COTECTURE
ActiveSummary
The computed 12-month bankruptcy probability of COTECTURE is 7.4% (elevated). The 2025 annual accounts show negative equity (-€11,468) and a net result of -€7,742. Equity is shrinking by ~68.6% per year across the filed fiscal years. Its solvency ranks better than 14% of 13560 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 3 accounts on average 23 days before the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 52% of the sector filed late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, micro schema
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Peer companies
Historical observationOf the 7,663 companies that looked in July 2024 the way this one looks now, 8.2% went bankrupt within 24 months and 84% are still going.
- Micro
- 2 to 5 years old
- negative equity
- a loss of 10% of the balance sheet or more
A further 2.0% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 7.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 7,663 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | €6,578 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | €2,551 | - |
| Other operating charges640/8 | €197 | - | €1,313 | - |
| Gross operating margin9900 | -€6,837 | €1,334 | €3,415 | ▲ 156% |
| Operating profit (loss)9901 | -€7,033 | €1,334 | -€7,028 | ▼ 627% |
| Financial income75/76B | €224 | - | - | - |
| Recurring financial income75 | €224 | - | - | - |
| Financial charges65/66B | €26 | €224 | €714 | ▲ 218% |
| Recurring financial charges65 | €26 | €224 | €714 | ▲ 218% |
| Profit (loss) for the period before taxes9903 | -€6,835 | €1,110 | -€7,742 | ▼ 798% |
| Profit (loss) for the period9904 | -€6,835 | €1,110 | -€7,742 | ▼ 798% |
| Profit (loss) for the period to be appropriated9905 | -€6,835 | €1,110 | -€7,742 | ▼ 798% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €5,216 | €13,894 | €21,533 | ▲ 55.0% |
| Fixed assets21/28 | €270 | €8,911 | €11,973 | ▲ 34.4% |
| Tangible fixed assets22/27 | - | €8,641 | €11,703 | ▲ 35.4% |
| Plant, machinery and equipment23 | - | - | €4,791 | - |
| Other tangible fixed assets26 | - | €8,641 | €6,913 | ▼ 20.0% |
| Financial fixed assets28 | €270 | €270 | €270 | = |
| Current assets29/58 | €4,946 | €4,984 | €9,559 | ▲ 91.8% |
| Stocks and contracts in progress3 | €4,145 | €4,466 | €2,053 | ▼ 54.0% |
| Stocks30/36 | €4,145 | €4,466 | €2,053 | ▼ 54.0% |
| Amounts receivable within one year40/41 | €675 | €101 | - | - |
| Other amounts receivable41 | €675 | €101 | - | - |
| Cash at bank and in hand54/58 | €126 | €417 | €7,469 | ▲ 1,693% |
| Deferred charges and accrued income490/1 | - | - | €37 | - |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €5,216 | €13,894 | €21,533 | ▲ 55.0% |
| Equity10/15 | -€4,835 | -€3,726 | -€11,468 | ▼ 208% |
| Contributions10/11 | €2,000 | €2,000 | €2,000 | = |
| Profit (loss) carried forward14 | -€6,835 | -€5,726 | -€13,468 | ▼ 135% |
| Amounts payable17/49 | €10,052 | €17,620 | €33,001 | ▲ 87.3% |
| Amounts payable within one year42/48 | €10,052 | €17,620 | €33,001 | ▲ 87.3% |
| Trade debts44 | €87 | €121 | €1,356 | ▲ 1,021% |
| Suppliers440/4 | €87 | €121 | €1,356 | ▲ 1,021% |
| Taxes, remuneration and social security45 | - | - | €871 | - |
| Taxes450/3 | - | - | €550 | - |
| Remuneration and social security454/9 | - | - | €320 | - |
| Other amounts payable47/48 | €9,965 | €17,499 | €30,774 | ▲ 75.9% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | -€6,835 | €1,110 | -€7,742 | ▼ 798% |
| + Depreciation and write-downs630 | - | - | €2,551 | - |
| Operating cash flow (approximation) | -€6,835 | €1,110 | -€5,191 | ▼ 568% |
| Investment in fixed assets (approximation) | - | -€8,641 | -€5,614 | ▲ 35.0% |
| Change in cash | - | €291 | €7,053 | ▲ 2,326% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46384E1064/00R003 | Flanders | 87 m² | 1 · 87 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 48 EUR awarded · 48 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 48 EUR | 48 EUR |
Recognitions · licences · registrations
Food safety, FASFC
1 siteSimilar companies · same sector and region
Identification & contact
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.