COSICO
ActiveSummary
COSICO has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.0m and a net result of €229,967. Equity remains stable across the filed fiscal years (±0.3% per year). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability93▲+55
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80,000 at 30 days acceptable
Liquidity ample (current ratio 15.12; short-term debt: 2.2% and cash: 2.9% of total assets), and 2.2% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.8%
Return on assets
22.4%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 11-12-2025, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
51 d early
2024
44 d early
2023
41 d early
2022
33 d early
2021
17 d early
2020
41 d early
2019
35 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 37 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 21 December (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close30-09-2026 today31-01-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, abbreviated schema
Equity
€1.0m▼ 18.6%
2024 · €1.2m
Total assets
€1.0m▼ 16.8%
2024 · €1.2m
Net result
€229,967▲ 4,736%
2024 · €4,755
Working capital
€315,912▼ 42.0%
2024 · €544,945
Trend over the years
In euros
In euros
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€3,754▼ 180%-€2,295▲ 38.9%-€2,269▲ 1.1%-€2,729▼ 20.2%-€2,977▼ 9.1%
Net result-€6,759▲ 20.1%€451,752€223,339▼ 50.6%€4,755▼ 97.9%€229,967▲ 4,736%
Equity€886,149▼ 28.6%€1.0m▲ 13.5%€1.2m▲ 22.2%€1.2m▲ 0.4%€1.0m▼ 18.6%
Total assets€1.0m▼ 16.1%€1.1m▲ 0.9%€1.3m▲ 18.3%€1.2m▼ 1.4%€1.0m▼ 16.8%
Debt€162,920▲ 1,496%€53,587▼ 67.1%€23,550▼ 56.1%€1,250▼ 94.7%€22,372▲ 1,690%
Working capital€349,017▼ 37.7%€317,288▼ 9.1%€540,190▲ 70.3%€544,945▲ 0.9%€315,912▼ 42.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2,977 in 2025 against €2,729 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.0m
Fixed assets
€688,549 =
Current assets
€338,284 ▼ 38.1%
Equity and liabilities €1.0m
Equity
€1.0m ▼ 18.6%
Debt
€22,372 ▲ 1,690%
Debt's share of the balance-sheet total rises from 0.1% to 2.2%. Equity is lower and debt is higher.
Key figures and ratios
Current ratio
15.12
Debt to equity
0.02▲
2024 · 0.00
ROE
22.9%▲
2024 · 0.4%
ROA
22.4%▲
2024 · 0.4%
Debt ≤ 1 year
€22,372▲
2024 · €1,250
Income taxes
€22,950▲
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | - | €990 | €1,000 | €1,101 | €1,112 | ▲ 1.0% |
| Gross operating margin9900 | -€2,766 | -€1,306 | -€1,270 | -€1,628 | -€1,866 | ▼ 14.6% |
| Operating profit (loss)9901 | -€3,754 | -€2,295 | -€2,269 | -€2,729 | -€2,977 | ▼ 9.1% |
| Financial income75/76B | - | €496,000 | €248,000 | €7,568 | €256,613 | ▲ 3,291% |
| Recurring financial income75 | - | €496,000 | €248,000 | €7,568 | €256,613 | ▲ 3,291% |
| Financial charges65/66B | - | €53 | €92 | €84 | €719 | ▲ 754% |
| Recurring financial charges65 | €3,004 | €53 | €92 | €84 | €719 | ▲ 754% |
| Profit (loss) for the period before taxes9903 | -€6,759 | €493,652 | €245,639 | €4,755 | €252,917 | ▲ 5,219% |
| Income taxes67/77 | - | €41,900 | €22,300 | €0 | €22,950 | - |
| Profit (loss) for the period9904 | -€6,759 | €451,752 | €223,339 | €4,755 | €229,967 | ▲ 4,736% |
| Profit (loss) for the period to be appropriated9905 | -€6,759 | €451,752 | €223,339 | €4,755 | €229,967 | ▲ 4,736% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.0m | €1.1m | €1.3m | €1.2m | €1.0m | ▼ 16.8% |
| Fixed assets21/28 | €688,549 | €688,549 | €688,549 | €688,549 | €688,549 | = |
| Financial fixed assets28 | €688,549 | €688,549 | €688,549 | €688,549 | €688,549 | = |
| Current assets29/58 | €360,520 | €370,438 | €563,740 | €546,195 | €338,284 | ▼ 38.1% |
| Amounts receivable within one year40/41 | - | - | €248,000 | €2,270 | €0 | ▼ 100% |
| Other amounts receivable41 | - | - | €248,000 | €2,270 | €0 | ▼ 100% |
| Current investments50/53 | - | - | €100,000 | €503,502 | €308,000 | ▼ 38.8% |
