Coteq
ActiveCoteq has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show a net result of €148k. Equity is shrinking by ~34.4% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its net result ranks better than 95% of 16940 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability-
Solvency31▲+6
Growth32▼-26
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Return on assets
83.6%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-03-2026, 126 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
126 d early
2024
29 d early
2023
7 d early
2022
7 d early
2021
26 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€53k▼ 32.1%
2023 · €78k
2021: €148k
2022: €113k
2023: €78k
2021 → 2024
Total assets
€177k▼ 48.3%
2024 · €343k
2021: €455k
2022: €377k
2023: €492k
2024: €343k
2021 → 2025
Net result
€148k▼ 51.2%
2024 · €304k
2021: €191k
2022: €159k
2023: €243k
2024: €304k
2021 → 2025
Working capital
€-5k
2024 · €45k
2021: €179k
2022: €160k
2023: €133k
2024: €45k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€148k-€113k▼ 23.3%€78k▼ 31.0%€53k▼ 32.1%
Operating result€251k-€207k▼ 17.3%€318k▲ 53.3%€396k▲ 24.5%€209k▼ 47.3%
Net result€191k-€159k▼ 16.4%€243k▲ 52.3%€304k▲ 25.1%€148k▼ 51.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 47% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €177k
Fixed assets
€5k▼ 33.2%
Current assets
€172k▼ 48.7%
Key figures and ratios
EBITDA
€211k▼
2024 · €398k
Cash flow
€151k▼
2024 · €306k
Current ratio
0.97▼
2024 · 1.16
Quick ratio
0.97▼
2024 · 1.16
ROA
83.6%▼
2024 · 88.6%
Interest coverage
1426.20▼
2024 · 10154.83
Debt
€177k▼
2024 · €289k
Debt ≤ 1 year
€177k▼
2024 · €289k
Income taxes
€62k▼
2024 · €96k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€343k€177k▼
Fixed assets21/28€8k€5k▼
Tangible fixed assets22/27€6k€3k▼
Furniture and vehicles24€6k€3k▼
Financial fixed assets28€2k€2k=
Current assets29/58€335k€172k▼
Amounts receivable after more than one year29€35k€35k=
Other amounts receivable291€35k€35k=
Amounts receivable within one year40/41€191k€51k▼
Trade receivables40€190k€31k▼
Other amounts receivable41€255€20k▲
Current investments50/53€103k-
Cash at bank and in hand54/58€4k€85k▲
Deferred charges and accrued income490/1€2k€670▼
Equity and liabilities
Total equity and liabilities10/49€343k€177k▼
Equity10/15€53k-
Reserves13€53k-
Distributable reserves133€53k-
Amounts payable17/49€289k€177k▼
Amounts payable within one year42/48€289k€177k▼
Trade debts44€800€112▼
Suppliers440/4€800€112▼
Taxes, remuneration and social security45€66k€17k▼
Taxes450/3€66k€17k▼
Other amounts payable47/48€222k€160k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€399k€212k▼
Operating profit (loss)9901€396k€209k▼
Financial income75/76B€4k€1k▼
Recurring financial income75€4k€1k▼
Financial charges65/66B€39€148▲
Recurring financial charges65€39€148▲
Profit (loss) for the period before taxes9903€399k€210k▼
Income taxes67/77€96k€62k▼
Profit (loss) for the period9904€304k€148k▼
Profit (loss) for the period to be appropriated9905€304k€148k▼
Appropriation of the result
Profit (loss) to be appropriated9906€304k€148k▼
Transfer from equity791/2€25k€53k▲
Profit to be distributed694/7€329k€201k▼
Return on contributions (dividend)694€329k€201k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €148k ▼51.2%
Net result drops to €148k, the lowest in the series.
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2021net €304k ▲25.1%
Operating result €396k, net result €304k, both a record.
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapellen · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jagersdreef 212950 KapellenGround area
2,410 m²
Building footprint
490 m²
Volume, LiDAR
3,244 m³
Parcel 11362M0072/00Z008, Flanders · tallest building 17.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Coteq
since 20152.240.630.912
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11362M0072/00Z008 | Flanders | 2,410 m² | 1 · 490 m² | 17.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
894500X4ICYBEGO4MQ26
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Of 29,885 companies in sector 62200 we hold annual accounts for 18,322. 15,277 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-03-2015
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.