CORE RETAIL
ActiveCORE RETAIL has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €250k and a net result of €54k. Equity is growing by ~53.9% per year across the filed fiscal years. Its solvency ranks better than 74% of 10252 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▲+7
Solvency87▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 2.6 against 2.2 in 2024; short-term debt: 38.5% and cash: 57.8% of total assets), and 38.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.5%
Return on assets
13.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
7 d early
2024
1 d early
2023
2 d early
2022
3 d early
2021
11 d early
2020
1 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€250k▲ 27.6%
2024 · €196k
2018: €-9k
2019: €-26k
2020: €17k
2021: €50k
2022: €115k
2023: €157k
2024: €196k
2018 → 2025
Total assets
€406k▲ 13.3%
2024 · €358k
2018: €59k
2019: €36k
2020: €90k
2021: €215k
2022: €274k
2023: €303k
2024: €358k
2018 → 2025
Net result
€54k▲ 40.5%
2024 · €39k
2018: €-22k
2019: €-17k
2020: €43k
2021: €33k
2022: €64k
2023: €42k
2024: €39k
2018 → 2025
Working capital
€250k▲ 27.6%
2024 · €196k
2018: €-13k
2019: €-27k
2020: €16k
2021: €50k
2022: €115k
2023: €157k
2024: €196k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€50k-€115k▲ 128%€157k▲ 37.0%€196k▲ 24.5%€250k▲ 27.6%
Operating result€46k-€92k▲ 102%€61k▼ 34.0%€54k▼ 11.8%€75k▲ 40.5%
Net result€33k-€64k▲ 92.5%€42k▼ 34.0%€39k▼ 9.3%€54k▲ 40.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 41% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €406k
Equity
€250k▲ 27.6%
Debt
€156k▼ 4.0%
The debt ratio falls from 45.4% to 38.5%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
61.5%▲
2024 · 54.6%
Current ratio
2.60▲
2024 · 2.20
Quick ratio
2.44▲
2024 · 2.13
Debt / equity
0.63▼
2024 · 0.83
ROE
21.7%▲
2024 · 19.7%
ROA
13.3%▲
2024 · 10.7%
Debt
€156k▼
2024 · €163k
Debt ≤ 1 year
€156k▼
2024 · €163k
Income taxes
€18k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€358k€406k▲
Current assets29/58€358k€406k▲
Stocks and contracts in progress3€12k€24k▲
Stocks30/36€12k€24k▲
Amounts receivable within one year40/41€102k€147k▲
Trade receivables40€62k€108k▲
Other amounts receivable41€40k€39k▼
Cash at bank and in hand54/58€244k€235k▼
Equity and liabilities
Total equity and liabilities10/49€358k€406k▲
Equity10/15€196k€250k▲
Contributions10/11€12k€12k=
Reserves13€264€264=
Distributable reserves133€264€264=
Profit (loss) carried forward14€183k€237k▲
Amounts payable17/49€163k€156k▼
Amounts payable within one year42/48€163k€156k▼
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€133k€129k▼
Suppliers440/4€133k€129k▼
Taxes, remuneration and social security45€29k€28k▼
Taxes450/3€29k€28k▼
Income statement
Code20242025
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-4k€-3k▲
Other operating charges640/8€613€886▲
Gross operating margin9900€50k€73k▲
Operating profit (loss)9901€54k€75k▲
Financial income75/76B€899€4k▲
Recurring financial income75€899€4k▲
Financial charges65/66B€3k€7k▲
Recurring financial charges65€3k€7k▲
Profit (loss) for the period before taxes9903€51k€72k▲
Income taxes67/77€13k€18k▲
Profit (loss) for the period9904€39k€54k▲
Profit (loss) for the period to be appropriated9905€39k€54k▲
Appropriation of the result
Profit (loss) to be appropriated9906€183k€237k▲
Profit (loss) brought forward from the previous period14P€144k€183k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €200kEq €250k ▲27.6%
6 profitable years in a row build equity to €250k.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €150kEq €157k ▲37%
4 profitable years in a row build equity to €157k.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €64k ▲92.5%
Operating result €92k, net result €64k, both a record.
31-12
Financial
Equity above €100kEq €115k ▲128%
3 profitable years in a row build equity to €115k.
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €43k
Net result €43k after 2 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 1.22
Current ratio from 0.56 to 1.22.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 84 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
11-12-2025
Bert Vercammen: Resigned as Director
11-12-2025
Stefan Coopmans: Resigned as Director
22-03-2019
Wouters Lindsey: Resigned as Manager
Location & real-estate footprint
Registered office, Grobbendonk · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Herentalse steenweg 772280 GrobbendonkGround area
8,424 m²
Building footprint
4,245 m²
Volume, LiDAR
27,477 m³
2 parcels, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CORE RETAIL
since 20172.262.543.212
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11042A0034/00M019 | Flanders | 4,634 m² | 1 · 2,343 m² | 7.7 m · 2 fl. |
| 13010E0185/00V004 | Flanders | 3,790 m² | 1 · 1,902 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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KOIF
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ROSIE ANTWERP
BE 0766.378.291
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SD WORKWEAR
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Of 12,979 companies in sector 47120 we hold annual accounts for 2,186. 1,335 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-03-2017
Fiscal year end31-12
Activities, NACEBEL
47120Other non-specialised retail sale
47910Retail trade
47639Retail sale of other sporting goods
47640Retail trade
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.