Cosketching
ActiveSummary
Cosketching has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10,000 and a net result of €13,991. Equity is shrinking by ~24.2% per year across the filed fiscal years. Its solvency ranks better than 14% of 9559 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability85▲+2
Solvency34▼-1
Growth32=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.29 against 0.76 in 2024; short-term debt: 86% and cash: 7.1% of total assets), and 91% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
9%
Return on assets
12.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 9559 sector peers (2025).
NBB · sector comparisonPosition among 9559 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
31 d late
2024
60 d late
2023
30 d late
2022
31 d late
2021
30 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 36 days after the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€10,000=
2024 · €10,000
Total assets
€110,721▲ 8.7%
2024 · €101,890
Net result
€13,991▲ 18.2%
2024 · €11,833
Working capital
-€67,198▼ 210%
2024 · -€21,703
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€31,773-€34,787▲ 9.5%€20,463▼ 41.2%€16,854▼ 17.6%€17,936▲ 6.4%
Net result€24,407within the sector's middle half-€27,021within the sector's middle half▲ 10.7%€14,992within the sector's middle half▼ 44.5%€11,833within the sector's middle half▼ 21.1%€13,991within the sector's middle half▲ 18.2%
Equity€25,907within the sector's middle half-€52,928within the sector's middle half▲ 104%€67,921within the sector's middle half▲ 28.3%€10,000below the sector's middle half▼ 85.3%€10,000below the sector's middle half=
Total assets€41,269below the sector's middle half-€85,426within the sector's middle half▲ 107%€106,379within the sector's middle half▲ 24.5%€101,890within the sector's middle half▼ 4.2%€110,721within the sector's middle half▲ 8.7%
Debt€15,362-€32,497▲ 112%€38,458▲ 18.3%€91,890▲ 139%€100,721▲ 9.6%
Working capital€25,886within the sector's middle half-€51,790within the sector's middle half▲ 100%€63,942within the sector's middle half▲ 23.5%-€21,703below the sector's middle half-€67,198below the sector's middle half▼ 210%
Solvency62.8%within the sector's middle half-62.0%within the sector's middle half▼ 0.8pp63.8%within the sector's middle half▲ 1.9pp9.8%below the sector's middle half▼ 54.0pp9.0%below the sector's middle half▼ 0.8pp
Current ratio2.83within the sector's middle half-2.65within the sector's middle half▼ 0.182.66within the sector's middle half▲ 0.010.76below the sector's middle half▼ 1.900.29below the sector's middle half▼ 0.47
Return on assets (ROA)59.1%above the sector's middle half-31.6%above the sector's middle half▼ 27.5pp14.1%within the sector's middle half▼ 17.5pp11.6%within the sector's middle half▼ 2.5pp12.6%within the sector's middle half▲ 1.0pp
above
within
below
the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 6% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €110,721
Fixed assets
€82,716 ▲ 161%
Current assets
€28,005 ▼ 60.1%
Equity and liabilities €110,721
Equity
€10,000 =
Debt
€100,721 ▲ 9.6%
Debt's share of the balance-sheet total rises from 90.2% to 91.0%. Debt is higher.
Key figures and ratios
EBITDA
€23,795▲
2024 · €18,145
Cash flow
€19,850▲
2024 · €13,124
Debt to equity
10.07▲
2024 · 9.19
ROE
139.9%▲
2024 · 118.3%
Interest coverage
65.37▼
2024 · 185.21
Debt ≤ 1 year
€95,203▲
2024 · €91,890
Income taxes
€3,589▼
2024 · €4,923
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,153 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 96% are still going.
