Financials
- Fiscal year
- 2025
- Total assets
- €1.1m
- Profit
- €112,116
- Solvency
- 45.8%
Total assets▼ 5.2%
Net result
20182025
COSTMASTERS
ActiveSummary
COSTMASTERS has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €493,956 and a net result of €112,116. Equity is growing by ~28.4% per year across the filed fiscal years. Its solvency ranks better than 60% of 1030 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Overview
Activity
Certified accountants and tax accountants
NACE 69201Legal and accounting activities NACE 69202NACE 74121
1 site
Size
€1.1mtotal assets 2025
- Staff
- 1 FTE
- Equity
- €493,956
- Profit
- €112,116
Structure
- Holdings
- 1
Accounts 74 d early0 of 2 deeds read
Why 93+ Sector Legal and accounting activities (NACE 69)+ Size: 1 FTE, total assets €1.1m+ Figures for FY 2025 (filed 27-05-2026)+ Founded in 1987Show the evidence
Checked score
Score 2025
93
/ 100
Excellent
Probability in this band: under 0.55%
Better than 42% of its sector peers (NACE 69, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
71+11
equity 45.8% of total assets
Liquidity
46+8
short-term debt 40.8% · cash 12.6%
Profitability
82+4
return on assets 10.4%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 9 months
02-2026: < 0.1%
03-2026: < 0.1%▲ +6.1% vs 02-2026
04-2026: < 0.1%▲ +2.9% vs 03-2026
05-2026: < 0.1%▲ +2.8% vs 04-2026highest value
06-2026: < 0.1%▼ -18.9% vs 05-2026lowest value
07-2026: < 0.1%● 0.0% vs 06-2026lowest value
08-2026: < 0.1%● 0.0% vs 07-2026lowest value
09-2026: < 0.1%● 0.0% vs 08-2026lowest value
10-2026: < 0.1%● 0.0% vs 09-2026lowest value
- Sector Legal and accounting activities (NACE 69) lowers the probability
- Size: 1 FTE, total assets €1.1m lowers the probability for this profile
- Figures for FY 2025 (filed 27-05-2026) lowers the probability
- Founded in 1987 lowers the probability for this profile
Credit up to €45,000 at 30 days acceptable
Liquidity short (current ratio 0.84 against 0.7 in 2024; short-term debt: 40.8% and cash: 12.6% of total assets), and 54.2% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 69, micro). Better than this share of them on solvency 43%, liquidity 21%, profitability 37%, growth against the median 68%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-05-2026, 74 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
74 d early
2024
86 d early
2023
36 d early
2022
56 d early
2021
39 d early
2020
45 d early
2019
27 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 44 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 5 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · full…
- Highest result since 2018net €112,116 ▲35.9%
- Annual accounts filedfiscal year 2024 · full…
Key points
By topic
Network & group
- Subsidiaries
- 1
1 subsidiary
Timeline
- Events
- 14
- Since
- 2017
- Next accounts
- by 31-07-2027
- 18-05-2026Annual accounts filed
- 31-12-2025Highest result since 2018
- 06-05-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Certified accountants and tax accountantsNACE 69201
- Founded
- 29-10-1987
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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