Costa & Sousa
ActiveSummary
The computed 12-month bankruptcy probability of Costa & Sousa is 4.1% (elevated). The 2025 annual accounts show equity of €12k and a net result of €4k. Equity is growing by ~32.8% per year across the filed fiscal years. Its solvency ranks better than 40% of 13305 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
43
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability52▲+6
Solvency44▲+3
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
4.1%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.22 against 1.18 in 2024; short-term debt: 81.1% and cash: 27.2% of total assets), and 81.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
26 d late
2024
31 d late
2023
96 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€12k▲ 43.2%
2024 · €9k
2023: €7k
2024: €9k
2023 → 2025
Total assets
€65k▲ 20.0%
2024 · €54k
2023: €11k
2024: €54k
2023 → 2025
Net result
€4k▲ 93.3%
2024 · €2k
2023: €4k
2024: €2k
2023 → 2025
Working capital
€12k▲ 39.9%
2024 · €8k
2023: €7k
2024: €8k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€7k-€9k▲ 28.8%€12k▲ 43.2%
Operating result€5k-€5k▼ 8.6%€9k▲ 93.5%
Net result€4k-€2k▼ 47.6%€4k▲ 93.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 94% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €65k
Fixed assets
€689 ▲ 138%
Current assets
€64k ▲ 19.3%
Equity and liabilities €65k
Equity
€12k ▲ 43.2%
Debt
€53k ▲ 15.6%
Debt's share of the balance-sheet total falls from 84.1% to 81.1%. Equity and debt are higher.
Key figures and ratios
Current ratio
1.22▲
2024 · 1.18
Quick ratio
1.17▲
2024 · 1.10
Debt to equity
4.28▼
2024 · 5.30
ROE
30.2%▲
2024 · 22.4%
ROA
5.7%▲
2024 · 3.5%
Debt ≤ 1 year
€53k▲
2024 · €45k
Income taxes
€1k▲
2024 · €806
Staff costs
€97k▲
2024 · €54k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€54k€65k▲
Fixed assets21/28€289€689▲
Financial fixed assets28€289€689▲
Current assets29/58€54k€64k▲
Amounts receivable after more than one year29€42k€42k=
Trade receivables290€42k€42k=
Stocks and contracts in progress3€4k€3k▼
Stocks30/36€4k€3k▼
Amounts receivable within one year40/41€510€753▲
Trade receivables40€500€178▼
Other amounts receivable41€10€574▲
Cash at bank and in hand54/58€7k€18k▲
Deferred charges and accrued income490/1-€632
Equity and liabilities
Total equity and liabilities10/49€54k€65k▲
Equity10/15€9k€12k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€6k€9k▲
Amounts payable17/49€45k€53k▲
Amounts payable within one year42/48€45k€53k▲
Trade debts44€19k€31k▲
Suppliers440/4€19k€31k▲
Taxes, remuneration and social security45€27k€22k▼
Taxes450/3€17k€9k▼
Remuneration and social security454/9€10k€13k▲
Other amounts payable47/48€30-
Income statement
Code20242025
Remuneration, social security and pensions62€54k€97k▲
Other operating charges640/8€7k€8k▲
Non-recurring operating charges66A€1k-
Gross operating margin9900€67k€114k▲
Operating profit (loss)9901€5k€9k▲
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€2k€4k▲
Recurring financial charges65€2k€4k▲
Profit (loss) for the period before taxes9903€3k€5k▲
Income taxes67/77€806€1k▲
Profit (loss) for the period9904€2k€4k▲
Profit (loss) for the period to be appropriated9905€2k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€6k€9k▲
Profit (loss) brought forward from the previous period14P€4k€6k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
31-12
Financial
Highest result since 2023net €4k ▲93.3%
Operating result €9k, net result €4k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Weakest financial yearnet €2k ▼47.6%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
04-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 96 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Itterbeeksebaan 3851701 DilbeekGround area
707 m²
Building footprint
247 m²
Volume, LiDAR
2,498 m³
2 parcels, Brussels, Flanders · tallest building 15.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Au château d'Or
since 20222.340.521.017
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23037B0202/00D000 | Flanders | 532 m² | 1 · 112 m² | 14.7 m · 4 fl. |
| 21001A0360/00L000 | Brussels | 175 m² | 1 · 135 m² | 15.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAnderlecht2.340.521.017
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Of 14,018 companies in sector 56301 we hold annual accounts for 4,891. 3,690 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-12-2022
Fiscal year end31-12
Activities, NACEBEL 2025
56301Cafés and bars
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.