COREMA
ActiveSummary
COREMA has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.2m and a net result of €177,574. Equity is growing by ~72% per year across the filed fiscal years. Its solvency ranks better than 74% of 8763 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability83▼-17
Solvency100▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €95,000 at 30 days acceptable
Liquidity ample (current ratio 2.05 against 1.2 in 2024; short-term debt: 6.7% and cash: 8.5% of total assets), and 22.1% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.9%
Return on assets
11.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
13 d early
2023
27 d early
2022
11 d early
2021
16 d early
2020
11 d early
2019
14 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 17 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€1.2m▲ 17.5%
2024 · €1.0m
Total assets
€1.5m▲ 5.7%
2024 · €1.5m
Net result
€177,574▼ 70.5%
2024 · €602,259
Working capital
€107,690▲ 214%
2024 · €34,277
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€221,753▲ 87.9%€249,862▲ 12.7%€351,084▲ 40.5%€879,956▲ 151%€261,377▼ 70.3%
Net result€162,170above the sector's middle half▲ 71.5%€126,221above the sector's middle half▼ 22.2%€244,896above the sector's middle half▲ 94.0%€602,259above the sector's middle half▲ 146%€177,574above the sector's middle half▼ 70.5%
Equity€312,435above the sector's middle half▲ 108%€205,972within the sector's middle half▼ 34.1%€450,868above the sector's middle half▲ 119%€1.0mwithin the sector's middle half▲ 126%€1.2mwithin the sector's middle half▲ 17.5%
Total assets€369,022within the sector's middle half▲ 98.0%€264,691within the sector's middle half▼ 28.3%€491,988above the sector's middle half▲ 85.9%€1.5mwithin the sector's middle half▲ 195%€1.5mwithin the sector's middle half▲ 5.7%
Debt€56,586▲ 56.7%€58,719▲ 3.8%€41,120▼ 30.0%€434,829▲ 957%€339,383▼ 22.0%
Working capital€279,198above the sector's middle half▲ 130%€164,716above the sector's middle half▼ 41.0%€414,558above the sector's middle half▲ 152%€34,277within the sector's middle half▼ 91.7%€107,690within the sector's middle half▲ 214%
Solvency84.7%above the sector's middle half▲ 4.0pp77.8%above the sector's middle half▼ 6.8pp91.6%above the sector's middle half▲ 13.8pp70.1%within the sector's middle half▼ 21.6pp77.9%within the sector's middle half▲ 7.8pp
Current ratio5.93above the sector's middle half▲ 1.573.81within the sector's middle half▼ 2.1311.08above the sector's middle half▲ 7.281.20within the sector's middle half▼ 9.882.05within the sector's middle half▲ 0.85
Return on assets (ROA)43.9%above the sector's middle half▼ 6.8pp47.7%above the sector's middle half▲ 3.7pp49.8%above the sector's middle half▲ 2.1pp41.5%above the sector's middle half▼ 8.3pp11.6%within the sector's middle half▼ 29.9pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Why a figure moved sharply
- 2024 Net result +146% on 2023. The accounts now follow the abbreviated schema, last year the micro schema.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 70% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.5m
Fixed assets
€1.3m ▲ 6.4%
Current assets
€210,730 ▲ 1.5%
Equity and liabilities €1.5m
Equity
€1.2m ▲ 17.5%
Debt
€339,383 ▼ 22.0%
Debt's share of the balance-sheet total falls from 29.9% to 22.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€301,727▼
2024 · €909,497
Cash flow
€217,924▼
2024 · €631,800
