COPYTEC SERVICES
ActiveSummary
COPYTEC SERVICES has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €29,194 and a net result of -€2,171. Equity has been shrinking by about 7.1% per year since 2018. Its solvency ranks better than 62% of 22,793 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 14-12-2006 Normal situation
- Activity
- Retail sale of information and communication equipment NACE 47400and 2 others
- Establishment unit
- 2.168.767.966 7000 Mons, since 11-12-2006
- Financial year end
- 31 December
- Peppol
- Reachable since 30-10-2026
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.6%
- Gross margin
- €8,816
- ▼ 35.5%
- Turnover
- ≈ €59,000
- estimated
- Loss
- €2,171
- Equity
- €29,194
- ▼ 6.9%
- Total assets
- €62,835
- ▲ 3.9%
Score breakdownraises riskLiquidity: current ratio 0.30Sector: Retail trade (NACE 47)lowers riskFounded in 2006Size: total assets €62,835Show the evidence
Checked score
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 61% of them on solvency, 45% on liquidity, 29% on profitability and 29% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 24 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 03-07-2026 at the NBB all 19 filings
Every figure per financial year
The operating result for 2025 is 90% lower than in 2024.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | €5,464 | €4,560 | - | €2,568 | - |
| Depreciation and write-downs of the year | €7,709 | €8,563 | €8,377 | €5,258 | €5,258 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7,186 | €5,614 | €5,133 | €7,709 | €8,563 | €8,377 | €5,258 | €5,258 | = |
| Other operating charges640/8 | - | - | - | €2,293 | €2,965 | €2,875 | €2,979 | €3,035 | ▲ 1.9% |
| Gross operating margin9900 | €13,074 | €5,433 | €13,643 | €16,043 | €1,613 | €3,433 | €13,660 | €8,816 | ▼ 35.5% |
| Operating profit (loss)9901 | €3,040 | -€3,279 | €5,628 | €6,042 | -€9,915 | -€7,820 | €5,423 | €523 | ▼ 90.3% |
| Financial income75/76B | - | - | - | €0 | €23 | - | - | €195 | - |
| Recurring financial income75 | €1 | - | - | €0 | €23 | - | - | €195 | - |
| Financial charges65/66B | - | - | - | €2,149 | €2,022 | €2,295 | €1,690 | €2,087 | ▲ 23.5% |
| Recurring financial charges65 | €1,790 | €1,698 | €2,223 | €2,149 | €2,022 | €2,295 | €1,690 | €2,087 | ▲ 23.5% |
| Profit (loss) for the period before taxes9903 | €1,251 | -€4,977 | €3,405 | €3,893 | -€11,913 | -€10,114 | €3,733 | -€1,368 | - |
| Income taxes67/77 | €809 | €389 | - | €692 | -€101 | €331 | €358 | €802 | ▲ 124% |
| Profit (loss) for the period9904 | €442 | -€5,366 | €3,405 | €3,201 | -€11,813 | -€10,446 | €3,375 | -€2,171 | - |
| Profit (loss) for the period to be appropriated9905 | €442 | -€5,366 | €3,405 | €3,201 | -€11,813 | -€10,446 | €3,375 | -€2,171 | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €78,206 | €73,780 | €104,564 | €80,566 | €84,714 | €63,790 | €60,479 | €62,835 | ▲ 3.9% |
| Fixed assets21/28 | €73,541 | €70,128 | €75,323 | €73,078 | €69,075 | €60,698 | €58,008 | €52,750 | ▼ 9.1% |
| Tangible fixed assets22/27 | €73,490 | €70,077 | €75,272 | €73,027 | €69,024 | €60,647 | €57,957 | €52,700 | ▼ 9.1% |
| Land and buildings22 | - | - | - | €56,900 | €54,550 | €52,201 | €49,851 | €47,502 | ▼ 4.7% |
| Furniture and vehicles24 | - | - | - | €12,541 | €11,485 | €6,056 | €6,313 | €4,003 | ▼ 36.6% |
| Other tangible fixed assets26 | - | - | - | €3,586 | €2,989 | €2,391 | €1,793 | €1,195 | ▼ 33.3% |
| Financial fixed assets28 | €51 | €51 | €51 | €51 | €51 | €51 | €51 | €51 | = |
| Current assets29/58 | €4,665 | €3,652 | €29,241 | €7,488 | €15,639 | €3,092 | €2,471 | €10,085 | ▲ 308% |
| Stocks and contracts in progress3 | €2,876 | €2,830 | €2,512 | €2,535 | €2,439 | €2,219 | €2,310 | €2,241 | ▼ 3.0% |
