Turnover
≈ €100,000 estimated
The micro format states no turnover.
CORNALYS
Overview
Lifetime
1 annual account with figurespeak €25,382 (2025)
€25,382
peak €17,581 (2025)
€17,581
peak €20,581 (2025)
€20,581
€111,852
Board1 name since 2024
1 directorNDJOUMACHOUA NDJOMGOUE Carel
Documentsfilings and deeds
30-09-202661 days late
2025micro format
First year with figures
Key points
from the 2025 annual accountsDebts
€111,852 84% of the balance sheet
Financial debts 76%Suppliers 14%Taxes and wages 6%Other 4%
Of this, €26,896 falls due within a year.
Starting capital
€3,000
2025 accounts filed 61 days after the deadline
Checked score
54
Fair
Financially stronger than 49% of micro companies without a NACE code
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
01-2026: 2.4%
02-2026: 2.4%● unchanged vs 01-2026
03-2026: 2.5%▲ +0.1 percentage points vs 02-2026
04-2026: 3.0%▲ +0.5 percentage points vs 03-2026
05-2026: 3.1%▲ +0.1 percentage points vs 04-2026
06-2026: 3.3%▲ +0.2 percentage points vs 05-2026
07-2026: 3.6%▲ +0.3 percentage points vs 06-2026highest value
08-2026: 3.5%▼ -0.1 percentage points vs 07-2026
09-2026: 3.5%● unchanged vs 08-2026
10-2026: 2.1%▼ -1.4 percentage points vs 09-2026
11-2026: 2.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
Last filed accounts filed 61 days late; 1 of the last 3 accounts late
lowers risk
Size: total assets €132,433
No main activity registered
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 25% of them on solvency, 52% on liquidity and 68% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,390 companies had the same profile as CORNALYS has now. Each dot stands for 6 companies, two years later.
96.6%
were still trading
2.0%
stopped another way
1.2%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of CORNALYS itself is higher: 2.1% within 12 months. It rests on far more data about CORNALYS than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,390 companies, not a prediction for CORNALYS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.36, below the usual 1.5. Short-term debt is 20.3% and cash 10% of total assets. 84.5% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
61 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1017185154
Incorporation
Founding capital of €3,000 · Founder: NDJOUMACHOUA NDJOMGOUE Carel · Appointment: NDJOUMACHOUA NDJOMGOUE Carel (director) · published on 13-12-2024 · Gazette deed
First establishment
Ramées erf 49, Mouscron
Official details
Source: KBO- Status
- Active since 11-12-2024Normal situation
- Activity
- “L’exercice,en son nom et pour compte propre,de la médecine du travail,esthétique et généraliste et…” (deed in French)From the articles, 5 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.367.533.4387700 Mouscron, since 11-12-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 23-02-2026
Insights on CORNALYS
The computed 12-month bankruptcy probability of CORNALYS is 2.1% (moderate). The 2025 annual accounts show equity of €20,581 and a net result of €17,581.
The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 30-09-2026, 61 days late€25,382
€24,909
€17,581
€9,630
15.5%
1.36
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €100,000. Estimated: probably between €61,000 and €180,000.
