Copy - Plan
ActiveSummary
Copy - Plan has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €110,082 and a net result of €16,898. Equity is shrinking by ~6% per year across the filed fiscal years. Its solvency ranks better than 77% of 1535 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability75▲+30
Solvency90▲+13
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8,000 at 30 days acceptable
Liquidity ample (current ratio 2.37 against 1.64 in 2024; short-term debt: 22.5% and cash: 9.2% of total assets), and 35.1% of the assets are financed with debt.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Rental and leasing activities (NACE 77)
about 44% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.9%
Return on assets
10%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €110,082
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-01-2026, 199 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
199 d early
2024
3 d early
2023
63 d late
2022
20 d early
2021
22 d late
2020
31 d late
2019
25 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 12 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€110,082▲ 18.1%
2024 · €93,184
Total assets
€169,689▼ 4.5%
2024 · €177,744
Net result
€16,898
2024 · -€4,090
Working capital
€52,275▲ 70.7%
2024 · €30,618
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 77, Rental and leasing activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€20,610▼ 146%-€17,170▲ 16.7%€20,234€4,350▼ 78.5%€25,542▲ 487%
Net result-€29,271below the sector's middle half▼ 53.6%-€24,733below the sector's middle half▲ 15.5%€11,749within the sector's middle half-€4,090within the sector's middle half€16,898within the sector's middle half
Equity€110,258within the sector's middle half▼ 21.0%€85,525within the sector's middle half▼ 22.4%€97,274within the sector's middle half▲ 13.7%€93,184within the sector's middle half▼ 4.2%€110,082within the sector's middle half▲ 18.1%
Total assets€238,479within the sector's middle half▼ 11.0%€208,920within the sector's middle half▼ 12.4%€194,010within the sector's middle half▼ 7.1%€177,744within the sector's middle half▼ 8.4%€169,689within the sector's middle half▼ 4.5%
Debt€128,221▼ 0.3%€123,395▼ 3.8%€96,737▼ 21.6%€84,560▼ 12.6%€59,607▼ 29.5%
Working capital€20,794within the sector's middle half▼ 48.3%€5,176within the sector's middle half▼ 75.1%€25,247within the sector's middle half▲ 388%€30,618within the sector's middle half▲ 21.3%€52,275within the sector's middle half▲ 70.7%
Solvency46.2%within the sector's middle half▼ 5.8pp40.9%within the sector's middle half▼ 5.3pp50.1%within the sector's middle half▲ 9.2pp52.4%within the sector's middle half▲ 2.3pp64.9%above the sector's middle half▲ 12.4pp
Current ratio1.48within the sector's middle half▼ 0.931.09within the sector's middle half▼ 0.381.57within the sector's middle half▲ 0.471.64within the sector's middle half▲ 0.072.37above the sector's middle half▲ 0.73
Return on assets (ROA)-12.3%below the sector's middle half▼ 5.2pp-11.8%below the sector's middle half▲ 0.4pp6.1%within the sector's middle half▲ 17.9pp-2.3%within the sector's middle half▼ 8.4pp10.0%within the sector's middle half▲ 12.3pp
Staff (FTE)11=1=
above
within
below
the middle half (P25 to P75) of NACE 77, Rental and leasing activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 487% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €169,689
Fixed assets
€79,272 ▼ 20.0%
Current assets
€90,417 ▲ 14.9%
Equity and liabilities €169,689
Equity
€110,082 ▲ 18.1%
Debt
€59,607 ▼ 29.5%
Debt's share of the balance-sheet total falls from 47.6% to 35.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€45,345▲
2024 · €29,426
Cash flow
€36,702▲
2024 · €20,986
Quick ratio
2.05▲
2024 · 1.27
Debt to equity
0.54▼
2024 · 0.91
ROE
15.4%▲
2024 · -4.4%
Interest coverage
5.25▲
2024 · 3.49
Debt ≤ 1 year
€38,142▼
2024 · €48,050
Debt > 1 year
€21,465▼
2024 · €36,510
Staff costs
€14,969▲
2024 · €13,720
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,349 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.4%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,349 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €10,495 | €14,988 | €14,276 | €13,720 | €14,969 | ▲ 9.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €25,076 | €25,076 | €25,076 | €25,076 | €19,804 | ▼ 21.0% |
| Other operating charges640/8 | €6,709 | €7,171 | €7,414 | €9,696 | €7,631 | ▼ 21.3% |
| Gross operating margin9900 | €21,671 | €30,066 | €67,000 | €52,843 | €67,946 | ▲ 28.6% |
| Operating profit (loss)9901 | -€20,610 | -€17,170 | €20,234 | €4,350 | €25,542 | ▲ 487% |
| Financial charges65/66B | €8,662 | €7,563 | €8,486 | €8,440 | €8,643 | ▲ 2.4% |
| Recurring financial charges65 | €8,662 | €7,563 | €8,486 | €8,440 | €8,643 | ▲ 2.4% |
| Profit (loss) for the period before taxes9903 | -€29,271 | -€24,733 | €11,749 | -€4,090 | €16,898 | ▲ 513% |
| Profit (loss) for the period9904 | -€29,271 | -€24,733 | €11,749 | -€4,090 | €16,898 | ▲ 513% |
