CORBIZ
ActiveCORBIZ has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8k and a net result of €-160k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 37% of 13908 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-78
Solvency25▼-75
Growth32▼-20
Stability94
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.18 against 3.11 in 2024), and 84.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
15.3%
Return on assets
-315.3%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
15 d early
2024
94 d early
2023
13 d late
2022
357 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€8k▼ 96.7%
2024 · €239k
2022: €77k
2023: €237k
2024: €239k
2022 → 2025
Total assets
€51k▼ 85.3%
2024 · €345k
2022: €153k
2023: €391k
2024: €345k
2022 → 2025
Net result
€-160k
2024 · €37k
2022: €74k
2023: €238k
2024: €37k
2022 → 2025
Working capital
€8k▼ 96.5%
2024 · €225k
2022: €77k
2023: €237k
2024: €225k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€77k-€237k▲ 209%€239k▲ 0.8%€8k▼ 96.7%
Operating result€93k-€288k▲ 210%€36k▼ 87.4%€-156k
Net result€74k-€238k▲ 224%€37k▼ 84.5%€-160k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €156k after €36k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €51k
Equity
€8k▼ 96.7%
Debt
€43k▼ 59.5%
The debt ratio rises from 30.8% to 84.7%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€-155k▼
2024 · €39k
Cash flow
€-159k▼
2024 · €40k
Solvency
15.3%▼
2024 · 69.2%
Current ratio
1.18▼
2024 · 3.11
Quick ratio
1.18▼
2024 · 3.11
Debt / equity
5.55▲
2024 · 0.45
ROA
-315.3%▼
2024 · 10.7%
Interest coverage
-500.40▼
2024 · 61.74
Debt
€43k▼
2024 · €106k
Debt ≤ 1 year
€43k▼
2024 · €106k
Income taxes
€4k▲
2024 · €233
A ratio outside any meaningful range has been withheld (balance sheet total €51k, equity €8k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€345k€51k▼
Fixed assets21/28€14k-
Tangible fixed assets22/27€14k-
Plant, machinery and equipment23€14k-
Current assets29/58€331k€51k▼
Amounts receivable after more than one year29€30k-
Trade receivables290€30k-
Amounts receivable within one year40/41€76k€43k▼
Trade receivables40€74k€35k▼
Other amounts receivable41€2k€8k▲
Current investments50/53€75k-
Cash at bank and in hand54/58€150k€7k▼
Deferred charges and accrued income490/1-€487
Equity and liabilities
Total equity and liabilities10/49€345k€51k▼
Equity10/15€239k€8k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€236k€5k▼
Amounts payable17/49€106k€43k▼
Amounts payable within one year42/48€106k€43k▼
Trade debts44€71k€32k▼
Suppliers440/4€71k€32k▼
Taxes, remuneration and social security45-€11k
Taxes450/3-€11k
Other amounts payable47/48€35k€10▼
Income statement
Code20242025
Non-recurring operating income76A-€3k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€1k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€5k-
Other operating charges640/8€505€520▲
Gross operating margin9900€44k€-155k▼
Operating profit (loss)9901€36k€-156k▼
Financial income75/76B€2k€509▼
Recurring financial income75€2k€509▼
Financial charges65/66B€633€310▼
Recurring financial charges65€633€310▼
Profit (loss) for the period before taxes9903€37k€-156k▼
Income taxes67/77€233€4k▲
Profit (loss) for the period9904€37k€-160k▼
Profit (loss) for the period to be appropriated9905€37k€-160k▼
Appropriation of the result
Profit (loss) to be appropriated9906€271k€75k▼
Profit (loss) brought forward from the previous period14P€234k€236k▲
Profit to be distributed694/7€35k€71k▲
Directors or managers695€35k€71k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-160k ▼533%
Net result drops to €-160k, the lowest in the series.
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
13-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 13 days late
22-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 357 days late
2023
31-12
Financial
Highest result since 2022net €238k ▲224%
Operating result €288k, net result €238k, both a record.
31-12
Financial
Equity above €200kEq €237k ▲209%
2 profitable years in a row build equity to €237k.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dessel · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Markt 52480 DesselGround area
338 m²
Building footprint
338 m²
Parcel 13006E1054/00R000, Flanders. Linked by address, not a title deed.
1 establishment unit
CORBIZ
since 20212.317.711.169
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13006E1054/00R000 | Flanders | 338 m² | 1 · 338 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 3 entries · 20,863 EUR awarded · 20,863 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 0 EUR | 10,094 EUR |
| 2023 | 1 | 20,188 EUR | 10,094 EUR |
| 2022 | 1 | 675 EUR | 675 EUR |
Schemes
Kmo-groeisubsidie: steun voor groeitrajecten bij kmo's (stopgezet)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 9,633 companies in sector 68121 we hold annual accounts for 7,327. 2,746 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-05-2021
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
68122Development of non-residential building projects
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@corbiz.be