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CORTY SERVICES

Active
Private limited company (pre-2019)founded 2016active for 10 yearsAux Cortyls 13, 4190 Ferrières, BelgiumKBO/BCE: BE 0664.758.222
Summary

CORTY SERVICES has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €335,270 and a net result of -€54,388. Equity has been stable since 2018 (±0.1% per year). Its solvency ranks better than 66% of 22,726 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Overview

Official details

Source: KBO
Status
Active since 18-10-2016 Normal situation
Activity
Other non-specialised retail sale NACE 47120and 1 other
Joint committee
200 Aanvullend Paritair Comité voor de bedienden · annual accounts 2023
Establishment units
2.287.370.262 4190 Ferrières, since 18-10-2016
2.374.561.681 4190 Ferrières, since 01-06-2025
Financial year end
31 December
Peppol
Reachable since 10-12-2025

Board and ownership

Board

Financial position

65 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.2%
Annual accounts 2025
Gross margin
€14,098
▲ 183%
Turnover
≈ €150,000
estimated
Loss
€54,388
Equity
€335,270
▼ 14.0%
Total assets
€643,617
▼ 13.6%
  • 2025 accounts filed 31 days after the deadline
Filed on 31-08-2026
Score breakdownraises riskLast filed accounts filed 31 days late; 1 of the last 3 accounts lateLoss of €54,388 (financial year 2025)Liquidity: current ratio 1.28, cash €5,567lowers riskSize: total assets €643,617Show the evidence

Checked score

Score 2025
65 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 40% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Average
Solvency 77=
equity 52.1% of total assets
Liquidity 41+9
short-term debt 26.3% · cash 0.9%
Profitability 43+24
return on assets -8.5%
Bankruptcy probability within 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025lowest value 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.3%▲ +0.1 percentage points vs 05-2025 07-2025: 0.4%▲ +0.1 percentage points vs 06-2025 08-2025: 0.6%▲ +0.2 percentage points vs 07-2025 09-2025: 0.4%▼ -0.2 percentage points vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.5%▲ +0.1 percentage points vs 06-2026 08-2026: 0.8%▲ +0.3 percentage points vs 07-2026 09-2026: 1.2%▲ +0.4 percentage points vs 08-2026highest value 10-2026: 1.2%● unchanged vs 09-2026highest value 11-2026: 1.2%● unchanged vs 10-2026highest value
Credit of up to €21,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.28 (1.18 in 2024), below the usual 1.5. Short-term debt is 26.3% and cash 0.9% of total assets. 47.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 66% of them on solvency, 39% on liquidity, 32% on profitability and 23% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
raises risk · Last filed accounts filed 31 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Loss of €54,388 (financial year 2025)
NBB · annual accounts
lowers risk · Size: total assets €643,617
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 1.28, cash €5,567
NBB · annual accounts
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
25 days late
2023
30 days late
2022
18 days late
2021
25 days late
2020
25 days late
2019
89 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 35 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: From profit to loss in 2025after a profit of €2,798 in 2024 -€54,388 View
  • Caution: Lower net result than 95% of companies in retail tradesector median €5,089 · 22,707 companies -€54,388 View

Recent changes

  1. · Gazette deed Appointments: Pierre BONFOND (director) and Florence BONFOND (director)
  2. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as CORTY SERVICES: other non-specialised retail sale (NACE 47120). They are comparable in size and age: total assets between €381,000 and €790,000, founded between 2014 and 2018.

CompanyTotal assetsGross margin
CORTY SERVICES Ferrières€643,617€14,098
LATTESTORE Zwevegem€790,062€10,072
IWAAL Construction Flémalle€399,401€19,362
BL AGENCY Ath€700,545€23,217
TUURELUUR Koekelare€413,853€8,908
REDTOUCH Havelange€381,448€22,300
BRANDZILLA.EU Kalmthout€411,774€21,096
Full comparison

Key facts about CORTY SERVICES

What is the company number of CORTY SERVICES?
The company number of CORTY SERVICES is 0664.758.222. The VAT number is the same number with BE in front: BE 0664.758.222.
Where is CORTY SERVICES based?
The registered office is at Aux Cortyls 13, 4190 Ferrières.Company details
What does CORTY SERVICES do?
According to the KBO register, the main activity is other non-specialised retail sale (NACE 47120).
What is the legal form of CORTY SERVICES?
The legal form of CORTY SERVICES is Private limited company (pre-2019) (BVBA).
When was CORTY SERVICES founded?
CORTY SERVICES was founded on 18-10-2016.
Is CORTY SERVICES still active?
Yes, CORTY SERVICES is an active enterprise in the KBO register.
How many employees does CORTY SERVICES have?
CORTY SERVICES had an average of 0.1 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
Which joint committee does CORTY SERVICES fall under?
In its 2023 annual accounts, CORTY SERVICES states joint committee 200 (Aanvullend Paritair Comité voor de bedienden).
What is the turnover of CORTY SERVICES?
The turnover in financial year 2025 is ≈ €150,000. This figure is estimated from the gross margin of €14,098 and 33 comparable companies (NACE 47120). It probably lies between €73,000 and €320,000. It is a rough estimate. In financial year 2019 turnover was €0.
Is CORTY SERVICES profitable?
In financial year 2025, CORTY SERVICES made a loss of €54,388.
Where can I find the annual accounts of CORTY SERVICES?
CORTY SERVICES filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CORTY SERVICES due?
CORTY SERVICES must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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