| Stocks30/36 | - | - | - | €2,535 | €2,439 | €2,219 | €2,310 | €2,241 | ▼ 3.0% |
| Amounts receivable within one year40/41 | €1,788 | €822 | €5,516 | €738 | €13,199 | €767 | €44 | €7,719 | ▲ 174× |
| Trade receivables40 | - | - | - | €738 | €13,199 | €767 | €44 | €7,719 | ▲ 174× |
| Current investments50/53 | - | - | - | €4,214 | - | - | - | - | - |
| Deferred charges and accrued income490/1 | - | - | - | - | - | €106 | €117 | €124 | ▲ 6.5% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €78,206 | €73,780 | €104,564 | €80,566 | €84,714 | €63,790 | €60,479 | €62,835 | ▲ 3.9% |
| Equity10/15 | €49,008 | €43,642 | €47,047 | €50,248 | €38,436 | €27,990 | €31,365 | €29,194 | ▼ 6.9% |
| Contributions10/11 | €50,000 | €50,000 | - | €50,000 | €50,000 | €50,000 | €50,000 | €50,000 | = |
| Reserves13 | €2,999 | €2,999 | €2,999 | €2,999 | €2,999 | €2,999 | €2,999 | €2,999 | = |
| Non-distributable reserves130/1 | - | - | - | €2,999 | €2,999 | €2,999 | €2,999 | €2,999 | = |
| Reserves not available under the articles1311 | - | - | - | €2,999 | €2,999 | €2,999 | €2,999 | €2,999 | = |
| Profit (loss) carried forward14 | -€3,992 | -€9,357 | -€5,952 | -€2,751 | -€14,564 | -€25,009 | -€21,634 | -€23,805 | ▼ 10.0% |
| Amounts payable17/49 | €29,198 | €30,138 | €57,517 | €30,318 | €46,278 | €35,800 | €29,114 | €33,641 | ▲ 15.5% |
| Amounts payable after more than one year17 | - | - | €5,244 | - | - | - | - | - | - |
| Amounts payable within one year42/48 | €29,198 | €30,138 | €50,410 | €10,782 | €38,313 | €35,800 | €29,114 | €33,641 | ▲ 15.5% |
| Current portion of amounts payable after more than one year42 | - | - | - | €5,244 | - | - | - | - | - |
| Financial debts43 | - | - | - | - | €14,881 | €14,607 | €9,736 | €11,672 | ▲ 19.9% |
| Credit institutions430/8 | - | - | - | - | €14,881 | €14,607 | €9,736 | €11,672 | ▲ 19.9% |
| Trade debts44 | €5,533 | €10,113 | €12,543 | €4,476 | €19,943 | €13,115 | €9,822 | €12,516 | ▲ 27.4% |
| Suppliers440/4 | - | - | - | €4,476 | €19,943 | €13,115 | €9,822 | €12,516 | ▲ 27.4% |
| Taxes, remuneration and social security45 | - | - | - | €1,040 | €3,214 | €8,079 | - | €3,155 | - |
| Taxes450/3 | - | - | - | €1,040 | €1,762 | €3,120 | - | €3,155 | - |
| Remuneration and social security454/9 | - | - | - | - | €1,452 | €4,959 | - | - | - |
| Other amounts payable47/48 | - | - | - | €23 | €275 | - | €9,556 | €6,298 | ▼ 34.1% |
| Accrued charges and deferred income492/3 | - | - | - | €19,536 | €7,965 | - | - | - | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €442 | -€5,366 | €3,405 | €3,201 | -€11,813 | -€10,446 | €3,375 | -€2,171 | - |
| + Depreciation and write-downs630 | €7,186 | €5,614 | €5,133 | €7,709 | €8,563 | €8,377 | €5,258 | €5,258 | = |
| Operating cash flow (approximation) | €7,627 | €248 | €8,539 | €10,910 | -€3,249 | -€2,069 | €8,633 | €3,087 | ▼ 64.2% |
| Investment in fixed assets (approximation) | - | -€2,200 | -€10,329 | -€5,464 | -€4,560 | €0 | -€2,568 | €0 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 6,908 companies had the same profile as COPYTEC SERVICES has now. Two years later, 90.9% were still going and 1.1% had gone bankrupt.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a small loss
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of COPYTEC SERVICES itself: 0.6% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,908 companies, not a prediction for COPYTEC SERVICES. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Latest 10 of 19 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 03-07-2026 | 2026-00257358 | |
| 31-12-2024 | micro format | 31-07-2025 | 2025-00340059 | |
| 31-12-2023 | micro format | 28-08-2024 | 2024-00381505 | |
| 31-12-2022 | micro format | 28-08-2023 | 2023-00376521 | |