Debt to equity
0.28▼
2024 · 0.43
ROE
14.9%▼
2024 · 59.2%
Interest coverage
30.51▼
2024 · 137.24
Debt ≤ 1 year
€103,040▼
2024 · €173,421
Debt > 1 year
€234,524▼
2024 · €261,408
Income taxes
€74,352▼
2024 · €276,270
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,999 | €8,121 | €8,356 | €29,541 | €40,350 | ▲ 36.6% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €77,494 | - | - | - | - |
| Other operating charges640/8 | €523 | €334 | €976 | €1,037 | €1,956 | ▲ 88.6% |
| Gross operating margin9900 | €229,276 | €335,811 | €360,416 | €910,534 | €303,684 | ▼ 66.6% |
| Operating profit (loss)9901 | €221,753 | €249,862 | €351,084 | €879,956 | €261,377 | ▼ 70.3% |
| Financial income75/76B | €0 | €1 | €5,200 | €5,200 | €438 | ▼ 91.6% |
| Recurring financial income75 | €0 | €1 | €5,200 | €5,200 | €438 | ▼ 91.6% |
| Financial charges65/66B | €2,319 | €71,422 | €1,481 | €6,627 | €9,890 | ▲ 49.2% |
| Recurring financial charges65 | €2,319 | €71,422 | €1,481 | €6,627 | €9,890 | ▲ 49.2% |
| Profit (loss) for the period before taxes9903 | €219,435 | €178,440 | €354,804 | €878,529 | €251,926 | ▼ 71.3% |
| Income taxes67/77 | €57,264 | €52,219 | €109,908 | €276,270 | €74,352 | ▼ 73.1% |
| Profit (loss) for the period9904 | €162,170 | €126,221 | €244,896 | €602,259 | €177,574 | ▼ 70.5% |
| Profit (loss) for the period to be appropriated9905 | €162,170 | €126,221 | €244,896 | €602,259 | €177,574 | ▼ 70.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €369,022 | €264,691 | €491,988 | €1.5m | €1.5m | ▲ 5.7% |
| Fixed assets21/28 | €33,237 | €41,256 | €36,310 | €1.2m | €1.3m | ▲ 6.4% |
| Tangible fixed assets22/27 | €33,237 | €41,256 | €36,310 | €472,049 | €551,144 | ▲ 16.8% |
| Land and buildings22 | €17,900 | €25,459 | €24,200 | €417,886 | €507,792 | ▲ 21.5% |
| Furniture and vehicles24 | €15,337 | €15,796 | €12,110 | €31,643 | €26,664 | ▼ 15.7% |
| Other tangible fixed assets26 | - | - | - | €22,520 | €16,688 | ▼ 25.9% |
| Financial fixed assets28 | - | - | - | €772,500 | €772,500 | = |
| Current assets29/58 | €335,784 | €223,435 | €455,678 | €207,698 | €210,730 | ▲ 1.5% |
| Amounts receivable after more than one year29 | - | €150,000 | €200,000 | €100,000 | €0 | ▼ 100% |
| Other amounts receivable291 | - | €150,000 | €200,000 | €100,000 | €0 | ▼ 100% |
| Amounts receivable within one year40/41 | €77,494 | €30,000 | €5,092 | €255 | €78,068 | ▲ 30,575% |
| Trade receivables40 | €38,000 | - | - | - | €52,420 | - |
| Other amounts receivable41 | €39,494 | €30,000 | €5,092 | €255 | €25,648 | ▲ 9,978% |
| Cash at bank and in hand54/58 | €255,824 | €41,008 | €248,151 | €93,130 | €130,414 | ▲ 40.0% |
| Deferred charges and accrued income490/1 | €2,467 | €2,427 | €2,434 | €14,314 | €2,248 | ▼ 84.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €369,022 | €264,691 | €491,988 | €1.5m | €1.5m | ▲ 5.7% |
| Equity10/15 | €312,435 | €205,972 | €450,868 | €1.0m | €1.2m | ▲ 17.5% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €600 | €600 | = |
| Reserves13 | €293,835 | €187,372 | €432,268 | €1.0m | €1.2m | ▲ 17.5% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | - | - | - | - |
| Distributable reserves133 | €291,975 | €185,512 | €432,268 | €1.0m | €1.2m | ▲ 17.5% |
| Profit (loss) carried forward14 | - | - | - | €0 | €0 | - |
| Amounts payable17/49 | €56,586 | €58,719 | €41,120 | €434,829 | €339,383 | ▼ 22.0% |
| Amounts payable after more than one year17 | - | - | - | €261,408 | €234,524 | ▼ 10.3% |