| Cash at bank and in hand54/58 | €360,520 | €370,288 | €215,650 | €40,392 | €30,284 | ▼ 25.0% |
| Deferred charges and accrued income490/1 | - | €150 | €90 | €30 | €0 | ▼ 100% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.0m | €1.1m | €1.3m | €1.2m | €1.0m | ▼ 16.8% |
| Equity10/15 | €886,149 | €1.0m | €1.2m | €1.2m | €1.0m | ▼ 18.6% |
| Contributions10/11 | €100,000 | €100,000 | €100,000 | €100,000 | €100,000 | = |
| Capital10 | - | €100,000 | €100,000 | €100,000 | €100,000 | = |
| Issued capital100 | - | €100,000 | €100,000 | €100,000 | €100,000 | = |
| Reserves13 | €818,255 | €905,400 | €1.1m | €1.1m | €904,461 | ▼ 20.2% |
| Non-distributable reserves130/1 | - | €20,835 | €20,835 | €20,835 | €20,835 | = |
| Legal reserve130 | - | €20,835 | €20,835 | €20,835 | €20,835 | = |
| Distributable reserves133 | - | €884,565 | €1.1m | €1.1m | €883,626 | ▼ 20.6% |
| Profit (loss) carried forward14 | -€32,106 | €0 | €0 | - | €0 | - |
| Amounts payable17/49 | €162,920 | €53,587 | €23,550 | €1,250 | €22,372 | ▲ 1,690% |
| Amounts payable after more than one year17 | €148,437 | €437 | €0 | - | - | - |
| Other amounts payable178/9 | - | €437 | €0 | - | - | - |
| Amounts payable within one year42/48 | €11,503 | €53,150 | €23,550 | €1,250 | €22,372 | ▲ 1,690% |
| Trade debts44 | €1,200 | €1,250 | €1,250 | €1,250 | €1,250 | = |
| Suppliers440/4 | - | €1,250 | €1,250 | €1,250 | €1,250 | = |
| Taxes, remuneration and social security45 | - | €41,900 | €22,300 | €0 | €21,122 | - |
| Taxes450/3 | - | €41,900 | €22,300 | €0 | €21,122 | - |
| Other amounts payable47/48 | - | €10,000 | €0 | - | - | - |
| Accrued charges and deferred income492/3 | - | €0 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€6,759 | €451,752 | €223,339 | €4,755 | €229,967 | ▲ 4,736% |
| Operating cash flow (approximation) | -€6,759 | €451,752 | €223,339 | €4,755 | €229,967 | ▲ 4,736% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €9,768 | -€154,638 | -€175,258 | -€10,107 | ▲ 94.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
11-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
18-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
30-06
Financial
Liquidity times 18current ratio 436.96
Current ratio from 23.94 to 436.96; short-term debt falls from €23,550 to €1,250.
2023
21-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
30-06
Financial
Liquidity triplescurrent ratio 23.94
Current ratio from 6.97 to 23.94; short-term debt falls from €53,150 to €23,550.
2022
29-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
30-06
Financial
Back to profitnet €451,752
Net result €451,752 after 3 loss-making years.
30-06
Financial
Equity above €1mEq €1.0m ▲13.5%
Equity rises from €886,149 to €1.0m.
14-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
21-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
27-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
28-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
30-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lochristi · 1 establishment unit since 2001
Ground area
547 m²
Building footprint
372 m²
Volume, LiDAR
2,639 m³
Parcel 44034C0959/00H002, Flanders · tallest building 13.5 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Antwerpse Steenweg 97, 9080 Lochristi
since 20012.100.103.646
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44034C0959/00H002 | Flanders | 547 m² | 1 · 372 m² | 13.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 30-06-2025 list no shareholders, and no other source names one.
Holdings 1
-
99.2%
According to the annual accounts to 30-06-2025 of COSICO and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Identification & contact
Identification
Legal formPublic limited company
Founded02-10-2000
Fiscal year end30-06
Contact
Website
www.classo.be
E-mail
sofie@classo.be
E-invoicing
Reachable via Peppol
Peppol ID
0208:0472899942
Registered
16-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.