CORPORATE CONCEPT
ActiveSummary
CORPORATE CONCEPT has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €243,759 and a net result of €130,138. Equity is growing by ~25.6% per year across the filed fiscal years. Its solvency ranks better than 63% of 11620 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability100▲+29
Solvency92▲+28
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22,000 at 30 days acceptable
Liquidity ample (current ratio 3.08 against 1.64 in 2023; short-term debt: 32.5% and cash: 79.7% of total assets), and 32.5% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
32 d early
2024
34 d early
2023
28 d early
2022
55 d early
2021
31 d early
2020
66 d early
2019
92 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 48 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
Equity
€243,759▲ 115%
2023 · €113,620
Total assets
€361,223▲ 23.6%
2023 · €292,245
Net result
€130,138▲ 2,525%
2023 · €4,958
Working capital
€243,759▲ 115%
2023 · €113,620
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€9,532▲ 233%€51,765▲ 443%€21,100▼ 59.2%€8,641▼ 59.0%€192,100▲ 2,123%
Net result€6,134within the sector's middle half▲ 195%€36,900within the sector's middle half▲ 502%€14,366within the sector's middle half▼ 61.1%€4,958within the sector's middle half▼ 65.5%€130,138above the sector's middle half▲ 2,525%
Equity€57,396within the sector's middle half▲ 12.0%€94,296within the sector's middle half▲ 64.3%€108,662within the sector's middle half▲ 15.2%€113,620within the sector's middle half▲ 4.6%€243,759above the sector's middle half▲ 115%
Total assets€115,554within the sector's middle half▼ 0.1%€170,468within the sector's middle half▲ 47.5%€205,601within the sector's middle half▲ 20.6%€292,245within the sector's middle half▲ 42.1%€361,223above the sector's middle half▲ 23.6%
Debt€58,157▼ 9.7%€76,172▲ 31.0%€96,939▲ 27.3%€178,625▲ 84.3%€117,465▼ 34.2%
Working capital€54,716within the sector's middle half▲ 19.2%€92,957within the sector's middle half▲ 69.9%€107,772within the sector's middle half▲ 15.9%€113,620above the sector's middle half▲ 5.4%€243,759above the sector's middle half▲ 115%
Solvency49.7%within the sector's middle half▲ 5.3pp55.3%within the sector's middle half▲ 5.6pp52.9%within the sector's middle half▼ 2.5pp38.9%within the sector's middle half▼ 14.0pp67.5%within the sector's middle half▲ 28.6pp
Current ratio1.94within the sector's middle half▲ 0.232.22within the sector's middle half▲ 0.282.11within the sector's middle half▼ 0.111.64within the sector's middle half▼ 0.483.08within the sector's middle half▲ 1.44
Return on assets (ROA)5.3%within the sector's middle half▲ 3.5pp21.6%within the sector's middle half▲ 16.3pp7.0%within the sector's middle half▼ 14.7pp1.7%within the sector's middle half▼ 5.3pp36.0%above the sector's middle half▲ 34.3pp
above
within
below
the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 2,123% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €361,223
Equity
€243,759 ▲ 115%
Debt
€117,465 ▼ 34.2%
Debt's share of the balance-sheet total falls from 61.1% to 32.5%. Equity is higher and debt is lower.
Key figures and ratios
Quick ratio
2.97▲
2023 · 1.43
Debt to equity
0.48▼
2023 · 1.57
ROE
53.4%▲
2023 · 4.4%
Debt ≤ 1 year
€117,465▼
2023 · €178,625
Income taxes
€61,962▲
2023 · €3,450
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,370 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.5%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,370 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,680 | €2,689 | €449 | €890 | - | - |
| Other operating charges640/8 | - | €1,259 | €1,563 | €1,472 | €1,405 | ▼ 4.6% |
| Gross operating margin9900 | €13,628 | €55,713 | €23,112 | €11,002 | €193,505 | ▲ 1,659% |
| Operating profit (loss)9901 | €9,532 | €51,765 | €21,100 | €8,641 | €192,100 | ▲ 2,123% |
| Financial income75/76B | - | €0 | - | - | - | - |
| Recurring financial income75 | - | €0 | - | - | - | - |
| Financial charges65/66B | - | €300 | €95 | €232 | -€0 | ▼ 100% |
| Recurring financial charges65 | €75 | €300 | €95 | €232 | -€0 | ▼ 100% |
| Profit (loss) for the period before taxes9903 | €9,457 | €51,466 | €21,005 | €8,408 | €192,100 | ▲ 2,185% |
| Income taxes67/77 | €3,323 | €14,566 | €6,639 | €3,450 | €61,962 | ▲ 1,696% |
| Profit (loss) for the period9904 | €6,134 | €36,900 | €14,366 | €4,958 | €130,138 | ▲ 2,525% |
