Summary
COPUS GROUP is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €94.50M and a net result of €858k. Equity is growing by ~14.9% per year across the filed fiscal years. Its solvency ranks better than 42% of 2399 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
8 d early
2024
7 d early
2023
20 d early
2022
1 d late
2021
2 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema, statutory accounts
Equity
€94.50M▲ 0.9%
2024 · €93.64M
2018: €32.55Mlowest in 8 years
2019: €35.46M▲ +8.9% vs 2018
2020: €44.05M▲ +24.2% vs 2019
2021: €41.34M▼ -6.2% vs 2020
2022: €89.57M▲ +117% vs 2021
2023: €93.74M▲ +4.7% vs 2022
2024: €93.64M▼ -0.1% vs 2023
2025: €94.50M▲ +0.9% vs 2024highest in 8 years
2018 → 2025
Net result
€858k
2024 · €-94k
2018: €5.88M
2019: €2.91M▼ -50.6% vs 2018
2020: €8.59M▲ +196% vs 2019
2021: €-2.72M▼ -132% vs 2020lowest in 8 years
2022: €47.19M▲ +1837% vs 2021highest in 8 years
2023: €746k▼ -98.4% vs 2022
2024: €-94k▼ -113% vs 2023
2025: €858k▲ +1015% vs 2024
2018 → 2025
Total assets
€183.09M▲ 9.0%
2024 · €167.91M
2018: €66.28Mlowest in 8 years
2019: €68.87M▲ +3.9% vs 2018
2020: €79.17M▲ +14.9% vs 2019
2021: €101.24M▲ +27.9% vs 2020
2022: €148.97M▲ +47.2% vs 2021
2023: €158.93M▲ +6.7% vs 2022
2024: €167.91M▲ +5.7% vs 2023
2025: €183.09M▲ +9.0% vs 2024highest in 8 years
2018 → 2025
Solvency
51.6%▼ 4.2pp
2024 · 55.8%
2018: 49.1%
2019: 51.5%▲ +4.8% vs 2018
2020: 55.6%▲ +8.1% vs 2019
2021: 40.8%▼ -26.6% vs 2020lowest in 8 years
2022: 60.1%▲ +47.3% vs 2021highest in 8 years
2023: 59.0%▼ -1.9% vs 2022
2024: 55.8%▼ -5.4% vs 2023
2025: 51.6%▼ -7.5% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€43k€0▼ 100%
2022: €43k
2023: €0▼ -100% vs 2022
Equity€41.34M-€89.57M▲ 117%€93.74M▲ 4.7%€93.64M▼ 0.1%€94.50M▲ 0.9%
2021: €41.34Mlowest in 5 years
2022: €89.57M▲ +117% vs 2021
2023: €93.74M▲ +4.7% vs 2022
2024: €93.64M▼ -0.1% vs 2023
2025: €94.50M▲ +0.9% vs 2024highest in 5 years
Operating result€-261k-€-126k▲ 51.8%€-188k▼ 49.5%€-276k▼ 46.4%€-173k▲ 37.3%
2021: €-261k
2022: €-126k▲ +51.8% vs 2021highest in 5 years
2023: €-188k▼ -49.5% vs 2022
2024: €-276k▼ -46.4% vs 2023lowest in 5 years
2025: €-173k▲ +37.3% vs 2024
Net result€-2.72M-€47.19M€746k▼ 98.4%€-94k€858k
2021: €-2.72Mlowest in 5 years
2022: €47.19M▲ +1837% vs 2021highest in 5 years
2023: €746k▼ -98.4% vs 2022
2024: €-94k▼ -113% vs 2023
2025: €858k▲ +1015% vs 2024
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €173k in 2025 against €276k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €183.09M
Fixed assets
€173.50M ▲ 10.2%
Current assets
€9.59M ▼ 8.7%
Equity and liabilities €183.09M
Equity
€94.50M ▲ 0.9%
Debt
€88.59M ▲ 19.3%
Debt's share of the balance-sheet total rises from 44.2% to 48.4%. Equity and debt are higher.
