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COVENTIS

Active
Private limited companyfounded 200719 yrs activeStokthoekstraat 10, 9140 Temse, BelgiumKBO/BCE: BE 0891.353.784

COVENTIS has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €223k and a net result of €40k. Equity is growing by ~24.4% per year across the filed fiscal years. Its solvency ranks better than 76% of 31523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
100 / 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▲+17
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 4.64 against 4.06 in 2024), and 19.9% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 19 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
80.1%
Return on assets
14.3%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-04-2026, 115 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
115 d early
2024
121 d early
2023
35 d early
2022
30 d late
2021
9 d late
2020
37 d early
2019
20 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€223k▲ 21.7%
2024 · €183k
2018: €16k 2019: €49k 2020: €78k 2021: €115k 2022: €119k 2023: €157k 2024: €183k
2018 → 2025
Total assets
€278k▲ 18.5%
2024 · €235k
2018: €102k 2019: €139k 2020: €174k 2021: €201k 2022: €193k 2023: €227k 2024: €235k
2018 → 2025
Net result
€40k▲ 51.9%
2024 · €26k
2018: €13k 2019: €33k 2020: €30k 2021: €36k 2022: €5k 2023: €38k 2024: €26k
2018 → 2025
Working capital
€198k▲ 28.5%
2024 · €154k
2018: €2k 2019: €41k 2020: €75k 2021: €101k 2022: €80k 2023: €124k 2024: €154k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€115k-€119k▲ 3.9%€157k▲ 31.5%€183k▲ 16.7%€223k▲ 21.7%
Operating result€50k-€6k▼ 88.5%€53k▲ 810%€38k▼ 28.8%€53k▲ 40.8%
Net result€36k-€5k▼ 87.6%€38k▲ 731%€26k▼ 30.3%€40k▲ 51.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60kOperating result 2021: €50k€50kNet result 2021: €36k€36kOperating result 2022: €6k€6kNet result 2022: €5k€5kOperating result 2023: €53k€53kNet result 2023: €38k€38kOperating result 2024: €38k€38kNet result 2024: €26k€26kOperating result 2025: €53k€53kNet result 2025: €40k€40k20212022202320242025
The operating result recovers in 2025; 2025 is 41% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €278k
Fixed assets €25k▼ 15.6%
Current assets €253k▲ 23.5%
Equity and liabilities €278k
Equity €223k▲ 21.7%
Debt €55k▲ 7.1%
The debt ratio falls from 22.1% to 19.9%: equity grows faster than debt.
Key figures and ratios
2025 value · change against 2024
EBITDA
€57k
2024 · €43k
Cash flow
€44k
2024 · €31k
Solvency
80.1%
2024 · 77.9%
Current ratio
4.64
2024 · 4.06
Quick ratio
4.64
2024 · 4.06
Debt / equity
0.25
2024 · 0.28
ROE
17.9%
2024 · 14.3%
ROA
14.3%
2024 · 11.2%
Interest coverage
44.93
2024 · 28.67
Debt
€55k
2024 · €52k
Debt ≤ 1 year
€55k
2024 · €50k
Income taxes
€15k
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€235k€278k
Fixed assets21/28€30k€25k
Tangible fixed assets22/27€29k€24k
Furniture and vehicles24€2k€702
Other tangible fixed assets26€27k€24k
Financial fixed assets28€780€780=
Current assets29/58€205k€253k
Amounts receivable within one year40/41€8k€11k
Trade receivables40€6k€11k
Other amounts receivable41€2k€176
Current investments50/53€100k€0
Cash at bank and in hand54/58€97k€241k
Deferred charges and accrued income490/1€754€989
Equity and liabilities
Total equity and liabilities10/49€235k€278k
Equity10/15€183k€223k
Contributions10/11€19k€19k=
Reserves13€136k€176k
Distributable reserves133€136k€176k
Profit (loss) carried forward14€28k€28k=
Amounts payable17/49€52k€55k
Amounts payable within one year42/48€50k€55k
Trade debts44€5k€8k
Suppliers440/4€5k€8k
Advances received on contracts in progress46€1k€0
Taxes, remuneration and social security45€6k€9k
Taxes450/3€6k€9k
Other amounts payable47/48€38k€38k
Accrued charges and deferred income492/3€1k€948
Income statement Code20242025
Non-recurring operating income76A€670€0
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€111€0
Other operating charges640/8€1k€983
Gross operating margin9900€44k€58k
Operating profit (loss)9901€38k€53k
Financial income75/76B€0€3k
Recurring financial income75€0€3k
Financial charges65/66B€1k€1k
Recurring financial charges65€1k€1k
Profit (loss) for the period before taxes9903€36k€55k
Income taxes67/77€10k€15k
Profit (loss) for the period9904€26k€40k
Profit (loss) for the period to be appropriated9905€26k€40k
Appropriation of the result
Profit (loss) to be appropriated9906€54k€68k
Profit (loss) brought forward from the previous period14P€28k€28k=
Transfer to equity691/2€26k€40k
To other reserves6921€26k€40k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
17-08
State Gazette act Incorporation · Founder
Founding capital · Corporate purpose
08-07
State Gazette act Incorporation · Founder
Founding capital · Corporate purpose
07-04
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2018net €40k ▲51.9%
Operating result €53k, net result €40k, both a record.
31-12
Financial Equity above €200kEq €223k ▲21.7%
8 profitable years in a row build equity to €223k.
01-04
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
26-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Equity above €150kEq €157k ▲31.5%
6 profitable years in a row build equity to €157k.
30-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial Weakest financial yearnet €5k ▼87.6%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
09-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 9 days late
2021
31-12
Financial Equity above €100kEq €115k ▲46.5%
4 profitable years in a row build equity to €115k.
24-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
20-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 20 days late
2019
03-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
07-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
14-07
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Temse · 2 establishment units since 2007
establishment All 2 establishment units on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Stokthoekstraat 109140 Temse
Ground area
1,742 m²
Building footprint
704 m²
Volume, LiDAR
6,973 m³
2 parcels, Flanders · tallest building 16.6 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
Stokthoekstraat 10A, 9140 Temse
NACE 7414201
since 20072.164.305.570
Zwijnaardsesteenweg 511, 9000 Gent
Renting and operating of own or leased non-residential real estate, excluding land
since 20222.327.391.274
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46008A0477/00G000 Flanders 1,127 m² 1 · 197 m² 9.2 m · 3 fl.
44808H0512/00M000 Flanders 614 m² 1 · 506 m² 16.6 m · 4 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 39,261 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded09-08-2007
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.