COTIS
ActiveSummary
COTIS has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €186k and a net result of €74k. Equity is growing by ~32.9% per year across the filed fiscal years. Its solvency ranks better than 82% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+7
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 6.22 against 4.28 in 2024; short-term debt: 14.5% and cash: 89.4% of total assets), and 15.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.9%
Return on assets
33.8%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-01-2026, 90 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
90 d early
2024
121 d early
2023
36 d early
2022
27 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€186k▲ 66.0%
2024 · €112k
2022: €83klowest in 4 years
2023: €83k▲ +0.4% vs 2022
2024: €112k▲ +34.8% vs 2023
2025: €186k▲ +66.0% vs 2024highest in 4 years
2022 → 2025
Total assets
€219k▲ 48.1%
2024 · €148k
2022: €219k
2023: €125k▼ -42.9% vs 2022lowest in 4 years
2024: €148k▲ +18.3% vs 2023
2025: €219k▲ +48.1% vs 2024highest in 4 years
2022 → 2025
Net result
€74k▲ 155%
2024 · €29k
2022: €81khighest in 4 years
2023: €296▼ -99.6% vs 2022lowest in 4 years
2024: €29k▲ +9696% vs 2023
2025: €74k▲ +155% vs 2024
2022 → 2025
Working capital
€165k▲ 91.6%
2024 · €86k
2022: €50klowest in 4 years
2023: €52k▲ +2.6% vs 2022
2024: €86k▲ +67.6% vs 2023
2025: €165k▲ +91.6% vs 2024highest in 4 years
2022 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€83k-€83k▲ 0.4%€112k▲ 34.8%€186k▲ 66.0%
2022: €83klowest in 4 years
2023: €83k▲ +0.4% vs 2022
2024: €112k▲ +34.8% vs 2023
2025: €186k▲ +66.0% vs 2024highest in 4 years
Operating result€106k-€3k▼ 97.5%€37k▲ 1,311%€93k▲ 150%
2022: €106khighest in 4 years
2023: €3k▼ -97.5% vs 2022lowest in 4 years
2024: €37k▲ +1311% vs 2023
2025: €93k▲ +150% vs 2024
Net result€81k-€296▼ 99.6%€29k▲ 9,696%€74k▲ 155%
2022: €81khighest in 4 years
2023: €296▼ -99.6% vs 2022lowest in 4 years
2024: €29k▲ +9696% vs 2023
2025: €74k▲ +155% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 150% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €219k
Fixed assets
€22k ▼ 37.3%
Current assets
€197k ▲ 74.9%
Equity and liabilities €219k
Equity
€186k ▲ 66.0%
Debt
€33k ▼ 7.7%
Debt's share of the balance-sheet total falls from 24.2% to 15.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€108k▲
2024 · €52k
Cash flow
€89k▲
2024 · €44k
Current ratio
6.22▲
2024 · 4.28
Debt to equity
0.18▼
2024 · 0.32
ROE
39.8%▲
2024 · 25.8%
ROA
33.8%▲
2024 · 19.6%
Interest coverage
468.04▲
2024 · 157.71
Debt ≤ 1 year
€32k▲
2024 · €26k
Debt > 1 year
€1k▼
2024 · €10k
Income taxes
€22k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€148k€219k▲
Fixed assets21/28€35k€22k▼
Tangible fixed assets22/27€35k€22k▼
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24€31k€18k▼
Current assets29/58€113k€197k▲
Amounts receivable within one year40/41€3k€88▼
Trade receivables40€408-
Other amounts receivable41€3k€88▼
Cash at bank and in hand54/58€108k€196k▲
Deferred charges and accrued income490/1€996€1k▲
Equity and liabilities
Total equity and liabilities10/49€148k€219k▲
Equity10/15€112k€186k▲
Contributions10/11€2k€2k=
Reserves13€46k-
Tax-exempt reserves132€46k-
Profit (loss) carried forward14€64k€184k▲
Amounts payable17/49€36k€33k▼
Amounts payable after more than one year17€10k€1k▼
Financial debts170/4€10k€1k▼
Amounts payable within one year42/48€26k€32k▲
Current portion of amounts payable after more than one year42€8k€8k▲
Trade debts44€9k€4k▼
Suppliers440/4€9k€4k▼
Taxes, remuneration and social security45€10k€20k▲
Taxes450/3€10k€20k▲
Remuneration and social security454/9€13-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€15k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€53k€109k▲
Operating profit (loss)9901€37k€93k▲
Financial income75/76B€1k€3k▲
Recurring financial income75€1k€3k▲
Financial charges65/66B€329€230▼
Recurring financial charges65€329€230▼
Profit (loss) for the period before taxes9903€38k€96k▲
Income taxes67/77€9k€22k▲
Profit (loss) for the period9904€29k€74k▲
Transfer from tax-exempt reserves789-€46k
Profit (loss) for the period to be appropriated9905€29k€120k▲
Appropriation of the result
Profit (loss) to be appropriated9906€64k€184k▲
Profit (loss) brought forward from the previous period14P€35k€64k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11k | €14k | €15k | €15k | ▲ 0.3% |
| Other operating charges640/8 | €3k | €1k | €1k | €1k | ▼ 0.2% |
| Gross operating margin9900 | €121k | €18k | €53k | €109k | ▲ 106% |
