Courrières
ActiveCourrières has been active since 1979 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €369k and a net result of €2k. Equity is growing by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 66% of 2029 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▲+5
Solvency80▼-12
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity tight (current ratio 1.46 against 2.57 in 2024; short-term debt: 41.9% and cash: 16.7% of total assets), and 45.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 42
Relative position
BE, all sectors
reference
Sector 42
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.9%
Return on assets
0.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
29 d late
2024
29 d late
2023
30 d late
2022
30 d late
2021
31 d late
2020
31 d late
2019
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€2k
2024 · €-21k
2018: €56k
2019: €44k
2020: €5k
2021: €87k
2022: €15k
2023: €2k
2024: €-21k
2018 → 2025
Working capital
€129k▼ 36.4%
2024 · €202k
2018: €216k
2019: €178k
2020: €172k
2021: €241k
2022: €263k
2023: €249k
2024: €202k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€371k-€386k▲ 4.1%€389k▲ 0.6%€367k▼ 5.5%€369k▲ 0.4%
Operating result€108k-€24k▼ 77.9%€11k▼ 54.6%€-16k€16k
Net result€87k-€15k▼ 82.4%€2k▼ 85.6%€-21k€2k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €16k after a loss of €16k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €672k
Fixed assets
€262k▲ 20.9%
Current assets
€411k▲ 24.1%
Equity and liabilities €672k
Equity
€369k▲ 0.4%
Debt
€303k▲ 68.7%
The debt ratio rises from 32.9% to 45.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€79k▲
2024 · €38k
Cash flow
€65k▲
2024 · €32k
Solvency
54.9%▼
2024 · 67.1%
Current ratio
1.46▼
2024 · 2.57
Quick ratio
1.46▼
2024 · 2.57
Debt / equity
0.82▲
2024 · 0.49
ROE
0.4%▲
2024 · -5.9%
ROA
0.2%▲
2024 · -3.9%
Interest coverage
7.71▲
2024 · 6.46
Debt
€303k▲
2024 · €180k
Debt ≤ 1 year
€282k▲
2024 · €129k
Debt > 1 year
€7k▼
2024 · €40k
Income taxes
€5k▲
2024 · €684
Staff costs
€259k▼
2024 · €313k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€547k€672k▲
Fixed assets21/28€216k€262k▲
Tangible fixed assets22/27€214k€259k▲
Land and buildings22€2k€2k=
Plant, machinery and equipment23€81k€77k▼
Furniture and vehicles24€131k€180k▲
Financial fixed assets28€3k€3k▲
Current assets29/58€331k€411k▲
Amounts receivable within one year40/41€220k€277k▲
Trade receivables40€208k€265k▲
Other amounts receivable41€12k€11k▼
Cash at bank and in hand54/58€93k€112k▲
Deferred charges and accrued income490/1€18k€21k▲
Equity and liabilities
Total equity and liabilities10/49€547k€672k▲
Equity10/15€367k€369k▲
Contributions10/11€68k€68k=
Capital10€68k€68k=
Issued capital100€68k€68k=
Reserves13€216k€216k=
Non-distributable reserves130/1€7k€7k=
Legal reserve130€7k€7k=
Tax-exempt reserves132€3k€3k=
Distributable reserves133€207k€207k=
Profit (loss) carried forward14€83k€85k▲
Amounts payable17/49€180k€303k▲
Amounts payable after more than one year17€40k€7k▼
Financial debts170/4€40k€7k▼
Amounts payable within one year42/48€129k€282k▲
Current portion of amounts payable after more than one year42€34k€33k▼
Trade debts44€44k€78k▲
Suppliers440/4€44k€78k▲
Taxes, remuneration and social security45€9k€18k▲
Taxes450/3€711€7k▲
Remuneration and social security454/9€8k€11k▲
Other amounts payable47/48€41k€153k▲
Accrued charges and deferred income492/3€11k€15k▲
Income statement
Code20242025
Remuneration, social security and pensions62€313k€259k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€54k€63k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€17k
Other operating charges640/8€20k€12k▼
Non-recurring operating charges66A€2k€4k▲
Gross operating margin9900€372k€371k▼
Operating profit (loss)9901€-16k€16k▲
Financial income75/76B€922€599▼
Recurring financial income75€922€599▼
Financial charges65/66B€6k€10k▲
Recurring financial charges65€6k€10k▲
Profit (loss) for the period before taxes9903€-21k€6k▲
Income taxes67/77€684€5k▲
Profit (loss) for the period9904€-21k€2k▲
Transfer from tax-exempt reserves789€10k-
Profit (loss) for the period to be appropriated9905€-12k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€83k€85k▲
Profit (loss) brought forward from the previous period14P€95k€83k▼
Social balance
Average headcount (FTE)90875.94.9▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 29 days late
2025
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet €-21k ▼1071%
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 30 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 30 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
31-12
Financial
Highest result since 2018net €87k ▲1743%
Operating result €108k, net result €87k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 61 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 30 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Le Roeulx · 1 establishment unit since 1982
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Abel Roger(M) 57070 Le RoeulxGround area
3,194 m²
Building footprint
118 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue de la Croix du Maïeur(S-B) 23, 7110 La Louvière
since 19822.109.004.088
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55042A0609/00X000 | Wallonia | 2,554 m² | - | - |
| 55027D0120/00K000 | Wallonia | 640 m² | 1 · 118 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
24 categoriesCourrières SA33035
Similar companies · same sector, comparable size
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CORDACROTECH
BE 0760.478.812
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EBeco
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UST Bouw
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Antwerpen · Eq €365k
Of 1,823 companies in sector 42220 we hold annual accounts for 958. 588 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded15-12-1979
Fiscal year end31-12
Activities, NACEBEL
42220Construction of utility projects for electricity and telecommunications
43990Other specialised construction activities
43999Specialised construction activities
45215
45250
01500Mixed farming
Sources
Crossroads Bank for EnterprisesNational Bank · 46 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@sa-courrieres.be