COSMO-TRADE
Open bankruptcyA bankruptcy procedure is open for COSMO-TRADE according to publications in the Belgian State Gazette; curator: EEF STESSENS. The 2024 annual accounts show equity of €228k and a net result of €19k.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 06-10-2025, 67 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
67 d late
2023
44 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€228k▼ 25.2%
2023 · €304k
2023: €304k
2023 → 2024
Total assets
€388k▼ 18.7%
2023 · €477k
2023: €477k
2023 → 2024
Net result
€19k▼ 27.1%
2023 · €26k
2023: €26k
2023 → 2024
Working capital
€199k▼ 27.6%
2023 · €275k
2023: €275k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€304k-€228k▼ 25.2%
Operating result€31k-€19k▼ 37.6%
Net result€26k-€19k▼ 27.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 38% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €388k
Fixed assets
€36k▼ 25.7%
Current assets
€351k▼ 17.9%
Equity and liabilities €388k
Equity
€228k▼ 25.2%
Debt
€160k▼ 7.2%
The debt ratio rises from 36.2% to 41.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€32k▼
2023 · €42k
Cash flow
€32k▼
2023 · €37k
Solvency
58.7%▼
2023 · 63.8%
Current ratio
2.30▼
2023 · 2.79
Quick ratio
2.30▼
2023 · 2.79
Debt / equity
0.70▲
2023 · 0.57
ROE
8.4%▼
2023 · 8.6%
ROA
4.9%▼
2023 · 5.5%
Interest coverage
3.49▼
2023 · 15.62
Debt
€160k▼
2023 · €173k
Debt ≤ 1 year
€153k▼
2023 · €153k
Debt > 1 year
€7k▼
2023 · €19k
Income taxes
€8k▼
2023 · €20k
Staff costs
€58k▼
2023 · €62k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€477k€388k▼
Fixed assets21/28€49k€36k▼
Tangible fixed assets22/27€49k€36k▼
Furniture and vehicles24€49k€36k▼
Current assets29/58€428k€351k▼
Stocks and contracts in progress3€0-
Stocks30/36€0-
Amounts receivable within one year40/41€401k€321k▼
Trade receivables40€63k€146k▲
Other amounts receivable41€338k€175k▼
Cash at bank and in hand54/58€25k€30k▲
Deferred charges and accrued income490/1€2k€183▼
Equity and liabilities
Total equity and liabilities10/49€477k€388k▼
Equity10/15€304k€228k▼
Contributions10/11€5k€5k=
Capital10€0-
Issued capital100€0-
Outside capital11€5k-
Other1109/19€5k-
Reserves13€221k€125k▼
Non-distributable reserves130/1€496€496=
Legal reserve130€0-
Reserves not available under the articles1311€496€496=
Distributable reserves133€221k€125k▼
Profit (loss) carried forward14€78k€97k▲
Amounts payable17/49€173k€160k▼
Amounts payable after more than one year17€19k€7k▼
Financial debts170/4€19k€7k▼
Amounts payable within one year42/48€153k€153k▼
Current portion of amounts payable after more than one year42€18k€12k▼
Financial debts43-€42k
Credit institutions430/8-€42k
Trade debts44€45k€26k▼
Suppliers440/4€45k€26k▼
Advances received on contracts in progress46€34k€18k▼
Taxes, remuneration and social security45€56k€54k▼
Taxes450/3€41k€41k=
Remuneration and social security454/9€14k€13k▼
Other amounts payable47/48€0-
Accrued charges and deferred income492/3€102€340▲
Income statement
Code20232024
Remuneration, social security and pensions62€62k€58k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€13k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€126k-
Other operating charges640/8€2k€938▼
Gross operating margin9900€233k€90k▼
Operating profit (loss)9901€31k€19k▼
Financial income75/76B€18k€17k▼
Recurring financial income75€18k€17k▼
Financial charges65/66B€3k€9k▲
Recurring financial charges65€3k€9k▲
Profit (loss) for the period before taxes9903€46k€27k▼
Income taxes67/77€20k€8k▼
Profit (loss) for the period9904€26k€19k▼
Profit (loss) for the period to be appropriated9905€26k€19k▼
Appropriation of the result
Profit (loss) to be appropriated9906€78k€97k▲
Profit (loss) brought forward from the previous period14P€52k€78k▲
Transfer from equity791/2-€96k
Transfer to equity691/2€0-
Profit to be distributed694/7-€96k
Return on contributions (dividend)694-€96k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
03-07
Bankruptcy
Opening
Ondernemingsrechtbank Antwerpen, afdeling Turnhout · COSMO-TRADE BV WEZEL 96, 2400 MOL · event 23-06-2026
2025
06-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 67 days late
2024
13-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 44 days late
SignalNBB filing
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mol · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wezel 962400 MolGround area
1,284 m²
Building footprint
140 m²
Volume, LiDAR
910 m³
Parcel 13025G1107/00X000, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
COSMO-TRADE
since 19982.076.676.760
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13025G1107/00X000 | Flanders | 1,284 m² | 1 · 140 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | EEF STESSENS COLBURNLEI 22, 2400 MOL- eefje@vast-
advocaten.be |
23-06-2026 → present |
Recognitions · licences · registrations
Food safety, FASFC
1 siteMol2.076.676.760
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Of 798 companies in sector 46450 we hold annual accounts for 452. 328 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-05-1996
Fiscal year end31-12
Activities, NACEBEL
46450Wholesale of perfume and cosmetics
70200Business and other management consultancy
70220Business consulting
46423Wholesale of clothing, excluding workwear and underwear
51421
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.