| Profit (loss) for the period to be appropriated9905 | €6,134 | €36,900 | €14,366 | €4,958 | €130,138 | ▲ 2,525% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €115,554 | €170,468 | €205,601 | €292,245 | €361,223 | ▲ 23.6% |
| Fixed assets21/28 | €2,680 | €1,339 | €890 | - | - | - |
| Tangible fixed assets22/27 | €2,680 | €1,339 | €890 | - | - | - |
| Furniture and vehicles24 | - | €1,339 | €890 | - | - | - |
| Current assets29/58 | €112,874 | €169,130 | €204,711 | €292,245 | €361,223 | ▲ 23.6% |
| Stocks and contracts in progress3 | €49,630 | €30,520 | €35,750 | €36,274 | €12,274 | ▼ 66.2% |
| Stocks30/36 | - | €30,520 | €35,750 | €36,274 | €12,274 | ▼ 66.2% |
| Amounts receivable within one year40/41 | - | €9,873 | €24,478 | €77,590 | €60,000 | ▼ 22.7% |
| Trade receivables40 | - | €5,885 | €21,441 | €77,590 | €60,000 | ▼ 22.7% |
| Other amounts receivable41 | - | €3,987 | €3,037 | - | - | - |
| Cash at bank and in hand54/58 | €60,657 | €126,221 | €141,737 | €176,123 | €287,934 | ▲ 63.5% |
| Deferred charges and accrued income490/1 | - | €2,516 | €2,747 | €2,257 | €1,015 | ▼ 55.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €115,554 | €170,468 | €205,601 | €292,245 | €361,223 | ▲ 23.6% |
| Equity10/15 | €57,396 | €94,296 | €108,662 | €113,620 | €243,759 | ▲ 115% |
| Contributions10/11 | €37,184 | €37,184 | €37,184 | €37,184 | €37,184 | = |
| Reserves13 | €20,212 | €57,112 | €71,478 | €76,436 | €206,575 | ▲ 170% |
| Non-distributable reserves130/1 | - | €3,718 | €3,718 | - | - | - |
| Reserves not available under the articles1311 | - | €3,718 | €3,718 | - | - | - |
| Distributable reserves133 | - | €53,394 | €67,759 | €76,436 | €206,575 | ▲ 170% |
| Amounts payable17/49 | €58,157 | €76,172 | €96,939 | €178,625 | €117,465 | ▼ 34.2% |
| Amounts payable within one year42/48 | €58,157 | €76,172 | €96,939 | €178,625 | €117,465 | ▼ 34.2% |
| Trade debts44 | €4,423 | €6,174 | €20,063 | €76,401 | €19,559 | ▼ 74.4% |
| Suppliers440/4 | - | €6,174 | €20,063 | €76,401 | €19,559 | ▼ 74.4% |
| Taxes, remuneration and social security45 | - | €7,888 | €11,205 | €22,996 | €36,451 | ▲ 58.5% |
| Taxes450/3 | - | €7,888 | €11,205 | €22,996 | €36,451 | ▲ 58.5% |
| Other amounts payable47/48 | - | €62,109 | €65,671 | €79,228 | €61,456 | ▼ 22.4% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €6,134 | €36,900 | €14,366 | €4,958 | €130,138 | ▲ 2,525% |
| + Depreciation and write-downs630 | €2,680 | €2,689 | €449 | €890 | - | - |
| Operating cash flow (approximation) | €8,815 | €39,589 | €14,815 | €5,848 | €130,138 | ▲ 2,125% |
| Investment in fixed assets (approximation) | - | -€1,347 | €0 | - | - | - |
| Change in cash | - | €65,564 | €15,516 | €34,387 | €111,811 | ▲ 225% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €130,138 ▲2,525%
Operating result €192,100, net result €130,138, both a record.
31-12
Financial
Equity above €200,000Eq €243,759 ▲115%
7 profitable years in a row build equity to €243,759.
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100,000Eq €108,662 ▲15.2%
5 profitable years in a row build equity to €108,662.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
22-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
07-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kruisem · 1 establishment unit since 1992
Ground area
3,400 m²
Building footprint
229 m²
Volume, LiDAR
2,791 m³
Parcel 45053A0589/00F000, Flanders · tallest building 23.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
CORPORATE CONCEPT BVBA
since 19922.056.412.965
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45053A0589/00F000 | Flanders | 3,400 m² | 1 · 229 m² | 23.5 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
UBIQUISTYLE
BE 0755.873.488
Lontzen · Eq €243,446
Studio LoHo
BE 0682.424.395
Brugge · Eq €244,892
GDC Concept
BE 0798.195.182
Temse · Eq €245,608
CoKa
BE 0875.131.030
Lokeren · Eq €245,688
isaIN
BE 0464.911.397
Tervuren · Eq €241,700
Of 3,924 companies in sector 71112 we hold annual accounts for 1,296. 911 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-02-1992
Fiscal year end31-12
Activities, NACEBEL 2025
71112Activities of interior architects
46160Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
46423Wholesale of clothing, excluding workwear and underwear
47791Retail sale of antiques
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0446519209
Also
9925:BE0446519209
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.