Cortana
ActiveCortana has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37k and a net result of €17k. Its solvency ranks better than 78% of 16932 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
93
/ 100
Excellent▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth52
Stability82
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 5.58 against 2.85 in 2024), and 17.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.7%
Return on assets
37.1%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-04-2026, 120 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
120 d early
2024
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€37k▲ 81.2%
2024 · €21k
2024: €21k
2024 → 2025
Total assets
€45k▲ 42.3%
2024 · €32k
2024: €32k
2024 → 2025
Net result
€17k▼ 10.0%
2024 · €19k
2024: €19k
2024 → 2025
Working capital
€36k▲ 73.0%
2024 · €21k
2024: €21k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€21k-€37k▲ 81.2%
Operating result€24k-€21k▼ 10.4%
Net result€19k-€17k▼ 10.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 10% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €45k
Fixed assets
€2k
Current assets
€43k
Equity and liabilities €45k
Equity
€37k▲ 81.2%
Debt
€8k▼ 29.9%
The debt ratio falls from 35.0% to 17.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€22k
Cash flow
€17k
Solvency
82.7%▲
2024 · 65.0%
Current ratio
5.58▲
2024 · 2.85
Quick ratio
5.58▲
2024 · 2.85
Debt / equity
0.21▼
2024 · 0.54
ROE
44.8%▼
2024 · 90.3%
ROA
37.1%▼
2024 · 58.7%
Interest coverage
240.65
Debt
€8k▼
2024 · €11k
Debt ≤ 1 year
€8k▼
2024 · €11k
Income taxes
€5k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€32k€45k▲
Fixed assets21/28-€2k
Tangible fixed assets22/27-€2k
Plant, machinery and equipment23-€2k
Current assets29/58€32k€43k▲
Amounts receivable within one year40/41€19k€6k▼
Trade receivables40€19k€6k▼
Other amounts receivable41-€403
Cash at bank and in hand54/58€13k€36k▲
Deferred charges and accrued income490/1€100€451▲
Equity and liabilities
Total equity and liabilities10/49€32k€45k▲
Equity10/15€21k€37k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€19k€35k▲
Amounts payable17/49€11k€8k▼
Amounts payable within one year42/48€11k€8k▼
Trade debts44€2k€23▼
Suppliers440/4€2k€23▼
Taxes, remuneration and social security45€8k€5k▼
Taxes450/3€8k€5k▼
Other amounts payable47/48€476€3k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€215
Other operating charges640/8€171€120▼
Gross operating margin9900€24k€22k▼
Operating profit (loss)9901€24k€21k▼
Financial charges65/66B€95€90▼
Recurring financial charges65€95€90▼
Profit (loss) for the period before taxes9903€24k€21k▼
Income taxes67/77€5k€5k▼
Profit (loss) for the period9904€19k€17k▼
Profit (loss) for the period to be appropriated9905€19k€17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€19k€35k▲
Profit (loss) brought forward from the previous period14P-€19k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Victor Jacobslei 432600 AntwerpenGround area
183 m²
Building footprint
87 m²
Volume, LiDAR
800 m³
Parcel 11003B0043/00A011, Flanders · tallest building 15.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Cortana
since 20242.357.901.932
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11003B0043/00A011 | Flanders | 183 m² | 1 · 87 m² | 15.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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M2TS-Service
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2M-ITC
BE 0541.789.441
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SITECH SOFTWARE SERVICES
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Of 29,885 companies in sector 62200 we hold annual accounts for 18,322. 14,794 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-03-2024
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.