| Profit (loss) for the period to be appropriated9905 | -€29,271 | -€24,733 | €11,749 | -€4,090 | €16,898 | ▲ 513% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €238,479 | €208,920 | €194,010 | €177,744 | €169,689 | ▼ 4.5% |
| Fixed assets21/28 | €174,304 | €149,228 | €124,152 | €99,076 | €79,272 | ▼ 20.0% |
| Tangible fixed assets22/27 | €174,169 | €149,093 | €124,016 | €98,940 | €79,137 | ▼ 20.0% |
| Land and buildings22 | €158,351 | €138,547 | €118,744 | €98,940 | €79,137 | ▼ 20.0% |
| Furniture and vehicles24 | €15,818 | €10,545 | €5,273 | €0 | €0 | = |
| Financial fixed assets28 | €136 | €136 | €136 | €136 | €136 | = |
| Current assets29/58 | €64,174 | €59,692 | €69,858 | €78,668 | €90,417 | ▲ 14.9% |
| Stocks and contracts in progress3 | €14,655 | €19,687 | €16,668 | €17,482 | €12,156 | ▼ 30.5% |
| Stocks30/36 | €14,655 | €19,687 | €16,668 | €17,482 | €12,156 | ▼ 30.5% |
| Amounts receivable within one year40/41 | €20,749 | €8,063 | €28,786 | €35,564 | €62,678 | ▲ 76.2% |
| Trade receivables40 | €20,749 | €8,063 | €28,786 | €35,564 | €62,678 | ▲ 76.2% |
| Cash at bank and in hand54/58 | €28,769 | €31,942 | €24,405 | €25,621 | €15,582 | ▼ 39.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €238,479 | €208,920 | €194,010 | €177,744 | €169,689 | ▼ 4.5% |
| Equity10/15 | €110,258 | €85,525 | €97,274 | €93,184 | €110,082 | ▲ 18.1% |
| Contributions10/11 | €250,000 | €250,000 | €250,000 | €250,000 | €250,000 | = |
| Capital10 | €250,000 | €250,000 | €250,000 | €250,000 | €250,000 | = |
| Issued capital100 | €250,000 | €250,000 | €250,000 | €250,000 | €250,000 | = |
| Reserves13 | €638 | €638 | €638 | €638 | €638 | = |
| Non-distributable reserves130/1 | €638 | €638 | €638 | €638 | €638 | = |
| Legal reserve130 | - | €638 | €638 | €638 | €638 | = |
| Reserves not available under the articles1311 | €638 | - | - | - | - | - |
| Profit (loss) carried forward14 | -€140,380 | -€165,113 | -€153,364 | -€157,455 | -€140,556 | ▲ 10.7% |
| Amounts payable17/49 | €128,221 | €123,395 | €96,737 | €84,560 | €59,607 | ▼ 29.5% |
| Amounts payable after more than one year17 | €84,840 | €68,879 | €52,125 | €36,510 | €21,465 | ▼ 41.2% |
| Financial debts170/4 | €84,840 | €68,879 | €52,125 | €36,510 | €21,465 | ▼ 41.2% |
| Amounts payable within one year42/48 | €43,380 | €54,516 | €44,612 | €48,050 | €38,142 | ▼ 20.6% |
| Current portion of amounts payable after more than one year42 | €15,201 | €15,961 | €16,754 | €15,615 | €15,045 | ▼ 3.7% |
| Financial debts43 | €7,353 | €7,420 | €11,122 | €13,331 | - | - |
| Credit institutions430/8 | €7,353 | €7,420 | €11,122 | €13,331 | - | - |
| Trade debts44 | €18,852 | €30,830 | €15,802 | €13,420 | €16,247 | ▲ 21.1% |
| Suppliers440/4 | €18,852 | €30,830 | €15,802 | €13,420 | €16,247 | ▲ 21.1% |
| Taxes, remuneration and social security45 | €1,975 | €305 | €934 | €5,685 | €6,851 | ▲ 20.5% |
| Taxes450/3 | - | €305 | €934 | €5,377 | €5,985 | ▲ 11.3% |
| Remuneration and social security454/9 | €1,975 | - | - | €307 | €866 | ▲ 182% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€29,271 | -€24,733 | €11,749 | -€4,090 | €16,898 | ▲ 513% |
| + Depreciation and write-downs630 | €25,076 | €25,076 | €25,076 | €25,076 | €19,804 | ▼ 21.0% |
| Operating cash flow (approximation) | -€4,195 | €343 | €36,825 | €20,986 | €36,702 | ▲ 74.9% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €3,173 | -€7,537 | €1,217 | -€10,040 | ▼ 925% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €16,898
Net result €16,898 after one loss-making year.
31-12
Financial
Equity above €100,000Eq €110,082 ▲18.1%
Equity rises from €93,184 to €110,082.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 63 days late
2023
31-12
Financial
Back to profitnet €11,749
Net result €11,749 after 3 loss-making years.
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
31-12
Financial
Weakest financial yearnet -€29,271
Net result drops to -€29,271, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
2019
31-12
Financial
Highest result since 2018net €25,817 ▲852%
Operating result €36,081, net result €25,817, both a record.
Show earlier events
31-12
Financial
Equity above €150,000Eq €158,587 ▲19.4%
2 profitable years in a row build equity to €158,587.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
09-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 1961
Ground area
84 m²
Building footprint
39 m²
Parcel 53053H0204/00A000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue de Houdain 36, 7000 Mons
since 19612.003.826.889
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53053H0204/00A000 | Wallonia | 84 m² | 1 · 39 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 175 companies in sector 77330 we hold annual accounts for 111. 69 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded30-12-1991
Fiscal year end31-12
Activities, NACEBEL 2025
18120Other printing
77330Rental and leasing activities
47621Retail sale of newspapers and periodicals
E-invoicing
Reachable via Peppol
Peppol ID
0208:0446620563
Also
9925:BE0446620563
Registered
04-12-2025
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.