COTORA
ActiveSummary
COTORA has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €42,068 and a net result of €42,897. Its solvency ranks better than 61% of 39,184 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
- Equity
- €42,068
- Profit
- €42,897
Why 97lowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Liquidity: current ratio 2.94, cash €42,153Size: total assets €63,722Equity €42,068 (66.0% of total assets)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 61% on solvency, 77% on liquidity and 84% on profitability.
The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointment: CATOIRE Olivier Emmanuel Hubert…
Financials · financial year 2025, micro format
Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.
Peer companies
Historical observationOf the 11,279 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 96.6% are still going.
- Micro
- under 2 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
For this company itself Checked computes a bankruptcy probability of < 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 11,279 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2025 |
|---|---|
| Other operating charges640/8 | €60 |
| Gross operating margin9900 | €54,284 |
| Operating profit (loss)9901 | €54,224 |
| Financial income75/76B | €25 |
| Recurring financial income75 | €25 |
| Financial charges65/66B | €459 |
| Recurring financial charges65 | €459 |
| Profit (loss) for the period before taxes9903 | €53,790 |
| Income taxes67/77 | €10,893 |
| Profit (loss) for the period9904 | €42,897 |
| Profit (loss) for the period to be appropriated9905 | €42,897 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €63,722 | |
| Current assets29/58 | €63,722 | |
| Amounts receivable within one year40/41 | €20,896 | |
| Trade receivables40 | €20,368 | |
| Other amounts receivable41 | €527 | |
| Cash at bank and in hand54/58 | €42,153 | |
| Deferred charges and accrued income490/1 | €673 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €63,722 | |
| Equity10/15 | €42,068 | |
| Contributions10/11 | €1 | |
| Profit (loss) carried forward14 | €42,067 | |
| Amounts payable17/49 | €21,654 | |
| Amounts payable within one year42/48 | €21,654 | |
| Trade debts44 | €186 | |
| Suppliers440/4 | €186 | |
| Taxes, remuneration and social security45 | €20,638 | |
| Taxes450/3 | €20,638 | |
| Other amounts payable47/48 | €830 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €42,897 |
| Operating cash flow (approximation) | €42,897 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 18-06-2026 | 2026-00171295 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| CATOIRE Olivier Emmanuel Hubert Gérard |
|
Owners and capital
Capital and shareholders
- CATOIRE Olivier Emmanuel Hubert Gérard 100 shares (100%) · €1 in cash
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 27-08-2025 Incorporation · €1 · 100 shares
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
27-08
Gazette deed
IncorporationAppointment: CATOIRE Olivier Emmanuel Hubert Gérard (director) · Founder · Founding capital16 facts ▸
- Incorporation, 21-08-2025
- Founder, CATOIRE Olivier Emmanuel Hubert Gérard
- Founding capital, €1
- Bank account, “KBC Bank SA, compte spécial” (deed in French)
- Other provision, 28-07-2025
- Other provision, “informations légales” (deed in French)
- Other provision, “possibilités statutaires” (deed in French)
- Declaration, “capacité et compétence” (deed in French)
- Other provision, “frais de constitution”, 1450.0 (deed in French)
- Registered office clause, “1150 Woluwe-Saint-Pierre, avenue du Haras 147” (deed in French) (2 times)
- Board rule, 1
- Director appointment, CATOIRE Olivier Emmanuel Hubert Gérard (director (not named in the articles))
- +4 further facts in this act
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21683D0369/00N009 | Brussels | 311 m² | 1 · 79 m² | 11.6 m · 3 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “La fourniture de tous services de consultance et d'assistance en organisation et gestion d'entreprises et en particulier, tous conseils et…” (deed in French)
6 activities (deed in French)
- La fourniture de tous services de consultance et d'assistance en organisation et gestion d'entreprises et en particulier, tous conseils et consultations de nature financière, juridique, fiscale, technique, technologique, énergétique, stratégique et économique ainsi que l’organisation de formations dans le domaine de la gestion d'entreprise et des technologies de l’information.
- Il s’agit notamment de développements, d’intégrations, d’assistance technique, de gestion de projets, d’audits, de change management, de conseil, mentoring, de coaching individuel et de groupe, faisant appel à des techniques classiques et artistiques/créatives.
- La centralisation de travaux, administratifs, informatiques ou autres au moyen, entre autres, de la mise à disposition de ressources matérielles et humaines ;
- Toute activité relevant d'un bureau d'étude, de la formation, de l'organisation et de conseils, notamment en matières financières, commerciales ou sociales ;
- Toutes études de marchés, la promotion publicitaire en tous genres et l'organisation de tous cours, formations ou séminaires, en présentiel ou par correspondance, ainsi que la production, la vente, l'édition sur tout support de tout média pouvant aider à la réalisation des activités prédécrites ;
- Tous conseils, prestations, travaux, études, formations et assistance tant aux entreprises qu’aux personnes physiques y compris la vente et la location de matériel.
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- COTORA
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Région de Bruxelles-Capitale, par simple décision de l’organe d’administration” (deed in French)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- “Fixé par l'assemblée, à défaut sans limitation de durée, organe d'administration” (deed in French)“Pouvoirs de l'organe d'administration, sous réserve de ceux que la loi et les statuts réservent à l'assemblée générale” (deed in French)“Fixe ou proportionnelle, rémunération des administrateurs” (deed in French)1 more provision on this in the deed
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- One provision in the deed
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- One provision in the deed
- Share issue ruleHow and by whom new shares can be issued.
- One provision in the deed
- Profit allocationHow profit is distributed; a BV may only pay out after a balance-sheet and liquidity test.
- One provision in the deed
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- 28 May at 18:00
- Meeting ruleHow the company's meetings are run.
- “Toute assemblée ne peut délibérer que sur les propositions figurant à l'ordre du jour, sauf si toutes les personnes à convoquer sont…” (deed in French)1 more provision on this in the deed
- Meeting accessWho may attend the meeting and what is needed to be admitted.
- “Admission conditions” (deed in French)
- Meeting procedureHow the meeting runs, from opening to minutes.
- One provision in the deed
- Voting ruleWhich majority the meeting decides by, for example a simple or a special majority.
- “Tout actionnaire peut donner à toute autre personne, actionnaire ou non, par tout moyen de transmission, une procuration écrite pour le…” (deed in French)“Sauf dans les cas prévus par la loi ou les présents statuts, les décisions sont prises à la majorité des voix, quel que soit le nombre de…” (deed in French)
Oversight and winding up
- Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Dissolution ruleWhen and by whom the company can be dissolved.
- One provision in the deed
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- One provision in the deed