| 31-12-2021 | micro format | 24-08-2022 | 2022-20319192 | |
| 31-12-2020 | micro format | 28-08-2021 | 2021-59200087 | |
| 31-12-2019 | micro format | 30-10-2020 | 2020-66600381 | |
| 31-12-2018 | micro format | 29-08-2019 | 2019-56300310 | |
| 31-12-2017 | micro format | 31-08-2018 | 2018-59600307 | |
| 31-12-2016 | micro format | 30-08-2017 | 2017-55700114 |
Board & ownership
Directors
Owners and capital
Capital transactions
- 26-04-2022 Converted to unavailable equity · €50,000
Mandate history
- Board
- mandate already running before its first mention
| Name | Functions and periods |
|---|---|
| CANÉI Jean-Claude |
|
Articles of association
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Moitié cédant,moitié acquéreurs proportionnellement nombre actions,frais procédure et expertise, tous cas cessions entre vifs,onéreux ou…”
Articles of association, deed of 26-04-2022 (in French)
Network & group
COPYTEC SERVICES shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of COPYTEC SERVICES. Every other company they run is a node.
Timeline
Deeds, filings and financial milestones
26-04
Gazette deed
Change of role: CANÉI Jean-Claude, from manager to directorLegal-form conversion: from private limited company (pre-2019) to private limited company · Director discharge: CANÉI Jean-Claude8 points ▸
- General meeting, 12-04-2022
- Legal-form conversion, from private limited company (pre-2019) to private limited company
- 200 shares
- Director resignation, CANÉI Jean-Claude (manager)
- Director appointment, CANÉI Jean-Claude (director (not named in the articles))
- Director discharge, CANÉI Jean-Claude
- Registered office clause, Chemin du Canon 151, 7000 Mons
- Power of attorney, CANÉI Jean-Claude
- The deed holds 3 more points.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
Codes under NACEBEL 2003
9 activities
- La reproduction : production de formes typographiques,reproduction offset et plaques d'impression,reproduction et cylindres d'héliogravure,
- La reprographie,notamment par photocopie,par duplicateurs hectographiques ou à stencils,par machines à imprimer offset,
- La reproduction,à partir d'une matrice,de disques,de disques compacts,de bandes et de cassettes contenant des films ou d'autres enregistrements vidéo,
- L'achat,la vente,la location,l'importation,l'exportation,l'entretien de matériel de reprographie,notamment de photocopieuses,de duplicateurs hectographiques ou à stencils,de machines à imprimer offset,de fournitures de bureau diverses,de moyens de télécommunications,de bureautique,de matériel informatique,de téléphonie,
- Le développement et la commercialisation sous toutes ses formes de logiciels informatiques,toutes prestations de service dans le sens le plus large du terme,liées directement ou indirectement à l'application et l'utilisation de logiciels informatiques,
- Le commerce de gros et au détail de tous produits de l'industrie du papier et de l'imprimerie,de tous articles de papeterie,de librairie et de bureau,articles de loisirs créatifs et articles de beaux-arts,
- L'exploitation de services de photocopies,
- La gestion,pour son compte propre,de tous ses biens ou droits immobiliers,et notamment,la location,le leasing,la promotion,l'aménagement,l'exploitation,la viabilisation,le lotissement et/ou la valorisation de tous ses biens ou droits immobiliers,
- La création,l'acquisition,l'exploitation commerciale et industrielle,la vente et la prise de gérance de tous fonds de commerce se rattachant à l'objet précité.
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the addresses
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 53404B0070/00K000 | Wallonia | 926 m² | 1 · 146 m² | 7.6 m · 2 |
| 53403F0055/00D000 | Wallonia | 153 m² | 1 · 71 m² | 11.5 m · 3 |