COUGAR 7
ActiveCOUGAR 7 has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €245k and a net result of €-7k. Equity is growing by ~3.7% per year across the filed fiscal years. Its solvency ranks better than 48% of 16935 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency65=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days only on tighter terms
Liquidity short (current ratio 0.02 against 0.06 in 2024), and 41.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
60 d early
2023
29 d late
2022
31 d late
2021
30 d late
2020
30 d late
2019
89 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€245k▼ 2.9%
2024 · €252k
2018: €197k
2019: €212k
2020: €219k
2021: €234k
2022: €252k
2023: €254k
2024: €252k
2018 → 2025
Total assets
€421k▼ 1.8%
2024 · €429k
2018: €475k
2019: €465k
2020: €451k
2021: €461k
2022: €457k
2023: €445k
2024: €429k
2018 → 2025
Net result
€-7k▼ 337%
2024 · €-2k
2018: €17k
2019: €15k
2020: €7k
2021: €14k
2022: €18k
2023: €2k
2024: €-2k
2018 → 2025
Working capital
€-173k▼ 4.8%
2024 · €-165k
2018: €-198k
2019: €-192k
2020: €-200k
2021: €-217k
2022: €-195k
2023: €-178k
2024: €-165k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€234k-€252k▲ 7.6%€254k▲ 0.9%€252k▼ 0.7%€245k▼ 2.9%
Operating result€19k-€22k▲ 12.5%€6k▼ 74.6%€2k▼ 68.4%€-4k
Net result€14k-€18k▲ 23.3%€2k▼ 87.0%€-2k€-7k▼ 337%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €4k after €2k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €421k
Fixed assets
€418k▲ 0.1%
Current assets
€3k▼ 76.3%
Equity and liabilities €421k
Equity
€245k▼ 2.9%
Debt
€176k▼ 0.3%
The debt ratio rises from 41.2% to 41.8%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€10k▼
2024 · €16k
Cash flow
€7k▼
2024 · €12k
Solvency
58.2%▼
2024 · 58.8%
Current ratio
0.02▼
2024 · 0.06
Quick ratio
0.02▼
2024 · 0.06
Debt / equity
0.72▲
2024 · 0.70
ROE
-3.0%▼
2024 · -0.7%
ROA
-1.7%▼
2024 · -0.4%
Interest coverage
3.47▼
2024 · 4.57
Debt
€176k▼
2024 · €177k
Debt ≤ 1 year
€176k▼
2024 · €177k
Income taxes
€7▲
2024 · €1
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€429k€421k▼
Fixed assets21/28€418k€418k▲
Intangible fixed assets21€2k€2k=
Tangible fixed assets22/27€415k€416k▲
Land and buildings22€415k€416k▲
Financial fixed assets28€650€650=
Current assets29/58€11k€3k▼
Amounts receivable within one year40/41€2k-
Trade receivables40€1k-
Other amounts receivable41€866-
Current investments50/53€5k€2k▼
Cash at bank and in hand54/58€3k€434▼
Deferred charges and accrued income490/1€590€595▲
Equity and liabilities
Total equity and liabilities10/49€429k€421k▼
Equity10/15€252k€245k▼
Contributions10/11€20k€20k=
Revaluation surpluses12€300k€300k=
Profit (loss) carried forward14€-68k€-75k▼
Amounts payable17/49€177k€176k▼
Amounts payable within one year42/48€177k€176k▼
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45-€607
Taxes450/3-€607
Other amounts payable47/48€174k€173k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€15k▲
Other operating charges640/8€4k€4k▼
Gross operating margin9900€20k€14k▼
Operating profit (loss)9901€2k€-4k▼
Financial income75/76B€2€23▲
Recurring financial income75€2€23▲
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€-2k€-7k▼
Income taxes67/77€1€7▲
Profit (loss) for the period9904€-2k€-7k▼
Profit (loss) for the period to be appropriated9905€-2k€-7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-68k€-75k▼
Profit (loss) brought forward from the previous period14P€-66k€-68k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-7k
Net result drops to €-7k, the lowest in the series.
01-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Highest result since 2018net €18k ▲23.3%
Net result €18k, the highest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 89 days late
2019
31-12
Financial
Equity above €200kEq €212k ▲7.7%
2 profitable years in a row build equity to €212k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 59 days late
2017
30-10
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 91 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Louvain 2791410 WaterlooGround area
4,166 m²
Building footprint
3,210 m²
Volume, LiDAR
41,926 m³
2 parcels, Brussels, Wallonia · tallest building 20.1 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Grasmarkt 105, 1000 Brussel
since 20002.076.441.980
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21004A1111/00B000 ProtectedArchitectural ensemble · MonumentDe Borse - uitbreiding van de bescherming met bepaalde delenSource ↗ |
Brussels | 3,019 m² | 1 · 2,983 m² | 20.1 m · 6 fl. |
| 25764N0873/00S002 | Wallonia | 1,146 m² | 1 · 227 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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AXITO
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Demute
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Of 16,807 companies in sector 62100 we hold annual accounts for 8,747. 6,370 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-03-1996
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
72220
47400Retail sale of information and communication equipment
47410Retail trade
52487
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.