- Micro
- 5 to 10 years old
- solvency under 10%
- a profit of 5% of the balance sheet or more
1.7%
went bankrupt
2.2%
stopped otherwise
96%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,153 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €447 | €567 | €1,009 | €1,291 | €5,859 | ▲ 354% |
| Other operating charges640/8 | €1,036 | €696 | €806 | €835 | €408 | ▼ 51.1% |
| Gross operating margin9900 | €33,256 | €36,050 | €22,278 | €18,980 | €24,203 | ▲ 27.5% |
| Operating profit (loss)9901 | €31,773 | €34,787 | €20,463 | €16,854 | €17,936 | ▲ 6.4% |
| Financial income75/76B | €140 | €5 | €6 | - | €8 | - |
| Recurring financial income75 | €140 | €5 | €6 | - | €8 | - |
| Financial charges65/66B | €50 | €89 | €111 | €98 | €364 | ▲ 272% |
| Recurring financial charges65 | €50 | €89 | €111 | €98 | €364 | ▲ 272% |
| Profit (loss) for the period before taxes9903 | €31,863 | €34,704 | €20,358 | €16,756 | €17,581 | ▲ 4.9% |
| Income taxes67/77 | €7,456 | €7,683 | €5,366 | €4,923 | €3,589 | ▼ 27.1% |
| Profit (loss) for the period9904 | €24,407 | €27,021 | €14,992 | €11,833 | €13,991 | ▲ 18.2% |
| Profit (loss) for the period to be appropriated9905 | €24,407 | €27,021 | €14,992 | €11,833 | €13,991 | ▲ 18.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €41,269 | €85,426 | €106,379 | €101,890 | €110,721 | ▲ 8.7% |
| Fixed assets21/28 | €1,233 | €2,238 | €3,979 | €31,703 | €82,716 | ▲ 161% |
| Tangible fixed assets22/27 | €1,233 | €2,238 | €3,979 | €31,703 | €82,716 | ▲ 161% |
| Furniture and vehicles24 | €1,233 | €2,238 | €3,979 | €3,333 | €7,791 | ▲ 134% |
| Other tangible fixed assets26 | - | - | - | - | €74,925 | - |
| Assets under construction and advance payments27 | - | - | - | €28,370 | - | - |
| Current assets29/58 | €40,036 | €83,188 | €102,400 | €70,187 | €28,005 | ▼ 60.1% |
| Amounts receivable within one year40/41 | - | €9,529 | €25,955 | €13,556 | €18,466 | ▲ 36.2% |
| Trade receivables40 | - | €9,529 | €25,955 | €11,979 | €12,478 | ▲ 4.2% |
| Other amounts receivable41 | - | - | - | €1,577 | €5,988 | ▲ 280% |
| Current investments50/53 | €39,312 | - | - | - | - | - |
| Cash at bank and in hand54/58 | - | €72,721 | €75,367 | €55,516 | €7,861 | ▼ 85.8% |
| Deferred charges and accrued income490/1 | €724 | €938 | €1,078 | €1,116 | €1,678 | ▲ 50.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €41,269 | €85,426 | €106,379 | €101,890 | €110,721 | ▲ 8.7% |
| Equity10/15 | €25,907 | €52,928 | €67,921 | €10,000 | €10,000 | = |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | €10,000 | €10,000 | = |
| Capital10 | €5,000 | €5,000 | - | - | - | - |
| Issued capital100 | €10,000 | €10,000 | - | - | - | - |
| Uncalled capital101 | €5,000 | €5,000 | - | - | - | - |
| Outside capital11 | - | - | €5,000 | - | - | - |
| Other1109/19 | - | - | €5,000 | - | - | - |
| Reserves13 | - | €27,021 | €42,014 | - | - | - |
| Distributable reserves133 | - | €27,021 | €42,014 | - | - | - |
| Profit (loss) carried forward14 | €20,907 | €20,907 | €20,907 | - | - | - |
| Amounts payable17/49 | €15,362 | €32,497 | €38,458 | €91,890 | €100,721 | ▲ 9.6% |
| Amounts payable within one year42/48 | €14,150 | €31,397 | €38,458 | €91,890 | €95,203 | ▲ 3.6% |
| Trade debts44 | €187 | €2,439 | €14,613 | €9,495 | €4,310 | ▼ 54.6% |
| Suppliers440/4 | €187 | €2,439 | €14,613 | €9,495 | €4,310 | ▼ 54.6% |
| Taxes, remuneration and social security45 | €13,963 | €23,115 | €20,594 | €16,648 | €9,271 | ▼ 44.3% |
| Taxes450/3 | €13,963 | €23,115 | €20,594 | €12,070 | €5,009 | ▼ 58.5% |
| Remuneration and social security454/9 | - | - | - | €4,577 | €4,262 | ▼ 6.9% |
| Other amounts payable47/48 | - | €5,843 | €3,251 | €65,748 | €81,622 | ▲ 24.1% |
| Accrued charges and deferred income492/3 | €1,212 | €1,100 | - | - | €5,518 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €24,407 | €27,021 | €14,992 | €11,833 | €13,991 | ▲ 18.2% |
| + Depreciation and write-downs630 | €447 | €567 | €1,009 | €1,291 | €5,859 | ▲ 354% |
| Operating cash flow (approximation) | €24,854 | €27,588 | €16,001 | €13,124 | €19,850 | ▲ 51.2% |
| Investment in fixed assets (approximation) | - | -€1,572 | -€2,750 | -€29,014 | -€56,872 | ▼ 96.0% |
| Change in cash | - | - | €2,647 | -€19,852 | -€47,655 | ▼ 140% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-12
Financial
Weakest financial yearnet €11,833 ▼21.1%
Net result drops to €11,833, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Highest result since 2021net €27,021 ▲10.7%
Operating result €34,787, net result €27,021, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2020
Ground area
401 m²
Building footprint
277 m²
Volume, LiDAR
5,634 m³
2 parcels, Brussels · tallest building 28.4 m, ±8 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Cosketching
since 20202.306.252.697
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21383B0032/02V003 | Brussels | 309 m² | 1 · 209 m² | 28.4 m · 8 fl. |
| 21906D0263/00B004 | Brussels | 92 m² | 1 · 68 m² | 16.6 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,577 companies in sector 71121 we hold annual accounts for 6,570. 2,937 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-07-2020
Fiscal year end31-12
Activities, NACEBEL 2025
71121Engineering and related technical consultancy, excluding land surveyors
81100Combined facilities support activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0751644486
Also
9925:BE0751644486
Registered
17-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.