Key figures and ratios
ROE
0.9%▲
2024 · -0.1%
ROA
0.5%▲
2024 · -0.1%
Debt ≤ 1 year
€5.32M▼
2024 · €5.39M
Debt > 1 year
€82.82M▲
2024 · €68.44M
Income taxes
€11k▼
2024 · €47k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 64 lines
Balance sheet
Code20242025
Assets
Total assets20/58€167.91M€183.09M▲
Fixed assets21/28€157.40M€173.50M▲
Intangible fixed assets21€1k€157▼
Financial fixed assets28€157.40M€173.50M▲
Affiliated companies280/1€157.40M€173.50M▲
Participating interests280€92.61M€94.71M▲
Amounts receivable281€64.79M€78.80M▲
Current assets29/58€10.50M€9.59M▼
Stocks and contracts in progress3€0-
Amounts receivable within one year40/41€7.98M€9.33M▲
Trade receivables40€197-
Other amounts receivable41€7.98M€9.33M▲
Cash at bank and in hand54/58€2.29M€236k▼
Deferred charges and accrued income490/1€235k€18k▼
Equity and liabilities
Total equity and liabilities10/49€167.91M€183.09M▲
Equity10/15€93.64M€94.50M▲
Contributions10/11€34.46M€34.46M=
Capital10€32.80M€32.80M=
Issued capital100€32.80M€32.80M=
Outside capital11€1.66M€1.66M=
Share premium1100/10€1.66M€1.66M=
Reserves13€3.28M€3.28M=
Non-distributable reserves130/1€3.28M€3.28M=
Legal reserve130€3.28M€3.28M=
Profit (loss) carried forward14€55.90M€56.76M▲
Amounts payable17/49€74.26M€88.59M▲
Amounts payable after more than one year17€68.44M€82.82M▲
Financial debts170/4€68.44M€82.82M▲
Subordinated loans170€31.23M€39.04M▲
Credit institutions173€37.20M€43.79M▲
Amounts payable within one year42/48€5.39M€5.32M▼
Current portion of amounts payable after more than one year42€3.54M€4.22M▲
Trade debts44€73k€68k▼
Suppliers440/4€73k€68k▼
Taxes, remuneration and social security45€13k€74k▲
Taxes450/3€13k€74k▲
Other amounts payable47/48€1.77M€962k▼
Accrued charges and deferred income492/3€432k€443k▲
Income statement
Code20242025
Operating charges60/66A€276k€173k▼
Services and other goods61€273k€171k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▼
Other operating charges640/8€1k€1k▲
Operating profit (loss)9901€-276k€-173k▲
Financial income75/76B€6.79M€7.97M▲
Recurring financial income75€6.79M€6.16M▼
Income from financial fixed assets750€1.20M€1.40M▲
Income from current assets751€5.30M€4.70M▼
Other financial income752/9€283k€59k▼
Non-recurring financial income76B€0€1.81M▲
Financial charges65/66B€6.56M€6.93M▲
Recurring financial charges65€6.56M€6.14M▼
Debt charges650€6.17M€5.71M▼
Other financial charges652/9€383k€428k▲
Non-recurring financial charges66B€0€785k▲
Profit (loss) for the period before taxes9903€-47k€869k▲
Income taxes67/77€47k€11k▼
Taxes670/3€100k€11k▼
Tax adjustments and reversals of tax provisions77€53k-
Profit (loss) for the period9904€-94k€858k▲
Profit (loss) for the period to be appropriated9905€-94k€858k▲
Appropriation of the result
Profit (loss) to be appropriated9906€55.90M€56.76M▲
Profit (loss) brought forward from the previous period14P€56.00M€55.90M▼
Transfer from equity791/2€0-
From reserves792€0-
The notes to these accounts (52 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Operating income70/76A | - | €43k | €0 | - | - | - |
| Turnover70 | - | €43k | €0 | - | - | - |
| Operating charges60/66A | €261k | €169k | €188k | €276k | €173k | ▼ 37.3% |
| Services and other goods61 | €259k | €166k | €186k | €273k | €171k | ▼ 37.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1k | €1k | €1k | €1k | €1k | ▼ 10.1% |
| Other operating charges640/8 | €1k | €1k | €1k | €1k | €1k | ▲ 3.0% |
| Operating profit (loss)9901 | €-261k | €-126k | €-188k | €-276k | €-173k | ▲ 37.3% |
| Financial income75/76B | €1.67M | €84.19M | €5.41M | €6.79M | €7.97M | ▲ 17.4% |
