COSMOPROMIS
ActiveCOSMOPROMIS has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €45k and a net result of €12k. Equity is growing by ~19.1% per year across the filed fiscal years. Its solvency ranks better than 45% of 9183 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▼-7
Solvency51▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity short (current ratio 0.34 against 0.31 in 2024; short-term debt: 37.3% and cash: 0.3% of total assets), and 73.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.1%
Return on assets
7.1%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-04-2026, 102 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
102 d early
2024
21 d late
2023
13 d early
2022
30 d late
2021
2 d late
2020
26 d early
2019
38 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€45k▲ 37.6%
2024 · €33k
2019: €7k
2020: €11k
2021: €24k
2022: €32k
2023: €32k
2024: €33k
2019 → 2025
Total assets
€173k▼ 4.3%
2024 · €181k
2019: €113k
2020: €113k
2021: €160k
2022: €183k
2023: €184k
2024: €181k
2019 → 2025
Net result
€12k▼ 46.0%
2024 · €23k
2019: €1k
2020: €4k
2021: €12k
2022: €-4k
2023: €-418
2024: €23k
2019 → 2025
Working capital
€-43k▲ 30.7%
2024 · €-62k
2019: €-8k
2020: €-6k
2021: €-990
2022: €-26k
2023: €-42k
2024: €-62k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€24k-€32k▲ 36.2%€32k▼ 1.3%€33k▲ 3.5%€45k▲ 37.6%
Operating result€19k-€-1k€2k€36k▲ 1,490%€26k▼ 28.1%
Net result€12k-€-4k€-418▲ 89.2%€23k€12k▼ 46.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 28% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €173k
Fixed assets
€151k▼ 1.6%
Current assets
€22k▼ 19.8%
Equity and liabilities €173k
Equity
€45k▲ 37.6%
Debt
€128k▼ 13.6%
The debt ratio falls from 81.8% to 73.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€30k▼
2024 · €39k
Cash flow
€17k▼
2024 · €26k
Solvency
26.1%▲
2024 · 18.2%
Current ratio
0.34▲
2024 · 0.31
Quick ratio
0.34▲
2024 · 0.31
Debt / equity
2.82▼
2024 · 4.50
ROE
27.3%▼
2024 · 69.5%
ROA
7.1%▼
2024 · 12.6%
Interest coverage
14.97▲
2024 · 6.69
Debt
€128k▼
2024 · €148k
Debt ≤ 1 year
€64k▼
2024 · €89k
Debt > 1 year
€41k▼
2024 · €59k
Income taxes
€11k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€181k€173k▼
Fixed assets21/28€154k€151k▼
Tangible fixed assets22/27€11k€9k▼
Land and buildings22€6k€4k▼
Plant, machinery and equipment23€0-
Furniture and vehicles24€5k€5k▼
Financial fixed assets28€143k€143k=
Current assets29/58€27k€22k▼
Amounts receivable within one year40/41€22k€9k▼
Trade receivables40€16k€6k▼
Other amounts receivable41€7k€3k▼
Current investments50/53€0-
Cash at bank and in hand54/58€861€461▼
Deferred charges and accrued income490/1€4k€12k▲
Equity and liabilities
Total equity and liabilities10/49€181k€173k▼
Equity10/15€33k€45k▲
Contributions10/11€19k€19k=
Reserves13€14k€27k▲
Distributable reserves133€14k€27k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€148k€128k▼
Amounts payable after more than one year17€59k€41k▼
Financial debts170/4€59k€41k▼
Amounts payable within one year42/48€89k€64k▼
Current portion of amounts payable after more than one year42€19k€19k▲
Financial debts43€38k€0▼
Credit institutions430/8€7k€0▼
Other loans439€32k€0▼
Trade debts44€4k€6k▲
Suppliers440/4€4k€6k▲
Taxes, remuneration and social security45€2k€18k▲
Taxes450/3€2k€18k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€25k€22k▼
Accrued charges and deferred income492/3€0€22k▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€8k€1k▼
Gross operating margin9900€47k€32k▼
Operating profit (loss)9901€36k€26k▼
Financial income75/76B€18€6▼
Recurring financial income75€18€6▼
Financial charges65/66B€6k€2k▼
Recurring financial charges65€6k€2k▼
Profit (loss) for the period before taxes9903€30k€24k▼
Income taxes67/77€7k€11k▲
Profit (loss) for the period9904€23k€12k▼
Profit (loss) for the period to be appropriated9905€23k€12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€23k€12k▼
Transfer from equity791/2€0-
Transfer to equity691/2€1k€12k▲
To other reserves6921€1k€12k▲
Profit to be distributed694/7€22k€0▼
Return on contributions (dividend)694€2k€0▼
Directors or managers695€20k€0▼
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 21 days late
2024
31-12
Financial
Back to profitnet €23k
Net result €23k after 2 loss-making years.
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
31-12
Financial
Weakest financial yearnet €-4k ▼132%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
02-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
2021
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Boechout · 2 establishment units since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heuvelstraat 472530 BoechoutGround area
346 m²
Building footprint
279 m²
Volume, LiDAR
2,344 m³
2 parcels, Flanders · tallest building 10.7 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Heuvelstraat 47, 2530 Boechout
since 20182.275.437.480
Gillegomstraat 8, 2530 Boechout
since 20212.324.412.681
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11004D0455/00G002 | Flanders | 211 m² | 1 · 210 m² | 10.4 m · 3 fl. |
| 11004A0184/00G002 | Flanders | 136 m² | 1 · 70 m² | 10.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 150 EUR awarded · 150 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 150 EUR | 150 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 11,749 companies in sector 68310 we hold annual accounts for 6,907. 4,796 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-04-2018
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.