CORAVAN
ActiveCORAVAN has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €397k and a net result of €3k. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 61% of 10345 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability56▼-15
Solvency73▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 2.01 against 2.36 in 2024; short-term debt: 25.9% and cash: 26.7% of total assets), but 52.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.9%
Return on assets
0.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
58 d early
2024
14 d early
2023
112 d early
2022
95 d early
2021
19 d early
2020
11 d early
2019
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€397k▼ 6.6%
2024 · €425k
2018: €371k
2019: €421k
2020: €464k
2021: €332k
2022: €373k
2023: €405k
2024: €425k
2018 → 2025
Total assets
€828k▼ 9.1%
2024 · €911k
2018: €496k
2019: €616k
2020: €633k
2021: €507k
2022: €680k
2023: €686k
2024: €911k
2018 → 2025
Net result
€3k▼ 85.5%
2024 · €20k
2018: €53k
2019: €90k
2020: €43k
2021: €69k
2022: €100k
2023: €82k
2024: €20k
2018 → 2025
Working capital
€217k▼ 26.7%
2024 · €295k
2018: €330k
2019: €383k
2020: €427k
2021: €303k
2022: €325k
2023: €364k
2024: €295k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€332k-€373k▲ 12.1%€405k▲ 8.7%€425k▲ 4.8%€397k▼ 6.6%
Operating result€99k-€120k▲ 21.4%€106k▼ 11.5%€28k▼ 73.4%€14k▼ 49.9%
Net result€69k-€100k▲ 46.4%€82k▼ 18.0%€20k▼ 76.2%€3k▼ 85.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 50% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €828k
Fixed assets
€396k▼ 0.4%
Current assets
€431k▼ 15.9%
Equity and liabilities €828k
Equity
€397k▼ 6.6%
Debt
€431k▼ 11.3%
The debt ratio falls from 53.3% to 52.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€55k▼
2024 · €66k
Cash flow
€44k▼
2024 · €57k
Solvency
47.9%▲
2024 · 46.7%
Current ratio
2.01▼
2024 · 2.36
Quick ratio
1.18▼
2024 · 1.55
Debt / equity
1.09▼
2024 · 1.14
ROE
0.7%▼
2024 · 4.6%
ROA
0.3%▼
2024 · 2.1%
Interest coverage
4.42▼
2024 · 7.17
Debt
€431k▼
2024 · €486k
Debt ≤ 1 year
€215k▼
2024 · €217k
Debt > 1 year
€216k▼
2024 · €264k
Income taxes
€312▼
2024 · €503
Staff costs
€221k▲
2024 · €220k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€911k€828k▼
Fixed assets21/28€398k€396k▼
Tangible fixed assets22/27€393k€391k▼
Plant, machinery and equipment23€7k€7k▲
Furniture and vehicles24€1k€63▼
Leasing and similar rights25€35k€20k▼
Other tangible fixed assets26€350k€364k▲
Financial fixed assets28€5k€5k=
Current assets29/58€513k€431k▼
Stocks and contracts in progress3€175k€177k▲
Stocks30/36€175k€177k▲
Amounts receivable within one year40/41€109k€15k▼
Trade receivables40€564€15k▲
Other amounts receivable41€109k€0▼
Cash at bank and in hand54/58€210k€221k▲
Deferred charges and accrued income490/1€18k€19k▲
Equity and liabilities
Total equity and liabilities10/49€911k€828k▼
Equity10/15€425k€397k▼
Contributions10/11€20k€20k=
Reserves13€405k€377k▼
Distributable reserves133€405k€377k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€486k€431k▼
Amounts payable after more than one year17€264k€216k▼
Financial debts170/4€264k€216k▼
Amounts payable within one year42/48€217k€215k▼
Current portion of amounts payable after more than one year42€48k€48k▼
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€81k€92k▲
Suppliers440/4€81k€92k▲
Taxes, remuneration and social security45€84k€71k▼
Taxes450/3€39k€21k▼
Remuneration and social security454/9€46k€50k▲
Other amounts payable47/48€3k€4k▲
Accrued charges and deferred income492/3€4k€0▼
Income statement
Code20242025
Non-recurring operating income76A€10k€0▼
Remuneration, social security and pensions62€220k€221k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€37k€41k▲
Other operating charges640/8€4k€1k▼
Non-recurring operating charges66A-€2k
Gross operating margin9900€290k€280k▼
Operating profit (loss)9901€28k€14k▼
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€9k€13k▲
Recurring financial charges65€9k€13k▲
Profit (loss) for the period before taxes9903€20k€3k▼
Income taxes67/77€503€312▼
Profit (loss) for the period9904€20k€3k▼
Profit (loss) for the period to be appropriated9905€20k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€20k€3k▼
Transfer from equity791/2-€31k
Transfer to equity691/2€20k€3k▼
To other reserves6921€20k€3k▼
Profit to be distributed694/7€0€31k▲
Return on contributions (dividend)694€0€31k▲
Directors or managers695€0-
Social balance
Average headcount (FTE)90875.15.6▲
The notes to these accounts (23 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €3k ▼85.5%
Net result drops to €3k, the lowest in the series.
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
10-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
27-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €100k ▲46.4%
Net result €100k, the highest in the series.
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
15-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
13-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
10-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wallenstraat 148800 RoeselareGround area
201 m²
Parcel 36504D1172/02T000, Flanders. Linked by address, not a title deed.
1 establishment unit
VANCORA
since 20042.137.286.221
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36504D1172/02T000 | Flanders | 201 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
1 siteRoeselare2.137.286.221
Similar companies · same sector, comparable size
IMMO VOODOO
BE 0455.534.368
Lubbeek · Eq €399k
ANIMATO
BE 0465.601.978
Sint-Niklaas · Eq €409k
LTHI
BE 0729.895.603
Charleroi · Eq €418k
ANGELO INTERNATIONAL HAIRSTYLE
BE 0820.171.523
Antwerpen · Eq €421k
BOUQUETS
BE 0427.390.116
Antwerpen · Eq €373k
Of 2,071 companies in sector 47750 we hold annual accounts for 518. 267 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-02-2004
Fiscal year end31-12
Activities, NACEBEL
47750Retail sale of cosmetics and toilet articles
93022
96022Beauty treatment
96220Beauty care and other beauty treatments
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.