COSETRANS
ActiveCOSETRANS has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €221k and a net result of €43k. Equity is growing by ~14.1% per year across the filed fiscal years. Its solvency ranks better than 74% of 31584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▲+8
Solvency100=
Growth85=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 4.45 against 9.24 in 2024; short-term debt: 22.3% and cash: 73.8% of total assets), and 22.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.7%
Return on assets
15%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
on the day
2023
5 d late
2022
53 d early
2021
24 d early
2020
4 d late
2019
25 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€83k▲ 40.4%
2018 · €59k
2018: €59k
2018 → 2019
EBIT margin
40.9%▲ 23.2pp
2018 · 17.7%
2018: 17.7%
2018 → 2019
Net result
€43k▲ 88.3%
2024 · €23k
2018: €4k
2019: €20k
2020: €52k
2021: €69k
2022: €37k
2023: €31k
2024: €23k
2018 → 2025
Working capital
€219k▼ 4.2%
2024 · €228k
2018: €50k
2019: €78k
2020: €127k
2021: €172k
2022: €191k
2023: €221k
2024: €228k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€175k-€201k▲ 14.6%€228k▲ 13.4%€230k▲ 1.2%€221k▼ 4.2%
Operating result€102k-€53k▼ 47.6%€42k▼ 21.4%€39k▼ 7.1%€61k▲ 55.8%
Net result€69k-€37k▼ 47.2%€31k▼ 14.8%€23k▼ 27.1%€43k▲ 88.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 56% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €284k
Fixed assets
€2k▼ 34.1%
Current assets
€282k▲ 10.1%
Equity and liabilities €284k
Equity
€221k▼ 4.2%
Debt
€63k▲ 120%
The debt ratio rises from 11.1% to 22.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€62k▲
2024 · €42k
Cash flow
€44k▲
2024 · €26k
Solvency
77.7%▼
2024 · 88.9%
Current ratio
4.45▼
2024 · 9.24
Quick ratio
4.45▼
2024 · 9.24
Debt / equity
0.29▲
2024 · 0.12
ROE
19.3%▲
2024 · 9.8%
ROA
15.0%▲
2024 · 8.7%
Interest coverage
102.47▲
2024 · 38.31
Debt
€63k▲
2024 · €29k
Debt ≤ 1 year
€63k▲
2024 · €28k
Income taxes
€21k▲
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€259k€284k▲
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€2k€806▼
Plant, machinery and equipment23€2k€806▼
Financial fixed assets28€1k€1k=
Current assets29/58€256k€282k▲
Amounts receivable after more than one year29€43k-
Other amounts receivable291€43k-
Amounts receivable within one year40/41€25k€69k▲
Trade receivables40€14k€16k▲
Other amounts receivable41€12k€53k▲
Cash at bank and in hand54/58€185k€210k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€259k€284k▲
Equity10/15€230k€221k▼
Contributions10/11€19k€19k=
Reserves13€212k€202k▼
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133€210k€202k▼
Amounts payable17/49€29k€63k▲
Amounts payable within one year42/48€28k€63k▲
Trade debts44-€247
Suppliers440/4-€247
Taxes, remuneration and social security45€9k€13k▲
Taxes450/3€9k€13k▲
Other amounts payable47/48€19k€50k▲
Accrued charges and deferred income492/3€1k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€1k▼
Other operating charges640/8€181-
Gross operating margin9900€42k€62k▲
Operating profit (loss)9901€39k€61k▲
Financial income75/76B€1k€4k▲
Recurring financial income75€1k€4k▲
Financial charges65/66B€1k€602▼
Recurring financial charges65€1k€602▼
Profit (loss) for the period before taxes9903€39k€64k▲
Income taxes67/77€16k€21k▲
Profit (loss) for the period9904€23k€43k▲
Profit (loss) for the period to be appropriated9905€23k€43k▲
Appropriation of the result
Profit (loss) to be appropriated9906€23k€43k▲
Transfer from equity791/2€20k€52k▲
Transfer to equity691/2€23k€43k▲
To other reserves6921€23k€43k▲
Profit to be distributed694/7€20k€52k▲
Return on contributions (dividend)694€20k€52k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
05-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 5 days late
2023
08-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €201k ▲14.6%
5 profitable years in a row build equity to €201k.
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €69k ▲32%
Operating result €102k, net result €69k, both a record.
31-12
Financial
Equity above €150kEq €175k ▲32.8%
4 profitable years in a row build equity to €175k.
04-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 4 days late
2020
31-12
Financial
Equity above €100kEq €132k ▲65.9%
3 profitable years in a row build equity to €132k.
06-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
05-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Rivage(M) 917110 La LouvièreGround area
380 m²
Building footprint
45 m²
Volume, LiDAR
390 m³
Parcel 55026A0067/00L003, Wallonia · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
COSETRANS
since 20042.135.275.747
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55026A0067/00L003 | Wallonia | 380 m² | 1 · 45 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Little John
BE 0833.081.332
Vorst · Eq €221k
JOLINVEST
BE 0797.417.501
Büllingen · Eq €221k
N8RHL
BE 0660.974.034
Oudenaarde · Eq €221k
QLICK
BE 0889.400.819
Kapellen · Eq €221k
CapCG
BE 0674.813.063
Kraainem · Eq €221k
Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 39,434 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-12-2003
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:alaindenayer@cosetrans.be
Phone:0472/38.18.37