COSI
ActiveThe computed 12-month bankruptcy probability of COSI is 1.5% (moderate). The 2024 annual accounts show equity of €163k and a net result of €25k. Equity is growing by ~24.1% per year across the filed fiscal years. Its solvency ranks better than 93% of 18942 sector peers (fiscal year 2024). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
83
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability85▲+4
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 4.75 against 2.79 in 2023; short-term debt: 15.9% and cash: 63.5% of total assets), and 15.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-06-2025, 45 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
45 d early
2023
43 d early
2022
32 d early
2021
38 d early
2020
8 d early
2019
59 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€163k▲ 18.4%
2023 · €138k
2018: €-34k
2019: €33k
2020: €63k
2021: €142k
2022: €121k
2023: €138k
2018 → 2024
Total assets
€194k▲ 7.8%
2023 · €180k
2018: €113k
2019: €97k
2020: €102k
2021: €214k
2022: €175k
2023: €180k
2018 → 2024
Net result
€25k▲ 49.8%
2023 · €17k
2018: €30k
2019: €66k
2020: €30k
2021: €79k
2022: €22k
2023: €17k
2018 → 2024
Working capital
€116k▲ 53.4%
2023 · €76k
2018: €-85k
2019: €-3k
2020: €38k
2021: €88k
2022: €24k
2023: €76k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€63k-€142k▲ 127%€121k▼ 14.8%€138k▲ 14.0%€163k▲ 18.4%
Operating result€38k-€113k▲ 202%€28k▼ 75.5%€30k▲ 6.4%€36k▲ 20.9%
Net result€30k-€79k▲ 167%€22k▼ 72.4%€17k▼ 22.7%€25k▲ 49.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 21% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €194k
Fixed assets
€47k▼ 24.1%
Current assets
€147k▲ 24.7%
Equity and liabilities €194k
Equity
€163k▲ 18.4%
Debt
€31k▼ 26.8%
The debt ratio falls from 23.5% to 15.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€54k▲
2023 · €47k
Cash flow
€44k▲
2023 · €34k
Solvency
84.1%▲
2023 · 76.5%
Current ratio
4.75▲
2023 · 2.79
Quick ratio
4.26▲
2023 · 2.47
Debt / equity
0.19▼
2023 · 0.31
ROE
15.6%▲
2023 · 12.3%
ROA
13.1%▲
2023 · 9.4%
Interest coverage
1250.33▲
2023 · 1172.82
Debt
€31k▼
2023 · €42k
Debt ≤ 1 year
€31k▼
2023 · €42k
Income taxes
€11k▲
2023 · €7k
Staff costs
€128k▲
2023 · €127k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€180k€194k▲
Fixed assets21/28€62k€47k▼
Tangible fixed assets22/27€62k€47k▼
Land and buildings22€2k€2k▼
Plant, machinery and equipment23€11k€7k▼
Furniture and vehicles24€47k€37k▼
Other tangible fixed assets26€3k€2k▼
Financial fixed assets28€150€150=
Current assets29/58€118k€147k▲
Stocks and contracts in progress3€13k€15k▲
Stocks30/36€13k€15k▲
Amounts receivable within one year40/41€4k€7k▲
Other amounts receivable41€4k€7k▲
Cash at bank and in hand54/58€98k€123k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€180k€194k▲
Equity10/15€138k€163k▲
Contributions10/11€19k€19k=
Reserves13€140k€166k▲
Distributable reserves133€140k€166k▲
Profit (loss) carried forward14€-21k€-21k=
Amounts payable17/49€42k€31k▼
Amounts payable within one year42/48€42k€31k▼
Trade debts44€10k€4k▼
Suppliers440/4€10k€4k▼
Taxes, remuneration and social security45€31k€26k▼
Taxes450/3€16k€11k▼
Remuneration and social security454/9€15k€14k▼
Other amounts payable47/48€814€1k▲
Income statement
Code20232024
Remuneration, social security and pensions62€127k€128k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€19k▲
Other operating charges640/8€1k€3k▲
Non-recurring operating charges66A€1k-
Gross operating margin9900€177k€185k▲
Operating profit (loss)9901€30k€36k▲
Financial income75/76B€404€415▲
Recurring financial income75€404€415▲
Financial charges65/66B€6k€44▼
Recurring financial charges65€40€44▲
Non-recurring financial charges66B€6k-
Profit (loss) for the period before taxes9903€24k€36k▲
Income taxes67/77€7k€11k▲
Profit (loss) for the period9904€17k€25k▲
Profit (loss) for the period to be appropriated9905€17k€25k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€4k▲
Profit (loss) brought forward from the previous period14P€-21k€-21k=
Transfer to equity691/2€17k€25k▲
To other reserves6921€17k€25k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €150kEq €163k ▲18.4%
7 profitable years in a row build equity to €163k.
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €17k ▼22.7%
Net result drops to €17k, the lowest in the series; recovery starts the following year.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €79k ▲167%
Operating result €113k, net result €79k, both a record.
31-12
Financial
Equity above €100kEq €142k ▲127%
4 profitable years in a row build equity to €142k.
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity doublescurrent ratio 1.97
Current ratio from 0.96 to 1.97; short-term debt falls from €64k to €39k.
02-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
04-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
07-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aarschot · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grote Markt 93200 AarschotGround area
92 m²
Building footprint
74 m²
Volume, LiDAR
1,019 m³
Parcel 24662H0688/00B000, Flanders · tallest building 15.7 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
COSI
since 20112.200.237.142
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24662H0688/00B000 | Flanders | 92 m² | 1 · 74 m² | 15.7 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAarschot2.200.237.142
Similar companies · same sector, comparable size
MasMes
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KC Concept
BE 1005.241.583
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BRIGODE FINANCIAL
BE 0439.917.071
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DBM EVENTS
BE 0777.707.495
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D-FACTO
BE 0894.836.480
Herve · Eq €164k
Of 7,504 companies in sector 56210 we hold annual accounts for 2,444. 1,828 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-06-2011
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
56210Event catering
59209Motion picture, video and television programme production, sound recording and music publishing activities
77220Rental and leasing activities
77229Renting and leasing of other personal and household goods
93299Other amusement and recreation activities
96999Other personal services
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.