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COSMO TIME SYSTEMS

Active
Private limited companyfounded 201114 yrs activeFlorent Pauwelslei 2A, 2100 Antwerpen, BelgiumKBO/BCE: BE 0840.215.681
Summary

COSMO TIME SYSTEMS has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €59,978 and a net result of €51,105. Equity is shrinking by ~10.8% per year across the filed fiscal years. Its solvency ranks better than 32% of 1028 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch ReportCompare
COSMO TIME SYSTEMSActiveChecked score 91/100
Risk analysis ReportCompare

Overview

What they do
Office administrative and support services
NACE 82100Wholesale of other machinery and equipment NACE 46649NACE 46699
1 site
How big
€224,462total assets 2025
Staff
1 FTE
Equity
€59,978
Profit
€51,105
Financially healthy?
91 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Who decides
Accounts on time0 of 6 deeds read
Why 91- 1 of the last 3 late- Equity €59,978 (26.7% of total assets)+ Liquidity: current ratio 1.45, cash €57,341+ Sector Office administrative, office support and other business support activities (NACE 82)Show the evidence

Checked score

Score 2025
91 / 100
Excellent
Probability in this band: under 0.55%
Better than 66% of its sector peers (NACE 82, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 52+22
equity 26.7% of total assets
Liquidity 65+24
short-term debt 36.9% · cash 25.5%
Profitability 97+49
return on assets 22.8%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,418 companies)
Last 24 months 11-2024: 0.6% 12-2024: 0.6%● 0.0% vs 11-2024 01-2025: 0.6%▼ -0.6% vs 12-2024 02-2025: 0.6%● 0.0% vs 01-2025 03-2025: 0.6%▼ -1.3% vs 02-2025 04-2025: 0.6%▼ -1.9% vs 03-2025 05-2025: 0.6%▲ +1.6% vs 04-2025 06-2025: 0.6%▼ -4.7% vs 05-2025 07-2025: 0.7%▲ +11.5% vs 06-2025 08-2025: 0.8%▲ +14.5% vs 07-2025highest value 09-2025: 0.7%▼ -11.0% vs 08-2025 10-2025: 0.7%● 0.0% vs 09-2025 11-2025: 0.7%● 0.0% vs 10-2025 12-2025: 0.7%● 0.0% vs 11-2025 01-2026: 0.7%▼ -0.7% vs 12-2025 02-2026: 0.7%● 0.0% vs 01-2026 03-2026: 0.7%▼ -1.2% vs 02-2026 04-2026: 0.6%▼ -2.0% vs 03-2026 05-2026: 0.6%▼ -0.3% vs 04-2026 06-2026: 0.6%▼ -1.5% vs 05-2026 07-2026: 0.7%▲ +6.0% vs 06-2026 08-2026: 0.2%▼ -70.8% vs 07-2026lowest value 09-2026: 0.2%● 0.0% vs 08-2026lowest value 10-2026: 0.2%● 0.0% vs 09-2026lowest value
  • Liquidity: current ratio 1.45, cash €57,341 lowers the probability
  • 1 of the last 3 late raises the probability
  • Sector Office administrative, office support and other business support activities (NACE 82) lowers the probability
  • Equity €59,978 (26.7% of total assets) raises the probability
Credit up to €5,000 at 30 days acceptable
Liquidity tight (current ratio 1.45 against 0.87 in 2024; short-term debt: 36.9% and cash: 25.5% of total assets), and 73.3% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 82, micro). Better than this share of them on solvency 33%, liquidity 60%, profitability 72%, growth against the median 99%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 1.45, cash €57,341
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Sector Office administrative, office support and other business support activities (NACE 82)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Equity €59,978 (26.7% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €59,978
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
22 d late
2023
38 d late
2022
on the day
2021
32 d early
2020
27 d late
2019
31 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 3 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 July (4 of the last 5 filed years within 32 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Back to profitnet €51,105
  3. Annual accounts filedfiscal year 2024 · abbreviated…

Key points

  • Positive: Equity rose in 2025from €8,873 to €59,978 ▲ 576% View
  • Caution: Among the weakest 19% on equitysector median €910,164 · 1,028 companies €59,978 View
  • Total assets 20256 fiscal years filed €224,462 View

By topic

Financials

Fiscal year
2025
Total assets
€224,462
Profit
€51,105
Solvency
26.7%
Total assets▲ 23.0%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 31-07-2026Annual accounts filed
  2. 31-12-2025Back to profit
  3. 22-08-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Office administrative and support servicesNACE 82100
Founded
12-10-2011
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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