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COUSSEMENT

Active
Private limited companyfounded 199728 yrs activeEsserstraat(Z) 8, 8550 Zwevegem, BelgiumKBO/BCE: BE 0461.603.105

COUSSEMENT has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €447k and a net result of €113k. Equity is growing by ~9% per year across the filed fiscal years. Its solvency ranks better than 74% of 11165 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
100 / 100
Excellent▲ +17 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+3
Growth58=
Stability100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 3.65 against 2.08 in 2024), and 27.7% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 28 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
72.3%
Return on assets
18.3%
Age of the figures
11 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
on the day
2024
22 d early
2023
31 d early
2022
40 d early
2021
40 d early
2020
on the day
2019
27 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
12-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€447k▲ 34.0%
2024 · €333k
2018: €905k 2019: €273k 2020: €162k 2021: €175k 2022: €194k 2023: €266k 2024: €333k
2018 → 2025
Total assets
€618k▲ 1.7%
2024 · €607k
2018: €992k 2019: €998k 2020: €1.06M 2021: €675k 2022: €736k 2023: €667k 2024: €607k
2018 → 2025
Net result
€113k▲ 66.8%
2024 · €68k
2018: €37k 2019: €68k 2020: €39k 2021: €13k 2022: €119k 2023: €71k 2024: €68k
2018 → 2025
Working capital
€415k▲ 45.7%
2024 · €285k
2018: €938k 2019: €255k 2020: €116k 2021: €87k 2022: €329k 2023: €261k 2024: €285k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€175k-€194k▲ 10.8%€266k▲ 36.8%€333k▲ 25.6%€447k▲ 34.0%
Operating result€25k-€166k▲ 567%€102k▼ 38.5%€101k▼ 1.3%€151k▲ 49.9%
Net result€13k-€119k▲ 816%€71k▼ 40.0%€68k▼ 5.0%€113k▲ 66.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100k€150kOperating result 2021: €25k€25kNet result 2021: €13k€13kOperating result 2022: €166k€166kNet result 2022: €119k€119kOperating result 2023: €102k€102kNet result 2023: €71k€71kOperating result 2024: €101k€101kNet result 2024: €68k€68kOperating result 2025: €151k€151kNet result 2025: €113k€113k20212022202320242025
The operating result recovers in 2025; 2025 is 50% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €618k
Fixed assets €45k▼ 22.5%
Current assets €572k▲ 4.3%
Equity and liabilities €618k
Equity €447k▲ 34.0%
Debt €171k▼ 37.6%
The debt ratio falls from 45.1% to 27.7%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€168k
2024 · €122k
Cash flow
€130k
2024 · €89k
Solvency
72.3%
2024 · 54.9%
Current ratio
3.65
2024 · 2.08
Quick ratio
1.04
2024 · 0.54
Debt / equity
0.38
2024 · 0.82
ROE
25.4%
2024 · 20.4%
ROA
18.3%
2024 · 11.2%
Interest coverage
81.01
2024 · 39.33
Debt
€171k
2024 · €274k
Debt ≤ 1 year
€157k
2024 · €264k
Income taxes
€36k
2024 · €30k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€607k€618k
Fixed assets21/28€59k€45k
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€59k€45k
Land and buildings22€0€0=
Plant, machinery and equipment23€34k€28k
Furniture and vehicles24€25k€17k
Other tangible fixed assets26€0€0=
Current assets29/58€549k€572k
Amounts receivable after more than one year29€2k-
Other amounts receivable291€2k-
Stocks and contracts in progress3€407k€410k
Stocks30/36€407k€410k
Amounts receivable within one year40/41€89k€95k
Trade receivables40€66k€52k
Other amounts receivable41€23k€43k
Cash at bank and in hand54/58€51k€67k
Equity and liabilities
Total equity and liabilities10/49€607k€618k
Equity10/15€333k€447k
Contributions10/11€19k€19k=
Reserves13€80k€80k=
Distributable reserves133€80k€80k=
Profit (loss) carried forward14€235k€348k
Amounts payable17/49€274k€171k
Amounts payable within one year42/48€264k€157k
Current portion of amounts payable after more than one year42€68k-
Trade debts44€54k€157k
Suppliers440/4€54k€157k
Other amounts payable47/48€142k-
Accrued charges and deferred income492/3€10k€14k
Income statement Code20242025
Non-recurring operating income76A-€500
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€17k
Other operating charges640/8€3k€818
Gross operating margin9900€124k€169k
Operating profit (loss)9901€101k€151k
Financial income75/76B€303€843
Recurring financial income75€303€843
Financial charges65/66B€3k€2k
Recurring financial charges65€3k€2k
Profit (loss) for the period before taxes9903€98k€150k
Income taxes67/77€30k€36k
Profit (loss) for the period9904€68k€113k
Profit (loss) for the period to be appropriated9905€68k€113k
Appropriation of the result
Profit (loss) to be appropriated9906€235k€348k
Profit (loss) brought forward from the previous period14P€167k€235k

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
30-04
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
15-05
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
08-04
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-03
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial Equity above €200kEq €266k ▲36.8%
6 profitable years in a row build equity to €266k.
21-03
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial Highest result since 2018net €119k ▲816%
Operating result €166k, net result €119k, both a record.
21-03
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial Weakest financial yearnet €13k ▼66.9%
Net result drops to €13k, the lowest in the series; recovery starts the following year.
30-04
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
03-04
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
18-03
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
16-04
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zwevegem · 1 establishment unit since 1997
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Esserstraat(Z) 88550 Zwevegem
Ground area
3,628 m²
Building footprint
1,977 m²
Volume, LiDAR
12,648 m³
2 parcels, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Pastoor Verrieststraat 95, 8570 Anzegem
NACE 5010301
since 19972.083.665.611
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
34042A0818/00F000 Flanders 2,566 m² 1 · 1,530 m² 7.7 m · 2 fl.
34018B0795/00M000 Flanders 1,061 m² 1 · 447 m² 7.0 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 824 companies in sector 46620 we hold annual accounts for 639. 512 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded08-10-1997
Fiscal year end30-09
Activities, NACEBEL
46620Wholesale of machine tools
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.