Financials
- Financial year
- 2024
- Total assets
- €599,015
- Profit
- €101,298
- Solvency
- 69.5%
Total assets▲ 2.7%
Net result
20182024
COTTAGE DREAMS IMMO
ActiveSummary
The computed 12-month bankruptcy probability of COTTAGE DREAMS IMMO is 2.1% (moderate). The 2024 annual accounts show equity of €416,438 and a net result of €101,298. Equity is growing by about 38% per year across the filed financial years. Its solvency ranks better than 78% of 4,794 sector peers (NACE 68, financial year 2024). The company has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Development of non-residential building projects
NACE 68122
1 site
Size
€599,015total assets 2024
- Equity
- €416,438
- Profit
- €101,298
Structure
2025 accounts not filed, 86 days past the deadline4 deeds in the Belgian Official Gazette
Why 55raises riskLiquidity: current ratio 4.70, cash €466Figures for financial year 2024 (filed 30-09-2025)1 financial year not filed after the legal deadline; last filed accounts filed 61 days late; 3 of the last 3 latelowers riskFounded in 2009Show the evidence
Checked score
Score 2024
55
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 69% of its sector peers (NACE 68, micro)
Financial strength · tick = 2023
Strong
Solvency
95+10
equity 69.5% of total assets
Liquidity
43-2
short-term debt 20.8% · cash 0.1%
Profitability
90-6
return on assets 16.9%
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 1.7%
12-2024: 2.0%▲ +0.3 percentage points vs 11-2024
01-2025: 2.0%● unchanged vs 12-2024
02-2025: 2.0%● unchanged vs 01-2025
03-2025: 2.0%● unchanged vs 02-2025
04-2025: 1.6%▼ -0.4 percentage points vs 03-2025
05-2025: 1.6%● unchanged vs 04-2025
06-2025: 1.5%▼ -0.1 percentage points vs 05-2025
07-2025: 1.6%▲ +0.1 percentage points vs 06-2025
08-2025: 2.1%▲ +0.5 percentage points vs 07-2025
09-2025: 2.3%▲ +0.2 percentage points vs 08-2025highest value
10-2025: 1.1%▼ -1.2 percentage points vs 09-2025
11-2025: 1.1%● unchanged vs 10-2025
12-2025: 1.1%● unchanged vs 11-2025
01-2026: 1.1%● unchanged vs 12-2025
02-2026: 1.1%● unchanged vs 01-2026
03-2026: 1.1%● unchanged vs 02-2026
04-2026: 1.1%● unchanged vs 03-2026
05-2026: 1.1%● unchanged vs 04-2026
06-2026: 1.0%▼ -0.1 percentage points vs 05-2026
07-2026: 1.0%● unchanged vs 06-2026lowest value
08-2026: 1.5%▲ +0.5 percentage points vs 07-2026
09-2026: 1.7%▲ +0.2 percentage points vs 08-2026
10-2026: 2.1%▲ +0.4 percentage points vs 09-2026
Credit of up to €22,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity ample (current ratio 4.7, compared with 5.36 in 2023, above the usual 1.5; short-term debt: 20.8% and cash: 0.1% of total assets), and 30.5% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 78% on solvency, 37% on liquidity, 86% on profitability and 74% on growth.
The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises risk
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 86 days later.
NBB · 10 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline25-10-2026 today
raises risk · 2024 accounts filed 61 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
61 days late
2023
152 days late
2022
141 days late
2021
148 days late
2020
135 days late
2019
151 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 131 days after the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (1)
- Annual accounts filedfinancial year 2024 · full…
- Annual accounts filedfinancial year 2023 · full…
- Annual accounts filedfinancial year 2022 · full…
Key points
By topic
Timeline
- Events
- 19
- Since
- 2011
- 31-12-2022Equity above €200,000
- 26-12-2022Annual accounts filed
- 31-12-2021Highest result from 2018 to 2024
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Development of non-residential building projectsNACE 68122
- Founded
- 02-09-2009
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Key facts about COTTAGE DREAMS IMMO
- What is the company number of COTTAGE DREAMS IMMO?
- 0818.201.334. In Belgium the VAT number is the company number with BE in front: BE 0818.201.334.
- Where is COTTAGE DREAMS IMMO based?
- The registered office is at Rue Haute 267, 4701 Eupen.Company details
- What does COTTAGE DREAMS IMMO do?
- According to the KBO register, the main activity is development of non-residential building projects (NACE 68122).
- What is the legal form of COTTAGE DREAMS IMMO?
- Private limited company (BV).
- When was COTTAGE DREAMS IMMO founded?
- On 02-09-2009.
- Is COTTAGE DREAMS IMMO still active?
- Yes, COTTAGE DREAMS IMMO is an active enterprise in the KBO register.
- What is the turnover of COTTAGE DREAMS IMMO?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is COTTAGE DREAMS IMMO profitable?
- In financial year 2024, COTTAGE DREAMS IMMO made a profit of €101,298.
- Where can I find the annual accounts of COTTAGE DREAMS IMMO?
- COTTAGE DREAMS IMMO filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
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