Balance sheet
balance sheet total €132,433 on 31-12-2025What the company ownsHow it is paid for
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
132,433 | |
21/28 |
95,906 | |
22/27 |
95,906 | |
22 |
95,906 | |
29/58 |
36,527 | |
40/41 |
501 | |
41 |
501 | |
54/58 |
13,292 | |
490/1 |
22,734 | |
| Balance sheet: equity and liabilities | ||
10/49 |
132,433 | |
10/15 |
20,581 | |
10/11 |
3,000 | |
14 |
17,581 | |
17/49 |
111,852 | |
17 |
84,955 | |
170/4 |
84,955 | |
42/48 |
26,896 | |
42 |
4,660 | |
44 |
15,402 | |
440/4 |
15,402 | |
45 |
6,834 | |
450/3 |
6,834 | |
| Income statement | ||
9900 |
25,382 | |
630 |
332 | |
640/8 |
142 | |
9901 |
24,909 | |
65/66B |
708 | |
65 |
708 | |
9903 |
24,201 | |
67/77 |
6,620 | |
9904 |
17,581 | |
9905 |
17,581 | |
| Appropriation of the result | ||
9906 |
17,581 | |
| Document | ||
The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 30-09-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 61 days after the deadline. Filed on 30 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00550607.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 30-09-2026 | 2026-00550607 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 25,240 | ||
| 17,913 | ||
| 96,238 | ||
| 9,630 | ||
| 15.5% | ||
| 1.36 | ||
| 5.43 | ||
| 85.4% | ||
| 13.3% | ||
| 35.65 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Tangible fixed assets | €96,238 |
| €332 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on CORNALYS
Debt's share of the balance-sheet total is 84.5%.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
appointed by deed of 13-12-2024
listed in the 2025 annual accounts, filed on 30-09-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 13-12-2024
Mandates through the years
1 name, the dashed line is todayNDJOUMACHOUA NDJOMGOUE Carel
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- NDJOUMACHOUA NDJOMGOUE Carel
- Director (not named in the articles), appointed by deed of 13-12-2024, still in office
Control
Capital
- Contribution
- €3,000
- Source
- deed of 13-12-2024
Articles of association
deed of 13-12-2024 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Friday of June at 20:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Founder
At incorporation
deed of 13-12-2024 ↗
- NDJOUMACHOUA NDJOMGOUE Carel in cash
Network & group
No group
CORNALYS has no parent and no holdings in its annual accounts. NDJOUMACHOUA NDJOMGOUE Carel is the only director. CORNALYS shares no director with another company.
Timeline
Timeline
4 events since 2024Filings
Establishments
202420252026
2026
Annual accounts 2025 filed NBBmicro format · 61 days late
Registered in the Peppol Directory Reachable for e-invoices through 0208:1017185154
2024
IncorporationFounding capital of €3,000 · Founder: NDJOUMACHOUA NDJOMGOUE Carel · Appointment: NDJOUMACHOUA NDJOMGOUE Carel (director) · published on 13-12-20245 points ▸
- Founder, NDJOUMACHOUA NDJOMGOUE Carel
- Founding capital, €3,000
- Registered office clause, Clos des Ramées 49, 7700 Mouscron
- Director appointment, NDJOUMACHOUA NDJOMGOUE Carel (director (not named in the articles))
- Permanent representative, NDJOUMACHOUA NDJOMGOUE Carel
- The deed holds 2 more points.
First establishment Ramées erf 49, Mouscron
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1017.185.154
- VAT number
- BE 1017.185.154
- Peppol ID
- 0208:1017185154
- Other Peppol ID
- 9925:BE1017185154
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 11-12-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Friday of June at 20:00deed of 13-12-2024 (in French)
- Peppol
- Reachable since 23-02-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- CORNALYS in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 13-12-2024 (in French)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Région Wallonne”deed of 13-12-2024 (in French)
Activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “L’exercice,en son nom et pour compte propre,de la médecine du travail,esthétique et généraliste et de ses activités connexes,par un(des)…”deed of 13-12-2024 (in French)
5 activities
- L’exercice,en son nom et pour compte propre,de la médecine du travail,esthétique et généraliste et de ses activités connexes,par un(des) médecin(s) qualifié(s),qui doi(ven)t être inscrit(s) à l’Ordre des Médecins et légalement habilité(s) à exercer l’art de guérir,dans les limites de sa(leur) déontologie
- Toutes activités d’étude,de recherches et de formation susceptibles d’améliorer les connaissances et l’expérience dans le domaine de la médecine,de leurs domaines connexes et du domaine particulier de la médecine esthétique,générale et de la médecine du travail
- Le conseil,la formation et l’accompagnement relatifs à la santé et à la sécurité au travail
- Effectuer les démarches afin que des professionnels de la santé,des étudiants en médecine et dans le domaine paramédical puissent suivre les formations en Belgique
- L’accomplissement des démarches afin qu’un patient domicilié à l’étranger puisse venir se faire soigner en Belgique
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Ramées erf 49 registered office 7700 Mouscron 86210 General medical practice | 11-12-2024 | 2.367.533.438 |
Buildings and parcels at the address
- Ground area
- 670 m²
- Buildings
- 204 m²
- Volume, LiDAR
- 965 m³
- Tallest building
- 6.6 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 54436A0516/00K000 | 670 m² | 1 · 204 m² | 6.6 m · 2 |