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COPZI

Active
Private limited companyfounded 2025active for 1 yearAvenue des Platanes 6D, 4280 Hannut, BelgiumKBO/BCE: BE 1021.097.521
Summary

COPZI has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13,177 and a net result of -€8,823. The computed 12-month bankruptcy probability is 0.5% (very low).

Financials · financial year 2025, micro format

2025 annual accounts filed late (61 days) Filed on 30 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00535115.

Equity
€13,177
Total assets
€594,300
Net result
-€8,823
Working capital
-€259,718

Turnover and EBIT margin not published: the micro format does not require them.

Balance-sheet composition
Assets €593,145
Fixed assets €538,130
Current assets €55,015
Equity and liabilities €594,300
Equity €13,177
Debt €581,123
Debt finances 97.8% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
-€7,386
Cash flow
-€8,617
Current ratio
0.17
Debt to equity
44.10
ROE
-67.0%
ROA
-1.5%
Interest coverage
-6.00
Debt ≤ 1 year
€314,733
Debt > 1 year
€266,390

Peer companies

Historical observation

Of the 120 companies that looked in July 2024 the way this one looks now, 2.5% went bankrupt within 24 months and 95.8% are still going.

  • Small
  • under 2 years old
  • solvency under 10%
  • a small loss
2.5% went bankrupt
1.7% stopped otherwise
95.8% still going

For this company itself Checked computes a lower bankruptcy probability: 0.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,468 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 120 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 28 lines
Balance sheet Code2025
Assets
Total assets20/58€594,300
Formation expenses20€1,155
Fixed assets21/28€538,130
Tangible fixed assets22/27€538,130
Land and buildings22€538,130
Current assets29/58€55,015
Cash at bank and in hand54/58€55,015
Equity and liabilities
Total equity and liabilities10/49€594,300
Equity10/15€13,177
Contributions10/11€22,000
Profit (loss) carried forward14-€8,823
Amounts payable17/49€581,123
Amounts payable after more than one year17€266,390
Financial debts170/4€266,390
Amounts payable within one year42/48€314,733
Current portion of amounts payable after more than one year42€7,077
Trade debts44€120,969
Suppliers440/4€120,969
Other amounts payable47/48€186,687
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€206
Gross operating margin9900-€7,386
Operating profit (loss)9901-€7,592
Financial charges65/66B€1,231
Recurring financial charges65€1,231
Profit (loss) for the period before taxes9903-€8,823
Profit (loss) for the period9904-€8,823
Profit (loss) for the period to be appropriated9905-€8,823
Appropriation of the result
Profit (loss) to be appropriated9906-€8,823

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€206
Gross operating margin9900-€7,386
Operating profit (loss)9901-€7,592
Financial charges65/66B€1,231
Recurring financial charges65€1,231
Profit (loss) for the period before taxes9903-€8,823
Profit (loss) for the period9904-€8,823
Profit (loss) for the period to be appropriated9905-€8,823
Line2025
Assets
Total assets20/58€594,300
Formation expenses20€1,155
Fixed assets21/28€538,130
Tangible fixed assets22/27€538,130
Land and buildings22€538,130
Current assets29/58€55,015
Cash at bank and in hand54/58€55,015
Equity and liabilities
Total equity and liabilities10/49€594,300
Equity10/15€13,177
Contributions10/11€22,000
Profit (loss) carried forward14-€8,823
Amounts payable17/49€581,123
Amounts payable after more than one year17€266,390
Financial debts170/4€266,390
Amounts payable within one year42/48€314,733
Current portion of amounts payable after more than one year42€7,077
Trade debts44€120,969
Suppliers440/4€120,969
Other amounts payable47/48€186,687
Line2025
Profit (loss) for the period9904-€8,823
+ Depreciation and write-downs630€206
Operating cash flow (approximation)-€8,617

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 30-09-2026 2026-00535115

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.