Losses
The 2024 and 2025 financial years closed with a loss. 2024 was the heaviest.
The 2024 and 2025 financial years closed with a loss. 2024 was the heaviest.
Of this, €38,628 falls due within a year.
Less equity than 90% of companies in head offices and management consultancy. Sector median €78,216 · 39,400 companies.
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59.
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 9% of them on solvency, 3% on liquidity, 10% on profitability and 5% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 1,301 companies had the same profile as coRem has now. Each dot stands for 4 companies, two years later.
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of coRem itself is lower: 0.3% within 12 months. It rests on far more data about coRem than the profile alone.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,301 companies, not a prediction for coRem. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is insufficient, with a current ratio of 1.0 (1.06 in 2024), below 1. Short-term debt is 98.1% and cash 3.5% of total assets. 99.2% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 3 accounts on average 19 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| coRem Putte | €39,394 | €276 | 0.8% | - |
| 18FIVE Brasschaat | €34,960 | -€4,539 | -30.5% | - |
| BORCO Antwerp | €41,272 | -€4,427 | 71.5% | - |
| Quattro Expertise België Wommelgem | €48,399 | -€83,265 | -313.0% | 1.9 |
| AminElly Brasschaat | €39,805 | -€7,717 | -77.7% | - |
| Glorieux Consulting Zoersel | €32,594 | €945 | -11.8% | - |
| Regulus Europe Zoersel | €49,412 | -€3,288 | 99.7% | - |
These companies have the same main activity as coRem: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €32,600 and €49,400, founded between 2022 and 2024.
coRem files the micro format. That format states no turnover. The gross margin fell from €11,822 in 2023 to €276 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €1,300. Estimated: probably between €600 and €2,600.
Higher than 10% of 39,368 companies in 2025.
Higher than 24% of 38,051 companies in 2025.
Higher than 9% of 38,523 companies in 2025.
Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: bottom quarter
| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Balance sheet: assets | ||||
20/58 |
39,394 | 45,405 | 51,255 | |
21/28 |
878 | 1,717 | 1,170 | |
22/27 |
878 | 1,717 | 1,170 | |
23 |
878 | 1,717 | 1,170 | |
29/58 |
38,516 | 43,688 | 50,084 | |
29 |
28,750 | 22,750 | 22,750 | |
290 |
28,750 | 22,750 | 22,750 | |
40/41 |
7,260 | 14,520 | 12,463 | |
40 |
7,260 | 14,520 | 12,463 | |
54/58 |
1,365 | 5,508 | 12,845 | |
490/1 |
1,142 | 910 | 2,026 | |
| Balance sheet: equity and liabilities | ||||
10/49 |
39,394 | 45,405 | 51,255 | |
10/15 |
318 | 3,947 | 10,923 | |
10/11 |
2,000 | 2,000 | 2,000 | |
13 |
0 | 1,947 | 8,923 | |
133 |
0 | 1,947 | 8,923 | |
14 |
-1,682 | - | - | |
17/49 |
39,077 | 41,458 | 40,331 | |
42/48 |
38,628 | 41,154 | 40,331 | |
44 |
644 | 579 | 1,733 | |
440/4 |
644 | 579 | 1,733 | |
45 |
3,697 | 9,564 | 11,893 | |
450/3 |
1,729 | 6,601 | 8,880 | |
454/9 |
1,968 | 2,963 | 3,013 | |
47/48 |
34,286 | 31,011 | 26,705 | |
492/3 |
449 | 304 | - | |
| Income statement | ||||
9900 |
276 | -1,800 | 11,822 | |
630 |
839 | 796 | 3 | |
640/8 |
796 | 1,655 | 176 | |
9901 |
-1,359 | -4,251 | 11,643 | |
75/76B |
1,142 | 910 | - | |
75 |
1,142 | 910 | - | |
65/66B |
3,412 | 3,636 | 18 | |
65 |
3,412 | 3,636 | 18 | |
9903 |
-3,629 | -6,976 | 11,625 | |
67/77 |
- | 0 | 2,702 | |
9904 |
-3,629 | -6,976 | 8,923 | |
9905 |
-3,629 | -6,976 | 8,923 | |
| Appropriation of the result | ||||
9906 |
-3,629 | -6,976 | 8,923 | |
791/2 |
1,947 | 6,976 | - | |
691/2 |
- | 0 | 8,923 | |
6921 |
- | 0 | 8,923 | |
| Document | ||||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 30-06-2026.
| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| -520 | -3,455 | 11,646 | ||
| -2,791 | -6,180 | 8,927 | ||
| 0 | 1,343 | 1,173 | ||
| -4,143 | -7,337 | - | ||
| -111 | 2,534 | 9,753 | ||
| 0.8% | 8.7% | 21.3% | ||
| 1.00 | 1.06 | 1.24 | ||
| - | 10.50 | 3.69 | ||
| - | -176.8% | 81.7% | ||
| -9.2% | -15.4% | 17.4% | ||
| -0.15 | -0.95 | over 100 |
The equity ratios are withheld because equity of €318 is too small for a meaningful ratio.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 2025 | 2024 | 2023 |
|---|---|---|---|
| Tangible fixed assets | - | €1,343 | €1,173 |
| €839 | €796 | €3 |
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is a loss of €1,359, smaller than the loss of €4,251 in 2024.
Debt's share of the balance-sheet total rises from 91.3% to 99.2%. Equity and debt are lower.
coRem has no parent and no holdings in its annual accounts. WECKHUYSEN Tim is the only director.
| RWMM
registered office since 21-04-2026 |
founded in 2026 1037.110.241 |
| CABLI via Tim Weckhuysen, no longer at CABLI · Director · deed of 02-06-2023 founded in 1999 |
7.2 FTE (2025) |
The network starts from the earlier ties.
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
CoRem was incorporated on 21 June 2023 as a private limited company by one natural person, with a starting capital of €2,000.12 Since 2023, WECKHUYSEN Tim has served as director.3 Total assets fell from €51,255 in 2023 to €39,394 in 2025.4
| Establishment | Since | Unit number |
|---|---|---|
| Waversesteenweg 104 registered office 2580 Putte | 21-06-2023 | 2.346.351.014 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 12029A0366/00F000 | 778 m² | 1 · 137 m² | 8.4 m · 2 |
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