Cotani
ActiveCotani has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €129k and a net result of €49k. Equity is shrinking by ~10.3% per year across the filed fiscal years. Its solvency ranks better than 33% of 16906 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
61
/ 100
Healthy▼ -15 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency51▼-18
Growth32=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity short (current ratio 0.57 against 0.76 in 2024), and 60.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.2%
Return on assets
15.1%
Age of the figures
11 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
89 d early
2023
75 d early
2022
75 d early
2021
30 d early
2020
45 d early
2019
51 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€129k▼ 23.9%
2024 · €169k
2018: €227k
2019: €275k
2020: €342k
2021: €406k
2022: €85k
2023: €125k
2024: €169k
2018 → 2025
Total assets
€328k▲ 3.4%
2024 · €318k
2018: €324k
2019: €382k
2020: €438k
2021: €484k
2022: €279k
2023: €289k
2024: €318k
2018 → 2025
Net result
€49k▲ 10.2%
2024 · €45k
2018: €63k
2019: €50k
2020: €73k
2021: €68k
2022: €65k
2023: €41k
2024: €45k
2018 → 2025
Working capital
€-80k▼ 135%
2024 · €-34k
2018: €228k
2019: €265k
2020: €99k
2021: €168k
2022: €-145k
2023: €-96k
2024: €-34k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€406k-€85k▼ 79.0%€125k▲ 46.7%€169k▲ 35.2%€129k▼ 23.9%
Operating result€87k-€87k▼ 0.1%€58k▼ 33.1%€64k▲ 11.2%€69k▲ 7.6%
Net result€68k-€65k▼ 5.3%€41k▼ 37.3%€45k▲ 10.5%€49k▲ 10.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 8% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €328k
Fixed assets
€223k▲ 5.8%
Current assets
€106k▼ 1.4%
Equity and liabilities €328k
Equity
€129k▼ 23.9%
Debt
€200k▲ 34.6%
The debt ratio rises from 46.7% to 60.8%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€82k▲
2024 · €73k
Cash flow
€62k▲
2024 · €54k
Solvency
39.2%▼
2024 · 53.3%
Current ratio
0.57▼
2024 · 0.76
Quick ratio
0.57▼
2024 · 0.76
Debt / equity
1.55▲
2024 · 0.88
ROE
38.4%▲
2024 · 26.5%
ROA
15.1%▲
2024 · 14.1%
Interest coverage
11.60▲
2024 · 9.81
Debt
€200k▲
2024 · €148k
Debt ≤ 1 year
€185k▲
2024 · €141k
Income taxes
€13k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€318k€328k▲
Fixed assets21/28€211k€223k▲
Tangible fixed assets22/27€211k€223k▲
Land and buildings22€208k€207k▼
Plant, machinery and equipment23€1k€775▼
Furniture and vehicles24€1k€15k▲
Current assets29/58€107k€106k▼
Amounts receivable within one year40/41€18k€7k▼
Trade receivables40€18k€4k▼
Other amounts receivable41-€3k
Cash at bank and in hand54/58€86k€98k▲
Deferred charges and accrued income490/1€3k€697▼
Equity and liabilities
Total equity and liabilities10/49€318k€328k▲
Equity10/15€169k€129k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€149k€108k▼
Amounts payable17/49€148k€200k▲
Amounts payable within one year42/48€141k€185k▲
Trade debts44€5k€3k▼
Suppliers440/4€5k€3k▼
Taxes, remuneration and social security45€7k€3k▼
Taxes450/3€7k€3k▼
Other amounts payable47/48€130k€179k▲
Accrued charges and deferred income492/3€7k€14k▲
Income statement
Code20242025
Non-recurring operating income76A-€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€12k▲
Other operating charges640/8€3k€3k▲
Gross operating margin9900€76k€85k▲
Operating profit (loss)9901€64k€69k▲
Financial income75/76B€12€1▼
Recurring financial income75€12€1▼
Financial charges65/66B€7k€7k▼
Recurring financial charges65€7k€7k▼
Profit (loss) for the period before taxes9903€57k€62k▲
Income taxes67/77€12k€13k▲
Profit (loss) for the period9904€45k€49k▲
Profit (loss) for the period to be appropriated9905€45k€49k▲
Appropriation of the result
Profit (loss) to be appropriated9906€150k€198k▲
Profit (loss) brought forward from the previous period14P€105k€149k▲
Profit to be distributed694/7€833€90k▲
Return on contributions (dividend)694€833€90k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Equity above €150kEq €169k ▲35.2%
7 profitable years in a row build equity to €169k.
15-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €41k ▼37.3%
Net result drops to €41k, the lowest in the series; recovery starts the following year.
30-09
Financial
Equity above €100kEq €125k ▲46.7%
6 profitable years in a row build equity to €125k.
14-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
16-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Highest result since 2018net €73k ▲46.9%
Operating result €93k, net result €73k, both a record.
10-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
22-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
16-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Stekene · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenovenstraat(STE) 399190 StekeneGround area
675 m²
Building footprint
170 m²
Volume, LiDAR
714 m³
Parcel 46024A1307/00F009, Flanders · tallest building 7.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Cotani
since 20142.301.646.583
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46024A1307/00F009 | Flanders | 675 m² | 1 · 170 m² | 7.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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As · Eq €129k
GRAAFFF
BE 0791.802.783
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RODECO
BE 0756.703.631
Zottegem · Eq €129k
Curios
BE 0692.668.585
Schoten · Eq €129k
Of 29,880 companies in sector 62200 we hold annual accounts for 18,324. 15,379 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-04-2014
Fiscal year end30-09
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.