CORE-CONSULT
ActiveCORE-CONSULT has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €531k and a net result of €-33k. Equity is growing by ~5.9% per year across the filed fiscal years. Its solvency ranks better than 85% of 8578 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 2.42 against 5.02 in 2024), and 11.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.6%
Return on assets
-5.6%
Age of the figures
8 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€33k
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
23 d early
2023
35 d early
2022
on the day
2021
33 d early
2020
on the day
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€531k▼ 5.9%
2024 · €565k
2018: €313k
2019: €406k
2020: €486k
2021: €539k
2022: €582k
2023: €580k
2024: €565k
2018 → 2025
Total assets
€600k▼ 1.0%
2024 · €606k
2018: €493k
2019: €709k
2020: €653k
2021: €665k
2022: €687k
2023: €642k
2024: €606k
2018 → 2025
Net result
€-33k▼ 122%
2024 · €-15k
2018: €20k
2019: €143k
2020: €115k
2021: €87k
2022: €43k
2023: €-3k
2024: €-15k
2018 → 2025
Working capital
€95k▼ 42.5%
2024 · €165k
2018: €-20k
2019: €59k
2020: €111k
2021: €137k
2022: €177k
2023: €198k
2024: €165k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€539k-€582k▲ 8.1%€580k▼ 0.4%€565k▼ 2.6%€531k▼ 5.9%
Operating result€109k-€63k▼ 42.4%€-3k€-18k▼ 457%€-31k▼ 67.7%
Net result€87k-€43k▼ 50.3%€-3k€-15k▼ 487%€-33k▼ 122%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €31k in 2025 against €18k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €600k
Fixed assets
€437k▲ 9.5%
Current assets
€162k▼ 21.4%
Equity and liabilities €600k
Equity
€531k▼ 5.9%
Debt
€68k▲ 65.9%
The debt ratio rises from 6.8% to 11.4%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-3k▼
2024 · €13k
Cash flow
€-6k▼
2024 · €16k
Solvency
88.6%▼
2024 · 93.2%
Current ratio
2.42▼
2024 · 5.02
Quick ratio
2.42▼
2024 · 5.02
Debt / equity
0.13▲
2024 · 0.07
ROE
-6.3%▼
2024 · -2.7%
ROA
-5.6%▼
2024 · -2.5%
Interest coverage
-0.96▼
2024 · 23.58
Debt
€68k▲
2024 · €41k
Debt ≤ 1 year
€67k▲
2024 · €41k
Income taxes
€356▲
2024 · €229
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€606k€600k▼
Fixed assets21/28€399k€437k▲
Intangible fixed assets21-€62k
Tangible fixed assets22/27€399k€375k▼
Land and buildings22€391k€368k▼
Plant, machinery and equipment23-€3k
Furniture and vehicles24€8k€4k▼
Financial fixed assets28€384€30▼
Current assets29/58€207k€162k▼
Amounts receivable within one year40/41€44k€86k▲
Trade receivables40€23k€64k▲
Other amounts receivable41€21k€21k▼
Current investments50/53€0-
Cash at bank and in hand54/58€160k€73k▼
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€606k€600k▼
Equity10/15€565k€531k▼
Contributions10/11€239k€239k=
Capital10€239k€239k=
Issued capital100€239k€239k=
Reserves13€325k€292k▼
Non-distributable reserves130/1€24k€24k=
Legal reserve130€24k€24k=
Distributable reserves133€301k€268k▼
Amounts payable17/49€41k€68k▲
Amounts payable within one year42/48€41k€67k▲
Financial debts43€0€844▲
Credit institutions430/8€0€844▲
Trade debts44€19k€45k▲
Suppliers440/4€19k€45k▲
Taxes, remuneration and social security45€3k€7k▲
Taxes450/3€3k€7k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€19k€14k▼
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€28k▼
Other operating charges640/8€9k€9k▲
Gross operating margin9900€22k€6k▼
Operating profit (loss)9901€-18k€-31k▼
Financial income75/76B€4k€1k▼
Recurring financial income75€4k€1k▼
Financial charges65/66B€555€3k▲
Recurring financial charges65€555€3k▲
Profit (loss) for the period before taxes9903€-15k€-33k▼
Income taxes67/77€229€356▲
Profit (loss) for the period9904€-15k€-33k▼
Profit (loss) for the period to be appropriated9905€-15k€-33k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-15k€-33k▼
Transfer from equity791/2€15k€33k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2025
31-12
Financial
Weakest financial yearnet €-33k
Net result drops to €-33k, the lowest in the series.
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €500kEq €539k ▲10.8%
4 profitable years in a row build equity to €539k.
31-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-12
Financial
Highest result since 2018net €143k ▲620%
Operating result €175k, net result €143k, both a record.
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rixensart · 1 establishment unit since 1987
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Fond Jean Rosy 17A1330 RixensartGround area
1,273 m²
Building footprint
160 m²
Volume, LiDAR
849 m³
Parcel 25091F0122/00G000, Wallonia · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Digitalink
since 19872.033.058.632
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25091F0122/00G000 | Wallonia | 1,273 m² | 1 · 160 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,395. 34,060 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded30-01-1987
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
74855
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.