring financial income76B€48-
Financial charges65/66B€183€165▼
Recurring financial charges65€183€165▼
Profit (loss) for the period before taxes9903€-84€-1k▼
Profit (loss) for the period9904€-84€-1k▼
Profit (loss) for the period to be appropriated9905€-84€-1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-108k€-110k▼
Profit (loss) brought forward from the previous period14P€-108k€-108k▼
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-22k
Net result drops to €-22k, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
19-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 19 days late
2020
28-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 59 days late
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
30-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 61 days late
2017
06-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jette · 1 establishment unit since 1986
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tentoonstellingslaan 3331090 JetteGround area
249 m²
Building footprint
198 m²
Volume, LiDAR
1,612 m³
2 parcels, Brussels, Flanders · tallest building 12.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Baron Albert d'Huartlaan 285, 1950 Kraainem
since 19862.034.880.054
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21010A0086/00M003 | Brussels | 139 m² | 1 · 88 m² | 12.8 m · 3 fl. |
| 22002C0044/00E007 | Flanders | 110 m² | 1 · 110 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 9,258 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded14-10-1986
Fiscal year end31-12
Activities, NACEBEL
51850
62030Computer programming, consultancy and related activities
62200Computer consultancy and computer facilities management
46431Wholesale of electrical household appliances and audio-video equipment
46500Wholesale of information and communication equipment
46660Wholesale trade
62010Computer programming, consultancy and related activities
62020IT consultancy
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 39 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.