COSTA
ActiveCOSTA has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €274k and a net result of €11k. Equity is growing by ~9.1% per year across the filed fiscal years. Its solvency ranks better than 72% of 7331 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability46▼-10
Solvency89▼-7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 2.36 against 3.18 in 2024; short-term debt: 35.7% and cash: 24.8% of total assets), and 35.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.3%
Return on assets
2.6%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 06-01-2026, 114 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
114 d early
2024
69 d early
2023
70 d early
2022
40 d early
2021
53 d early
2020
30 d early
2019
71 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€274k▼ 5.6%
2024 · €290k
2018: €136k
2019: €154k
2020: €211k
2021: €236k
2022: €264k
2023: €281k
2024: €290k
2018 → 2025
Total assets
€426k▲ 4.4%
2024 · €408k
2018: €293k
2019: €394k
2020: €329k
2021: €429k
2022: €457k
2023: €410k
2024: €408k
2018 → 2025
Net result
€11k▲ 25.1%
2024 · €9k
2018: €9k
2019: €18k
2020: €57k
2021: €25k
2022: €28k
2023: €17k
2024: €9k
2018 → 2025
Working capital
€206k▼ 19.8%
2024 · €257k
2018: €108k
2019: €134k
2020: €162k
2021: €198k
2022: €209k
2023: €238k
2024: €257k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€236k-€264k▲ 11.7%€281k▲ 6.5%€290k▲ 3.2%€274k▼ 5.6%
Operating result€34k-€38k▲ 11.2%€25k▼ 33.0%€13k▼ 48.8%€8k▼ 39.1%
Net result€25k-€28k▲ 10.5%€17k▼ 37.8%€9k▼ 48.2%€11k▲ 25.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 39% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €426k
Fixed assets
€67k▲ 108%
Current assets
€358k▼ 4.5%
Equity and liabilities €426k
Equity
€274k▼ 5.6%
Debt
€152k▲ 28.9%
The debt ratio rises from 28.9% to 35.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€20k▼
2024 · €25k
Cash flow
€24k▲
2024 · €21k
Solvency
64.3%▼
2024 · 71.1%
Current ratio
2.36▼
2024 · 3.18
Quick ratio
2.27▼
2024 · 3.07
Debt / equity
0.56▲
2024 · 0.41
ROE
4.1%▲
2024 · 3.1%
ROA
2.6%▲
2024 · 2.2%
Interest coverage
2.93▼
2024 · 4.12
Debt
€152k▲
2024 · €118k
Debt ≤ 1 year
€152k▲
2024 · €118k
Income taxes
€3k▼
2024 · €4k
Staff costs
€124k▲
2024 · €120k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€408k€426k▲
Fixed assets21/28€32k€67k▲
Tangible fixed assets22/27€32k€67k▲
Land and buildings22€5k€5k▼
Plant, machinery and equipment23€18k€15k▼
Furniture and vehicles24€9k€47k▲
Financial fixed assets28€0-
Current assets29/58€375k€358k▼
Stocks and contracts in progress3€13k€13k▼
Stocks30/36€13k€13k▼
Amounts receivable within one year40/41€159k€162k▲
Trade receivables40€36k€42k▲
Other amounts receivable41€123k€120k▼
Current investments50/53€72k€73k▲
Cash at bank and in hand54/58€126k€106k▼
Deferred charges and accrued income490/1€5k€5k▼
Equity and liabilities
Total equity and liabilities10/49€408k€426k▲
Equity10/15€290k€274k▼
Contributions10/11€106k€106k=
Capital10€106k€106k=
Issued capital100€106k€106k=
Reserves13€173k€157k▼
Non-distributable reserves130/1€11k€11k=
Legal reserve130€11k€11k=
Distributable reserves133€162k€146k▼
Profit (loss) carried forward14€11k€11k=
Amounts payable17/49€118k€152k▲
Amounts payable within one year42/48€118k€152k▲
Current portion of amounts payable after more than one year42€50k€50k=
Financial debts43-€14
Credit institutions430/8-€14
Trade debts44€5k€7k▲
Suppliers440/4€5k€7k▲
Taxes, remuneration and social security45€16k€18k▲
Taxes450/3€7k€7k▲
Remuneration and social security454/9€10k€11k▲
Other amounts payable47/48€46k€77k▲
Income statement
Code20242025
Remuneration, social security and pensions62€120k€124k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k▲
Other operating charges640/8€1k€783▼
Gross operating margin9900€146k€146k▼
Operating profit (loss)9901€13k€8k▼
Financial income75/76B€6k€13k▲
Recurring financial income75€6k€4k▼
Non-recurring financial income76B-€9k
Financial charges65/66B€6k€7k▲
Recurring financial charges65€6k€7k▲
Profit (loss) for the period before taxes9903€13k€14k▲
Income taxes67/77€4k€3k▼
Profit (loss) for the period9904€9k€11k▲
Profit (loss) for the period to be appropriated9905€9k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€19k€22k▲
Profit (loss) brought forward from the previous period14P€11k€11k=
Transfer from equity791/2-€27k
Transfer to equity691/2€9k€11k▲
To other reserves6921€9k€11k▲
Profit to be distributed694/7-€27k
Return on contributions (dividend)694-€27k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
20-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
20-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
21-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
08-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Highest result since 2018net €57k ▲208%
Operating result €90k, net result €57k, both a record.
30-09
Financial
Equity above €200kEq €211k ▲36.7%
3 profitable years in a row build equity to €211k.
19-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Equity above €150kEq €154k ▲13.5%
2 profitable years in a row build equity to €154k.
22-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lievegem · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bergstraat 59921 LievegemGround area
1,379 m²
Building footprint
148 m²
Volume, LiDAR
537 m³
Parcel 44068A0270/00C000, Flanders · tallest building 11.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
COSTA NV
since 20072.164.321.210
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44068A0270/00C000 | Flanders | 1,379 m² | 1 · 148 m² | 11.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 315 EUR awarded · 315 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 105 EUR | 105 EUR |
| 2024 | 1 | 210 EUR | 210 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 29,808 companies in sector 41001 we hold annual accounts for 16,033. 11,235 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded08-06-2007
Fiscal year end30-09
Activities, NACEBEL
41001General construction of residential buildings
68121Development of residential building projects
70311
68110Buying and selling of own real estate
68310Real estate agency activities
68311Real estate activities
70120
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:info@costa-nv.be
Phone:0477570638