COS COSMETICS
ActiveCOS COSMETICS has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16k and a net result of €4k. Equity is growing by ~12.6% per year across the filed fiscal years. Its solvency ranks better than 47% of 4604 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▲+1
Solvency48▼-44
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.06 against 2.38 in 2024; short-term debt: 73.6% and cash: 46.9% of total assets), and 76.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23.2%
Return on assets
6.3%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
on the day
2024
1 d early
2023
2 d early
2022
32 d early
2021
73 d early
2020
67 d early
2019
50 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€16k▼ 62.0%
2024 · €42k
2018: €12k
2019: €19k
2020: €27k
2021: €48k
2022: €49k
2023: €46k
2024: €42k
2018 → 2025
Total assets
€70k▲ 10.2%
2024 · €63k
2018: €38k
2019: €33k
2020: €48k
2021: €63k
2022: €83k
2023: €73k
2024: €63k
2018 → 2025
Net result
€4k▲ 23.2%
2024 · €4k
2018: €10k
2019: €8k
2020: €8k
2021: €21k
2022: €1k
2023: €1k
2024: €4k
2018 → 2025
Working capital
€3k▼ 87.7%
2024 · €27k
2018: €11k
2019: €19k
2020: €27k
2021: €42k
2022: €29k
2023: €28k
2024: €27k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€48k-€49k▲ 2.9%€46k▼ 7.4%€42k▼ 7.0%€16k▼ 62.0%
Operating result€28k-€3k▼ 90.0%€4k▲ 57.2%€5k▲ 6.2%€8k▲ 71.9%
Net result€21k-€1k▼ 93.5%€1k=€4k▲ 158%€4k▲ 23.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 72% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €70k
Fixed assets
€15k▼ 10.3%
Current assets
€55k▲ 17.7%
Equity and liabilities €70k
Equity
€16k▼ 62.0%
Debt
€53k▲ 159%
The debt ratio rises from 32.7% to 76.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€15k▲
2024 · €11k
Cash flow
€11k▲
2024 · €10k
Solvency
23.2%▼
2024 · 67.3%
Current ratio
1.06▼
2024 · 2.38
Quick ratio
0.93▼
2024 · 1.96
Debt / equity
3.32▲
2024 · 0.49
ROE
27.2%▲
2024 · 8.4%
ROA
6.3%▲
2024 · 5.6%
Interest coverage
80.40▲
2024 · 25.44
Debt
€53k▲
2024 · €21k
Debt ≤ 1 year
€51k▲
2024 · €20k
Income taxes
€4k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€63k€70k▲
Fixed assets21/28€17k€15k▼
Tangible fixed assets22/27€17k€15k▼
Land and buildings22€7k€11k▲
Furniture and vehicles24€9k€4k▼
Current assets29/58€46k€55k▲
Amounts receivable after more than one year29€15k€15k=
Other amounts receivable291€15k€15k=
Stocks and contracts in progress3€8k€7k▼
Stocks30/36€8k€7k▼
Amounts receivable within one year40/41€877-
Trade receivables40€14-
Other amounts receivable41€864-
Cash at bank and in hand54/58€22k€33k▲
Equity and liabilities
Total equity and liabilities10/49€63k€70k▲
Equity10/15€42k€16k▼
Contributions10/11€6k€6k=
Outside capital11€6k€6k=
Other1109/19€6k€6k=
Reserves13€36k€10k▼
Distributable reserves133€36k€10k▼
Amounts payable17/49€21k€53k▲
Amounts payable within one year42/48€20k€51k▲
Current portion of amounts payable after more than one year42€3k-
Financial debts43€1k€1k▼
Credit institutions430/8€1k€1k▼
Trade debts44€2k€936▼
Suppliers440/4€2k€936▼
Taxes, remuneration and social security45€3k€7k▲
Taxes450/3€3k€4k▲
Remuneration and social security454/9-€4k
Other amounts payable47/48€10k€42k▲
Accrued charges and deferred income492/3€1k€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€13k€16k▲
Operating profit (loss)9901€5k€8k▲
Financial income75/76B€3k€883▼
Recurring financial income75€3k€883▼
Financial charges65/66B€450€187▼
Recurring financial charges65€450€187▼
Profit (loss) for the period before taxes9903€7k€9k▲
Income taxes67/77€3k€4k▲
Profit (loss) for the period9904€4k€4k▲
Profit (loss) for the period to be appropriated9905€4k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€4k€4k▲
Transfer from equity791/2€7k€31k▲
Transfer to equity691/2€4k€4k▲
To other reserves6921€4k€4k▲
Profit to be distributed694/7€7k€31k▲
Return on contributions (dividend)694€7k€31k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €1k ▼0%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
29-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
16-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Highest result since 2018net €21k ▲153%
Operating result €28k, net result €21k, both a record.
22-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
11-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
03-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zwaanhofstraat 48380 BruggeGround area
721 m²
Building footprint
174 m²
Volume, LiDAR
959 m³
Parcel 31007A0439/00D005, Flanders · tallest building 10.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
COS COSMETICS
since 20172.265.153.304
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31007A0439/00D005 | Flanders | 721 m² | 1 · 174 m² | 10.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrugge2.265.153.304
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Of 21,750 companies in sector 96210 we hold annual accounts for 2,832. 2,365 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-06-2017
Fiscal year end30-09
Activities, NACEBEL
96021Hairdressing
96210Hairdressing and barber services
46180Agents specialised in the wholesale of other particular products
47120Other non-specialised retail sale
47279Other retail sale of food
47299Retail trade
47740Retail trade
47741Retail sale of medical and orthopaedic goods, excluding prescription glasses and lenses
47750Retail sale of cosmetics and toilet articles
47784Retail sale of souvenirs and religious articles
47786Retail trade
47910Retail trade
96022Beauty treatment
96220Beauty care and other beauty treatments
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.