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COSY@TABLE

Active
Private limited companyfounded 1996active for 30 yearsSzamotulystraat 6, 8700 Tielt, BelgiumKBO/BCE: BE 0456.863.961
Summary

COSY@TABLE has been active since 1996 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13.0m and a net result of €170,649. Equity is growing by about 9.3% per year across the filed financial years. Its solvency ranks better than 95% of 9,760 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisFollow ReportCompare
COSY@TABLEActiveChecked score 90/100
Risk analysis ReportCompare

Overview

Activity
Agents in the wholesale of furniture, household goods and hardware
NACE 46150Wholesale of other household goods NACE 46499
9th largest company by equity in Tielt, Wholesale and retail trade sector1 site
Size
€13.2mtotal assets 2025
Staff
12.2 FTE
Equity
€13.0m
Profit
€170,649
Turnover not published (abbreviated format)
Financial health
90 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Structure
Auditor: VRC BEDRIJFSREVISOREN2025 accounts 26 days early3 of 13 deeds summarised
Why 90raises riskLiquidity: current ratio 17.33, cash €45,639Size: 12.2 FTE, total assets €13.2mlowers riskFounded in 1996Equity €13.0m (98.0% of total assets)Show the evidence

Checked score

Score 2025
90 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 64% of its sector peers (NACE 46, small)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 98.0% of total assets
Liquidity 50-1
short-term debt 1.6% · cash 0.3%
Profitability 70-1
return on assets 1.3%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (4,373 companies, NACE 46, small)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.3%▲ +0.1 percentage points vs 12-2024highest value 02-2025: 0.2%▼ -0.1 percentage points vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025lowest value 08-2025: 0.2%● unchanged vs 07-2025lowest value 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.3%▲ +0.1 percentage points vs 12-2025 02-2026: 0.2%▼ -0.1 percentage points vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026
Credit of up to €1,150,000 on 30-day terms is acceptable
Liquidity ample (current ratio 17.33, compared with 6.16 in 2024, above the usual 1.5; short-term debt: 1.6% and cash: 0.3% of total assets), and 2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, small): better than 92% on solvency, 63% on liquidity, 61% on profitability and 39% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 17.33, cash €45,639
NBB · annual accounts
lowers risk · Founded in 1996
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Size: 12.2 FTE, total assets €13.2m
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Equity €13.0m (98.0% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 05-01-2026, 26 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
26 days early
2024
21 days early
2023
43 days early
2022
41 days early
2021
21 days early
2020
53 days early
2019
25 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 33 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 5 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end26-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Appointment: Christiane BROUCKAERT (bestuurder)Permanent representative: Christoph BILLIET
  3. Liquidity more than doubledcurrent ratio 17.33

Key points

  • Positive: Among the best 5% on solvencysector median 43.1% · 9,760 companies 98.0% View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 7 profitable years in a rowprofit 2025: €170,649 7 years View

By topic

Financials

Financial year
2025
Total assets
€13.2m
Profit
€170,649
Solvency
98.0%
Total assets▼ 2.0%
Net result
20192025
Go to Financials

Timeline

Events
36
Since
1998
Next accounts
by 31-01-2027
  1. 27-02-2025Reappointment: VRC Bedrijfsrevisoren BV (statutory auditor)
  2. 27-02-2025Resignation: Godfried Billiet (director)
  3. 10-01-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Agents in the wholesale of furniture, household goods…NACE 46150
Founded
11-01-1996
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

Key facts about COSY@TABLE

What is the company number of COSY@TABLE?
0456.863.961. In Belgium the VAT number is the company number with BE in front: BE 0456.863.961.
Where is COSY@TABLE based?
The registered office is at Szamotulystraat 6, 8700 Tielt.Company details
What does COSY@TABLE do?
According to the KBO register, the main activity is agents in the wholesale of furniture, household goods and hardware (NACE 46150).
What is the legal form of COSY@TABLE?
Private limited company (BV).
When was COSY@TABLE founded?
On 11-01-1996.
Is COSY@TABLE still active?
Yes, COSY@TABLE is an active enterprise in the KBO register.
How many employees does COSY@TABLE have?
On average 12.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of COSY@TABLE?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is COSY@TABLE profitable?
In financial year 2025, COSY@TABLE made a profit of €170,649.
Where can I find the annual accounts of COSY@TABLE?
COSY@TABLE filed 29 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of COSY@TABLE due?
By 31-01-2027, for financial year 2026.Timeline

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