Skip to content

COSMOWING

Active
Private limited companyfounded 2007active for 19 yearsGrote Markt 64, 3800 Sint-Truiden, Belgium12 active companies are registered at this addressKBO/BCE: BE 0890.495.335
Summary

COSMOWING has been active since 2007 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.3m and a net result of -€191,532. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 46% of 17,012 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Overview

Activity
Property management for co-owned buildings (syndics)
NACE 68321
1 site
Size
€5.2mtotal assets 2025
Equity
€1.3m
Loss
-€191,532
Turnover not published (micro format)Net result -451%: 18-month year
Financial health
80 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Structure
Largest shareholder
THE HALO FACTORY · 33.33%
  • INCOGNITO 007Director
Accounts filed 31 days late4 of 5 deeds read
Why 80raises riskLiquidity: current ratio 0.10, cash €6,272, halvedLatest accounts 31 days late; 1 of the last 3 lateLoss of €191,532, the second in a row (financial year 2025)lowers riskSize: total assets €5.2mShow the evidence

Checked score

Score 2025
80 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 35% of its sector peers (NACE 68, small)
Financial strength · tick = 2024
Weak
Solvency 49-19
equity 24.3% of total assets
Liquidity 43-8
short-term debt 20.9% · cash 0.1%
Profitability 29+4
return on assets -3.7%
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (6,979 companies, NACE 68, small)
Last 24 months 11-2024: 3.1% 12-2024: 3.0%▼ -0.1 percentage points vs 11-2024 01-2025: 3.5%▲ +0.5 percentage points vs 12-2024highest value 02-2025: 1.1%▼ -2.4 percentage points vs 01-2025 03-2025: 1.1%● unchanged vs 02-2025 04-2025: 1.1%● unchanged vs 03-2025 05-2025: 1.1%● unchanged vs 04-2025 06-2025: 1.1%● unchanged vs 05-2025 07-2025: 1.1%● unchanged vs 06-2025 08-2025: 1.1%● unchanged vs 07-2025 09-2025: 1.3%▲ +0.2 percentage points vs 08-2025 10-2025: 1.4%▲ +0.1 percentage points vs 09-2025 11-2025: 0.2%▼ -1.2 percentage points vs 10-2025lowest value 12-2025: 0.3%▲ +0.1 percentage points vs 11-2025 01-2026: 0.4%▲ +0.1 percentage points vs 12-2025 02-2026: 0.7%▲ +0.3 percentage points vs 01-2026 03-2026: 0.9%▲ +0.2 percentage points vs 02-2026 04-2026: 1.6%▲ +0.7 percentage points vs 03-2026 05-2026: 1.7%▲ +0.1 percentage points vs 04-2026 06-2026: 0.9%▼ -0.8 percentage points vs 05-2026 07-2026: 1.7%▲ +0.8 percentage points vs 06-2026 08-2026: 1.8%▲ +0.1 percentage points vs 07-2026 09-2026: 0.5%▼ -1.3 percentage points vs 08-2026 10-2026: 0.5%● unchanged vs 09-2026
Credit of up to €100,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.1, compared with 0.35 in 2024, below 1; short-term debt: 20.9% and cash: 0.1% of total assets), and 75.7% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small): better than 44% on solvency, 39% on liquidity and 21% on profitability.

The bankruptcy probability was computed on 22-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 0.10, cash €6,272, halved
NBB · annual accounts
raises risk · Latest accounts 31 days late; 1 of the last 3 late
NBB · filings
lowers risk · Size: total assets €5.2m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Loss of €191,532, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€191,532
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
23 days early
2023
44 days early
2022
56 days early
2021
5 days early
2020
47 days early
2019
21 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 24 days before the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Weakest financial yearnet -€191,532
  3. Amendment of the articlesGeneral meeting

Key points

  • Risk: 3 loss-making years in a rowloss financial year 2025 -€191,532 View
  • Caution: Among the weakest 5% on net resultsector median €6,029 · 17,001 companies -€191,532 View
  • Result fell in 202518-month financial year ▼ 451% View

By topic

Financials

Financial year
2025
Total assets
€5.2m
Loss
-€191,532
Solvency
24.3%
Total assets▲ 52.2%
Net result
20192025
Go to Financials

Board & ownership

Board
1 member
Largest shareholder
THE HALO FACTORY · 33.33%
  • INCOGNITO 007Director
Go to Board & ownership

Timeline

Events
26
Since
2009
  1. 08-01-2025Annual accounts filed
  2. 30-06-2024Equity above €1m
  3. 16-05-2024Resignation: RULES (director)
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Property management for co-owned buildings (syndics)NACE 68321
Founded
20-06-2007
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.