Equity
€111,134 ▲ 5.3%
COSY has made a profit without a break since 2019.
COSY
Lifetime
20 annual accounts with figures on one time axis, 34 filings since 1992peak €147,710 (2009)
€11,406▼ 34.2%
lowest -€29,528 (2014)
€6,444▲ 51.2%
peak €111,134 (2025)
€111,134▲ 5.3%
€44,776▼ 45.2%
peak 2.2 FTE (2011)
-not published
Board1 name since 2025
1 director
Documentsfilings and deeds
24-09-202655 days late
2025micro format
Gross margin from €17,330 to €11,406Result from €4,261 to €6,444Amendment of the articles · Legal-form change · Resignations… 11-12Dividend €833Debts from €81,721 to €44,776Cash from €36,843 to €5,255
Key points
from the 2025 annual accountsChecked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 17,035 companies had the same profile as COSY has now. Each dot stands for 43 companies, two years later.
94.4%
were still trading
4.9%
stopped another way
0.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,035 companies, not a prediction for COSY. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Recent changes
Amendment of the articles · Legal-form change · Resignations & appointments
Change of role: , from manager to director · holds all the shares · Director discharge: · General meeting of 09-12-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0440917062
Registered office moved from Mouscron to Havelange
New registered office: Rue de Hiéttine, 60 à 5370 Havelange · Previous registered office: Rue de Roulers 61 à 7700 Mouscron · Board meeting of 31-12-2019 · Gazette deed
First establishment
Rue de Hiettine 60, Havelange
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| COSY Havelange | €155,910 | €11,406 | 71.3% | - |
| SAMOLA Gembloux | €159,211 | €9,550 | 96.7% | - |
| MERTENS Grimbergen | €168,940 | €11,416 | 95.5% | - |
| FRANKEN Hechtel-Eksel | €152,897 | €14,116 | 78.1% | - |
| NIROY Kapelle-op-den-Bos | €187,606 | €12,159 | -33.4% | - |
| TIBATO Westerlo | €182,707 | €9,536 | 70.8% | - |
| SCHRIJNWERKERIJ GOOSSENS-PAUWELS Willebroek | €183,012 | €13,911 | 60.2% | - |
These companies have the same main activity as COSY: joinery installation (NACE 43320). They are comparable in size and age: total assets between €153,000 and €188,000, founded between 1989 and 1994.
Official details
Source: KBO- Status
- Active since 25-06-1990Normal situation
- Activity
- Joinery installationNACE 43320and 3 others
- Establishment unit
- 2.048.832.6145370 Havelange, since 09-07-1990
- Financial year end
- 31 December
- Peppol
- Reachable since 25-11-2025
Insights on COSY
COSY files the micro format. That format states no turnover. The gross margin rose from €4,952 in 2006 to €11,406 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about COSY
- What is the company number of COSY?
- The company number of COSY is 0440.917.062. The VAT number is the same number with BE in front: BE 0440.917.062.
- Where is COSY based?
- The registered office is at Rue de Hiettine 60, 5370 Havelange.Company details
- What does COSY do?
- According to the KBO register, the main activity is joinery installation (NACE 43320).
- What is the legal form of COSY?
- COSY is a private limited company (BV).
- When was COSY founded?
- COSY was founded on 25-06-1990.
- Is COSY still active?
- Yes, COSY is an active enterprise in the KBO register.
- What is the turnover of COSY?
- The turnover in financial year 2025 is ≈ €120,000. This figure is estimated from the gross margin of €11,406 and 56 comparable companies (NACE 43320). It probably lies between €71,000 and €230,000. It is a rough estimate.Financials
- Is COSY profitable?
- In financial year 2025, COSY made a profit of €6,444.
- Where can I find the annual accounts of COSY?
- COSY filed 34 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of COSY due?
- COSY must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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