CORNIL CONSULT
ActiveSummary
CORNIL CONSULT has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €415k and a net result of €-54k. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 95% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability3▼-74
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 19.51 against 15.19 in 2024; short-term debt: 4.3% and cash: 80.4% of total assets), and 4.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
1 d early
2022
6 d early
2021
47 d early
2020
53 d early
2019
30 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€415k▼ 11.4%
2024 · €468k
2018: €500k
2019: €604k
2020: €460k
2021: €556k
2022: €550k
2023: €622k
2024: €468k
2018 → 2025
Total assets
€433k▼ 12.4%
2024 · €495k
2018: €583k
2019: €663k
2020: €742k
2021: €580k
2022: €577k
2023: €642k
2024: €495k
2018 → 2025
Net result
€-54k
2024 · €34k
2018: €47k
2019: €104k
2020: €89k
2021: €96k
2022: €60k
2023: €71k
2024: €34k
2018 → 2025
Working capital
€347k▼ 7.9%
2024 · €377k
2018: €500k
2019: €588k
2020: €435k
2021: €535k
2022: €510k
2023: €592k
2024: €377k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€556k-€550k▼ 0.9%€622k▲ 12.9%€468k▼ 24.7%€415k▼ 11.4%
Operating result€139k-€85k▼ 38.9%€101k▲ 18.7%€48k▼ 52.1%€-69k
Net result€96k-€60k▼ 38.0%€71k▲ 19.4%€34k▼ 51.5%€-54k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €69k after €48k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €433k
Fixed assets
€67k ▼ 26.0%
Current assets
€366k ▼ 9.3%
Equity and liabilities €433k
Equity
€415k ▼ 11.4%
Debt
€19k ▼ 29.5%
Debt's share of the balance-sheet total falls from 5.4% to 4.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-45k▼
2024 · €65k
Cash flow
€-29k▼
2024 · €51k
Current ratio
19.51▲
2024 · 15.19
Debt to equity
0.05▼
2024 · 0.06
ROE
-12.9%▼
2024 · 7.4%
ROA
-12.4%▼
2024 · 7.0%
Interest coverage
-476.15▼
2024 · 155.13
Debt ≤ 1 year
€19k▼
2024 · €27k
Income taxes
€232▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€495k€433k▼
Fixed assets21/28€91k€67k▼
Tangible fixed assets22/27€91k€67k▼
Land and buildings22€5k€4k▼
Plant, machinery and equipment23€20k€17k▼
Furniture and vehicles24€67k€46k▼
Financial fixed assets28€30€30=
Current assets29/58€404k€366k▼
Amounts receivable within one year40/41€26k€17k▼
Trade receivables40€4k€0▼
Other amounts receivable41€22k€17k▼
Current investments50/53€350k€0▼
Cash at bank and in hand54/58€27k€349k▲
Deferred charges and accrued income490/1€964€869▼
Equity and liabilities
Total equity and liabilities10/49€495k€433k▼
Equity10/15€468k€415k▼
Contributions10/11€12k€12k=
Reserves13€436k€436k=
Distributable reserves133€436k€436k=
Profit (loss) carried forward14€20k€-34k▼
Amounts payable17/49€27k€19k▼
Amounts payable within one year42/48€27k€19k▼
Trade debts44€5k€2k▼
Suppliers440/4€5k€2k▼
Advances received on contracts in progress46€189€0▼
Taxes, remuneration and social security45€8k€0▼
Taxes450/3€8k€0▼
Remuneration and social security454/9€0-
Other amounts payable47/48€13k€17k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€25k▲
Other operating charges640/8€387€400▲
Gross operating margin9900€65k€-44k▼
Operating profit (loss)9901€48k€-69k▼
Financial income75/76B€193€16k▲
Recurring financial income75€193€16k▲
Financial charges65/66B€420€94▼
Recurring financial charges65€420€94▼
Profit (loss) for the period before taxes9903€48k€-53k▼
Income taxes67/77€14k€232▼
Profit (loss) for the period9904€34k€-54k▼
Profit (loss) for the period to be appropriated9905€34k€-54k▼
Appropriation of the result
Profit (loss) to be appropriated9906€34k€-34k▼
Profit (loss) brought forward from the previous period14P-€20k
Transfer from equity791/2€188k€0▼
Transfer to equity691/2€14k€0▼
To other reserves6921€14k€0▼
Profit to be distributed694/7€188k€0▼
Return on contributions (dividend)694€188k€0▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-54k ▼256%
Net result drops to €-54k, the lowest in the series.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
14-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity times 9current ratio 23.14
Current ratio from 2.55 to 23.14; short-term debt falls from €280k to €24k.
31-12
Financial
Equity above €500kEq €556k ▲20.9%
4 profitable years in a row build equity to €556k.
08-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €104k ▲121%
Net result €104k, the highest in the series.
17-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wemmel · 1 establishment unit since 2009
Ground area
746 m²
Building footprint
183 m²
Volume, LiDAR
1,136 m³
Parcel 22005A0326/00G000, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CORNIL CONSULT
since 20092.176.294.176
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22005A0326/00G000 | Flanders | 746 m² | 1 · 183 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 3 entries · 1,793 EUR awarded · 1,793 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 600 EUR | 600 EUR |
| 2023 | 1 | 585 EUR | 585 EUR |
| 2022 | 1 | 608 EUR | 608 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 36,105 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-02-2009
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.