| Operating profit (loss)9901 | €106k | €3k | €37k | €93k | ▲ 150% |
| Financial income75/76B | - | €126 | €1k | €3k | ▲ 149% |
| Recurring financial income75 | - | €126 | €1k | €3k | ▲ 149% |
| Non-recurring financial income76B | - | €126 | - | - | - |
| Financial charges65/66B | €282 | €377 | €329 | €230 | ▼ 30.0% |
| Recurring financial charges65 | €282 | €377 | €329 | €230 | ▼ 30.0% |
| Profit (loss) for the period before taxes9903 | €106k | €2k | €38k | €96k | ▲ 151% |
| Income taxes67/77 | €25k | €2k | €9k | €22k | ▲ 138% |
| Profit (loss) for the period9904 | €81k | €296 | €29k | €74k | ▲ 155% |
| Transfer from tax-exempt reserves789 | - | - | - | €46k | - |
| Transfer to tax-exempt reserves689 | €46k | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €35k | €296 | €29k | €120k | ▲ 315% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €219k | €125k | €148k | €219k | ▲ 48.1% |
| Fixed assets21/28 | €59k | €50k | €35k | €22k | ▼ 37.3% |
| Tangible fixed assets22/27 | €59k | €50k | €35k | €22k | ▼ 37.3% |
| Plant, machinery and equipment23 | - | €5k | €5k | €4k | ▼ 11.5% |
| Furniture and vehicles24 | €59k | €45k | €31k | €18k | ▼ 41.2% |
| Current assets29/58 | €160k | €75k | €113k | €197k | ▲ 74.9% |
| Amounts receivable within one year40/41 | €20k | €7k | €3k | €88 | ▼ 97.3% |
| Trade receivables40 | €20k | - | €408 | - | - |
| Other amounts receivable41 | - | €7k | €3k | €88 | ▼ 97.0% |
| Cash at bank and in hand54/58 | €139k | €67k | €108k | €196k | ▲ 80.8% |
| Deferred charges and accrued income490/1 | €2k | €855 | €996 | €1k | ▲ 1.2% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €219k | €125k | €148k | €219k | ▲ 48.1% |
| Equity10/15 | €83k | €83k | €112k | €186k | ▲ 66.0% |
| Contributions10/11 | €2k | €2k | €2k | €2k | = |
| Reserves13 | €46k | €46k | €46k | - | - |
| Tax-exempt reserves132 | €46k | €46k | €46k | - | - |
| Profit (loss) carried forward14 | €35k | €35k | €64k | €184k | ▲ 188% |
| Amounts payable17/49 | €136k | €42k | €36k | €33k | ▼ 7.7% |
| Amounts payable after more than one year17 | €26k | €18k | €10k | €1k | ▼ 85.6% |
| Financial debts170/4 | €26k | €18k | €10k | €1k | ▼ 85.6% |
| Amounts payable within one year42/48 | €110k | €24k | €26k | €32k | ▲ 20.4% |
| Current portion of amounts payable after more than one year42 | €8k | €8k | €8k | €8k | ▲ 1.0% |
| Trade debts44 | €38k | €1k | €9k | €4k | ▼ 56.9% |
| Suppliers440/4 | €38k | €1k | €9k | €4k | ▼ 56.9% |
| Taxes, remuneration and social security45 | €53k | €14k | €10k | €20k | ▲ 104% |
| Taxes450/3 | €49k | €14k | €10k | €20k | ▲ 105% |
| Remuneration and social security454/9 | €4k | €9 | €13 | - | - |
| Other amounts payable47/48 | €11k | - | - | - | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €81k | €296 | €29k | €74k | ▲ 155% |
| + Depreciation and write-downs630 | €11k | €14k | €15k | €15k | ▲ 0.3% |
| Operating cash flow (approximation) | €92k | €15k | €44k | €89k | ▲ 103% |
| Investment in fixed assets (approximation) | - | €-5k | €0 | €-1k | - |
| Change in cash | - | €-72k | €42k | €88k | ▲ 111% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
State Gazette act
General meeting · Director resignation
Director appointment
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Equity above €150kEq €186k ▲66%
4 profitable years in a row build equity to €186k.
2024
30-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-09
Financial
Equity above €100kEq €112k ▲34.8%
3 profitable years in a row build equity to €112k.
25-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €296 ▼99.6%
Net result drops to €296, the lowest in the series; recovery starts the following year.
30-09
Financial
Liquidity doublescurrent ratio 3.18
Current ratio from 1.46 to 3.18; short-term debt falls from €110k to €24k.
03-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Esneux · 1 establishment unit since 2021
Ground area
2,653 m²
Building footprint
185 m²
Parcel 62032C0310/00C004, Wallonia. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
COTIS
since 20212.323.162.371
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62032C0310/00C004 | Wallonia | 2,653 m² | 1 · 185 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,632 companies in sector 70200 we hold annual accounts for 52,575. 40,324 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-10-2021
Fiscal year end30-09
Activities, NACEBEL 2025
70200Business and other management consultancy
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Scores and ratios are computed by Checked and are not a credit decision.