| Financial debts170/4 | - | - | - | €261,408 | €234,524 | ▼ 10.3% |
| Amounts payable within one year42/48 | €56,586 | €58,719 | €41,120 | €173,421 | €103,040 | ▼ 40.6% |
| Current portion of amounts payable after more than one year42 | - | - | - | €25,961 | €26,884 | ▲ 3.6% |
| Financial debts43 | - | - | - | €1,085 | €594 | ▼ 45.2% |
| Credit institutions430/8 | - | - | - | €1,085 | €594 | ▼ 45.2% |
| Trade debts44 | €17,598 | €6,716 | €7,920 | €9,291 | €13,250 | ▲ 42.6% |
| Suppliers440/4 | €17,598 | €6,716 | €7,920 | €9,291 | €13,250 | ▲ 42.6% |
| Taxes, remuneration and social security45 | €38,509 | €50,078 | €33,132 | €132,063 | €61,962 | ▼ 53.1% |
| Taxes450/3 | €35,009 | €43,565 | €27,971 | €124,390 | €58,337 | ▼ 53.1% |
| Remuneration and social security454/9 | €3,500 | €6,514 | €5,162 | €7,672 | €3,625 | ▼ 52.8% |
| Other amounts payable47/48 | €479 | €1,924 | €68 | €5,020 | €350 | ▼ 93.0% |
| Accrued charges and deferred income492/3 | - | - | - | - | €1,818 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €162,170 | €126,221 | €244,896 | €602,259 | €177,574 | ▼ 70.5% |
| + Depreciation and write-downs630 | €6,999 | €8,121 | €8,356 | €29,541 | €40,350 | ▲ 36.6% |
| Operating cash flow (approximation) | €169,170 | €134,342 | €253,252 | €631,800 | €217,924 | ▼ 65.5% |
| Investment in fixed assets (approximation) | - | -€16,140 | -€3,411 | -€1.2m | -€119,445 | ▲ 90.4% |
| Change in cash | - | -€214,816 | €207,143 | -€155,021 | €37,284 | ▲ 124% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €602,259 ▲146%
Operating result €879,956, net result €602,259, both a record.
31-12
Financial
Equity above €1mEq €1.0m ▲126%
6 profitable years in a row build equity to €1.0m.
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 11.08
Current ratio from 3.81 to 11.08; short-term debt falls from €58,719 to €41,120.
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €200,000Eq €312,435 ▲108%
3 profitable years in a row build equity to €312,435.
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity doublescurrent ratio 4.36
Current ratio from 1.80 to 4.36; short-term debt falls from €60,761 to €36,117.
31-12
Financial
Equity above €150,000Eq €150,265 ▲170%
2 profitable years in a row build equity to €150,265.
Show earlier events
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Back to profitnet €30,970
Net result €30,970 after one loss-making year.
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Temse · 1 establishment unit since 2010
Ground area
1,435 m²
Building footprint
112 m²
Volume, LiDAR
664 m³
Parcel 46008A0786/00A000, Flanders · tallest building 6.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
COREMA
since 20102.185.458.795
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46008A0786/00A000 | Flanders | 1,435 m² | 1 · 112 m² | 6.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2024 list no shareholders, and no other source names one.
Holdings 1
- Sourceown accounts 20245%
According to the 2024 annual accounts of COREMA and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 82,642 companies in sector 70200 we hold annual accounts for 52,626. 25,917 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-02-2010
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0823382916
Also
9925:BE0823382916
Registered
05-03-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.