CORNERSTONE ENVIRONMENTAL ADVICE
ActiveCORNERSTONE ENVIRONMENTAL ADVICE has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (€-7k) and a net result of €-490. Equity is shrinking by ~37.6% per year across the filed fiscal years. Its solvency ranks better than 9% of 11614 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
41
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability36▲+3
Solvency15=
Growth22=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.89 against 0.89 in 2023; short-term debt: 110.4% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-10.4%
Return on assets
-0.7%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €-7k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-08-2025, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
20 d late
2023
8 d early
2022
22 d late
2021
30 d early
2020
31 d early
2019
3 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€10k=
2022 · €10k
2018: €48k
2019: €42k
2020: €30k
2021: €20k
2022: €10k
2018 → 2023
EBIT margin
-12.2%▼ 21.0pp
2022 · 8.8%
2018: 24.0%
2019: 16.9%
2020: 4.4%
2021: -41.7%
2022: 8.8%
2018 → 2023
Net result
€-490▲ 65.5%
2023 · €-1k
2018: €5k
2019: €3k
2020: €-1k
2021: €-11k
2022: €162
2023: €-1k
2018 → 2024
Working capital
€-9k▼ 5.8%
2023 · €-8k
2018: €3k
2019: €4k
2020: €394
2021: €-7k
2022: €-7k
2023: €-8k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€30k-€20k▼ 33.3%€10k▼ 50.0%€10k=
Equity€5k-€-6k€-6k▲ 2.9%€-7k▼ 25.8%€-7k▼ 7.1%
Operating result€1k-€-8k€879€-1k€-324▲ 73.4%
Net result€-1k-€-11k▼ 669%€162€-1k€-490▲ 65.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €324 in 2024 against €1k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €71k
Fixed assets
€2k=
Current assets
€70k▼ 0.1%
Key figures and ratios
Solvency
-10.4%▼
2023 · -9.7%
Current ratio
0.89▼
2023 · 0.89
Quick ratio
0.65▼
2023 · 0.65
Debt / equity
-10.58▲
2023 · -11.27
ROA
-0.7%▲
2023 · -2.0%
Debt
€78k▲
2023 · €78k
Debt ≤ 1 year
€78k▲
2023 · €78k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€71k€71k▼
Fixed assets21/28€2k€2k=
Financial fixed assets28€2k€2k=
Current assets29/58€70k€70k▼
Stocks and contracts in progress3€19k€19k=
Stocks30/36€19k€19k=
Amounts receivable within one year40/41€51k€51k=
Other amounts receivable41€51k€51k=
Cash at bank and in hand54/58€91-
Equity and liabilities
Total equity and liabilities10/49€71k€71k▼
Equity10/15€-7k€-7k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-27k€-28k▼
Amounts payable17/49€78k€78k▲
Amounts payable within one year42/48€78k€78k▲
Financial debts43-€70
Credit institutions430/8-€70
Taxes, remuneration and social security45€2k-
Taxes450/3€2k-
Other amounts payable47/48€76k€78k▲
Income statement
Code20232024
Turnover70€10k-
Goods, raw materials, services and sundry goods60/61€11k-
Non-recurring operating charges66A-€260
Gross operating margin9900€-1k€-64▲
Operating profit (loss)9901€-1k€-324▲
Financial charges65/66B€207€167▼
Recurring financial charges65€207€167▼
Profit (loss) for the period before taxes9903€-1k€-490▲
Profit (loss) for the period9904€-1k€-490▲
Profit (loss) for the period to be appropriated9905€-1k€-490▲
Appropriation of the result
Profit (loss) to be appropriated9906€-27k€-28k▼
Profit (loss) brought forward from the previous period14P€-26k€-27k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
31-12
Financial
Back to profitnet €162
Net result €162 after 2 loss-making years.
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-11k
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
03-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 3 days late
2019
19-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 19 days late
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
21-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 21 days late
2016
29-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Bleuets 347000 MonsGround area
369 m²
Building footprint
53 m²
Volume, LiDAR
448 m³
Parcel 53053D0178/00W006, Wallonia · tallest building 10.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
CORNERSTONE ENVIRONMENTAL ADVICE
since 20032.150.145.748
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53053D0178/00W006 | Wallonia | 369 m² | 1 · 53 m² | 10.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,555 companies in sector 71121 we hold annual accounts for 6,562. 1,880 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded14-04-2003
Fiscal year end31-12
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
74203
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.