COSCASA
ActiveCOSCASA has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16k and a net result of €543. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 51% of 11257 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability60▼-33
Solvency69▲+9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.29 against 2.07 in 2024; short-term debt: 41.7% and cash: 41.2% of total assets), and 56% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €16k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
11 d early
2024
30 d early
2023
on the day
2022
7 d early
2021
184 d early
2020
31 d early
2019
29 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€16k▲ 3.6%
2024 · €15k
2018: €-120k
2019: €-59k
2020: €-28k
2021: €5k
2022: €6k
2023: €7k
2024: €15k
2018 → 2025
Total assets
€36k▼ 18.1%
2024 · €44k
2018: €9k
2019: €30k
2020: €14k
2021: €40k
2022: €81k
2023: €46k
2024: €44k
2018 → 2025
Net result
€543▼ 93.7%
2024 · €9k
2018: €-3k
2019: €61k
2020: €31k
2021: €33k
2022: €944
2023: €444
2024: €9k
2018 → 2025
Working capital
€4k▼ 72.4%
2024 · €16k
2018: €-120k
2019: €-59k
2020: €-32k
2021: €2k
2022: €-23k
2023: €9k
2024: €16k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€5k-€6k▲ 17.8%€7k▲ 7.1%€15k▲ 128%€16k▲ 3.6%
Operating result€39k-€3k▼ 93.1%€4k▲ 32.1%€13k▲ 262%€5k▼ 60.1%
Net result€33k-€944▼ 97.2%€444▼ 53.0%€9k▲ 1,837%€543▼ 93.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 60% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €36k
Fixed assets
€17k▲ 24.9%
Current assets
€19k▼ 36.8%
Equity and liabilities €36k
Equity
€16k▲ 3.6%
Debt
€20k▼ 29.7%
The debt ratio falls from 65.2% to 56.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€8k▼
2024 · €16k
Cash flow
€4k▼
2024 · €12k
Solvency
44.0%▲
2024 · 34.8%
Current ratio
1.29▼
2024 · 2.07
Quick ratio
1.29▼
2024 · 2.07
Debt / equity
1.27▼
2024 · 1.87
ROE
3.4%▼
2024 · 56.2%
ROA
1.5%▼
2024 · 19.6%
Interest coverage
4.72▼
2024 · 16.78
Debt
€20k▼
2024 · €29k
Debt ≤ 1 year
€15k▲
2024 · €15k
Debt > 1 year
€5k▼
2024 · €14k
Income taxes
€3k▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€44k€36k▼
Fixed assets21/28€13k€17k▲
Tangible fixed assets22/27€13k€17k▲
Plant, machinery and equipment23€11k€16k▲
Furniture and vehicles24€2k€1k▼
Current assets29/58€31k€19k▼
Stocks and contracts in progress3€0-
Stocks30/36€0-
Amounts receivable within one year40/41€16k€3k▼
Trade receivables40€15k€3k▼
Other amounts receivable41€454€6▼
Cash at bank and in hand54/58€13k€15k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€44k€36k▼
Equity10/15€15k€16k▲
Contributions10/11€12k€12k=
Profit (loss) carried forward14€3k€3k▲
Amounts payable17/49€29k€20k▼
Amounts payable after more than one year17€14k€5k▼
Financial debts170/4€14k€5k▼
Amounts payable within one year42/48€15k€15k▲
Current portion of amounts payable after more than one year42€9k€9k▲
Trade debts44€1k€491▼
Suppliers440/4€1k€491▼
Taxes, remuneration and social security45€5k€6k▲
Taxes450/3€5k€6k▲
Other amounts payable47/48€40€68▲
Income statement
Code20242025
Non-recurring operating income76A€9k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€720€1k▲
Non-recurring operating charges66A€0€286▲
Gross operating margin9900€16k€10k▼
Operating profit (loss)9901€13k€5k▼
Financial income75/76B€11€0▼
Recurring financial income75€11€0▼
Financial charges65/66B€931€2k▲
Recurring financial charges65€931€2k▲
Profit (loss) for the period before taxes9903€12k€3k▼
Income taxes67/77€3k€3k▼
Profit (loss) for the period9904€9k€543▼
Profit (loss) for the period to be appropriated9905€9k€543▼
Appropriation of the result
Profit (loss) to be appropriated9906€3k€3k▲
Profit (loss) brought forward from the previous period14P€-6k€3k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 1.54
Current ratio from 0.47 to 1.54; short-term debt falls from €43k to €17k.
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity times 5current ratio 1.15
Current ratio from 0.25 to 1.15; short-term debt falls from €42k to €16k.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €61k
Net result €61k after one loss-making year.
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
11-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Putte · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vogelstraat 692580 PutteGround area
1,060 m²
Building footprint
165 m²
Volume, LiDAR
782 m³
Parcel 12029B0790/00B000, Flanders · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Coscasa
since 20072.163.538.973
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12029B0790/00B000 | Flanders | 1,060 m² | 1 · 165 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ANNA & REINOUD
BE 0698.768.105
Boutersem · Eq €16k
IMPORT, EXPORT, TECHNIC SERVICES
BE 0436.552.656
Ganshoren · Eq €15k
STAN EDITIONS
BE 0783.195.816
Oostende · Eq €16k
UNITING BRANDS
BE 0654.913.712
Bocholt · Eq €15k
ARTE - COSE
BE 0467.210.792
Mortsel · Eq €17k
Of 1,170 companies in sector 46499 we hold annual accounts for 743. 261 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-06-2007
Fiscal year end31-12
Activities, NACEBEL
46499Wholesale of other household goods
51478
47120Other non-specialised retail sale
47191Retail trade
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
47990Retail trade
52122
52630
56210Event catering
62900Other information technology and computer services
70200Business and other management consultancy
70220Business consulting
72600
74142
74855
82100Office administrative and support services
82110Office administrative, office support and other business support activities
86905Human health activities
86951Physiotherapy
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.