Skip to content

COSAMA

Active
Private limited companyfounded 2021active for 5 yearsBrusselsesteenweg 489B, 9090 Merelbeke-Melle, BelgiumKBO/BCE: BE 0773.515.216
Summary

COSAMA has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €240,538 and a net result of €54,890. Equity has been growing by about 34% per year since 2022. Its solvency ranks better than 45% of 11,771 sector peers (NACE 71, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

Source: KBO
Status
Active since 03-09-2021 Normal situation
Activity
Activities of building architects NACE 71111and 5 others
Establishment unit
2.321.729.642 9090 Merelbeke-Melle, since 03-09-2021
Financial year end
30 June
Peppol
Reachable since 05-12-2025

Board and ownership

Board
  • MEDEIROS FilipeDirector · since 05-07-2021

Financial position

89 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts to 30-06-2025
Gross margin
€85,119
▲ 24.0%
Turnover
≈ €220,000
estimated
Profit
€54,890
▲ 14.7%
Equity
€240,538
▲ 29.6%
Total assets
€491,443
▲ 17.3%
Score breakdownraises riskFounded in 2021Liquidity: current ratio 34.61, cash €10,942, halvedlowers riskSector: Architectural and engineering activities; technical testing and analysis (NACE 71)Size: total assets €491,443Show the evidence

Checked score

Score 2025
89 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 53% of micro companies in architecture and engineering (NACE 71)
Financial strength · tick: 2024
Strong
Solvency 74+5
equity 48.9% of total assets
Liquidity 53-5
short-term debt 2.9% · cash 2.2%
Profitability 83=
return on assets 11.2%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (14,824 companies, NACE 71, micro)
Last 24 months 12-2024: < 0.1%lowest value 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: 0.2%▲ +0.2 percentage points vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.1%▼ -0.1 percentage points vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.2%▲ +0.1 percentage points vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.3%▲ +0.1 percentage points vs 01-2026highest value 03-2026: 0.2%▼ -0.1 percentage points vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026 11-2026: 0.2%● unchanged vs 10-2026
Credit of up to €21,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 34.61 (10.62 in 2024), above the usual 1.5. Short-term debt is 2.9% and cash 2.2% of total assets. However, 51.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 47% of them on solvency, 37% on liquidity, 53% on profitability and 74% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
KBO
lowers risk · Size: total assets €491,443
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Founded in 2021
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Liquidity: current ratio 34.61, cash €10,942, halved
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
1 day early
2024
1 day early
2023
on the day
2022
15 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 4 days before the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 30 January (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end03-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: More equity than 84% of companies in architecture and engineeringsector median €63,888 · 11,776 companies €240,538 View
  • Positive: Equity rose in 2025from €185,648 to €240,538 ▲ 29.6% View
  • Positive: Always filed on timeaccounts within the deadline every year 4 years View

Recent changes

  1. · Gazette deed Registered office moved from Wetteren to Melle
  2. · Gazette deed Incorporation
All 13 events

Comparable companies

These companies have the same main activity as COSAMA: activities of building architects (NACE 71111). They are comparable in size and age: total assets between €438,000 and €527,000, founded between 2021 and 2022.

CompanyTotal assetsGross margin
COSAMA Merelbeke-Melle€491,443€85,119
IMM'OLIX Beauraing€480,164€97,097
YA Architecture Oupeye€527,177€77,680
AMA-D Kortrijk€497,754€76,303
faktordertig architecten Antwerpen€444,948€73,323
SCONE architects Antwerpen€437,646€73,584
ARBOR Architecture Bertrix€463,753€69,746
Full comparison

Key facts about COSAMA

What is the company number of COSAMA?
The company number of COSAMA is 0773.515.216. The VAT number is the same number with BE in front: BE 0773.515.216.
Where is COSAMA based?
The registered office is at Brusselsesteenweg 489B, 9090 Merelbeke-Melle.Company details
What does COSAMA do?
According to the KBO register, the main activity is activities of building architects (NACE 71111).
What is the legal form of COSAMA?
The legal form of COSAMA is Private limited company (BV).
When was COSAMA founded?
COSAMA was founded on 03-09-2021.
Is COSAMA still active?
Yes, COSAMA is an active enterprise in the KBO register.
What is the turnover of COSAMA?
The turnover in financial year 2025 is ≈ €220,000. This figure is estimated from the gross margin of €85,119 and 30 comparable companies (NACE 71111). It probably lies between €160,000 and €360,000.Financials
Is COSAMA profitable?
In financial year 2025, COSAMA made a profit of €54,890.
Where can I find the annual accounts of COSAMA?
COSAMA filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of COSAMA due?
COSAMA must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.