| Recurring financial income75 | €1.67M | €84.19M | €5.31M | €6.79M | €6.16M | ▼ 9.3% |
| Income from financial fixed assets750 | €0 | €80.00M | €0 | €1.20M | €1.40M | ▲ 16.7% |
| Income from current assets751 | €895k | €2.38M | €4.89M | €5.30M | €4.70M | ▼ 11.4% |
| Other financial income752/9 | €778k | €1.80M | €416k | €283k | €59k | ▼ 79.2% |
| Non-recurring financial income76B | - | - | €100k | €0 | €1.81M | - |
| Financial charges65/66B | €4.23M | €36.57M | €4.42M | €6.56M | €6.93M | ▲ 5.6% |
| Recurring financial charges65 | €4.23M | €2.91M | €4.32M | €6.56M | €6.14M | ▼ 6.3% |
| Debt charges650 | €4.23M | €2.79M | €4.02M | €6.17M | €5.71M | ▼ 7.5% |
| Write-downs on current assets other than stocks, contracts in progress and trade receivables: additions (reversals)651 | €0 | - | - | - | - | - |
| Other financial charges652/9 | €3k | €116k | €304k | €383k | €428k | ▲ 11.9% |
| Non-recurring financial charges66B | €0 | €33.66M | €100k | €0 | €785k | - |
| Profit (loss) for the period before taxes9903 | €-2.82M | €47.49M | €796k | €-47k | €869k | ▲ 1,961% |
| Income taxes67/77 | €-104k | €299k | €50k | €47k | €11k | ▼ 77.3% |
| Taxes670/3 | €0 | €299k | €50k | €100k | €11k | ▼ 89.4% |
| Tax adjustments and reversals of tax provisions77 | €104k | €0 | - | €53k | - | - |
| Profit (loss) for the period9904 | €-2.72M | €47.19M | €746k | €-94k | €858k | ▲ 1,015% |
| Profit (loss) for the period to be appropriated9905 | €-2.72M | €47.19M | €746k | €-94k | €858k | ▲ 1,015% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €101.24M | €148.97M | €158.93M | €167.91M | €183.09M | ▲ 9.0% |
| Fixed assets21/28 | €91.28M | €141.77M | €149.04M | €157.40M | €173.50M | ▲ 10.2% |
| Intangible fixed assets21 | €5k | €4k | €3k | €1k | €157 | ▼ 87.6% |
| Financial fixed assets28 | €91.27M | €141.76M | €149.04M | €157.40M | €173.50M | ▲ 10.2% |
| Affiliated companies280/1 | €91.27M | €141.76M | €149.04M | €157.40M | €173.50M | ▲ 10.2% |
| Participating interests280 | €68.22M | €66.08M | €68.04M | €92.61M | €94.71M | ▲ 2.3% |
| Amounts receivable281 | €23.05M | €75.69M | €81.00M | €64.79M | €78.80M | ▲ 21.6% |
| Current assets29/58 | €9.96M | €7.20M | €9.88M | €10.50M | €9.59M | ▼ 8.7% |
| Amounts receivable after more than one year29 | €2.00M | €0 | - | - | - | - |
| Other amounts receivable291 | €2.00M | €0 | - | - | - | - |
| Stocks and contracts in progress3 | €0 | €0 | €0 | €0 | - | - |
| Amounts receivable within one year40/41 | €7.27M | €6.33M | €9.10M | €7.98M | €9.33M | ▲ 16.9% |
| Trade receivables40 | - | €3k | €0 | €197 | - | - |
| Other amounts receivable41 | €7.27M | €6.33M | €9.10M | €7.98M | €9.33M | ▲ 16.9% |
| Cash at bank and in hand54/58 | €677k | €184k | €327k | €2.29M | €236k | ▼ 89.7% |
| Deferred charges and accrued income490/1 | €12k | €686k | €452k | €235k | €18k | ▼ 92.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €101.24M | €148.97M | €158.93M | €167.91M | €183.09M | ▲ 9.0% |
| Equity10/15 | €41.34M | €89.57M | €93.74M | €93.64M | €94.50M | ▲ 0.9% |
| Contributions10/11 | €30.00M | €31.04M | €34.46M | €34.46M | €34.46M | = |
| Capital10 | €30.00M | €30.80M | €32.80M | €32.80M | €32.80M | = |
| Issued capital100 | €30.00M | €30.80M | €32.80M | €32.80M | €32.80M | = |
| Outside capital11 | - | €240k | €1.66M | €1.66M | €1.66M | = |
| Share premium1100/10 | - | €240k | €1.66M | €1.66M | €1.66M | = |
| Reserves13 | €703k | €5.42M | €3.28M | €3.28M | €3.28M | = |
| Non-distributable reserves130/1 | €703k | €5.42M | €3.28M | €3.28M | €3.28M | = |
| Legal reserve130 | €703k | €5.42M | €3.28M | €3.28M | €3.28M | = |
| Profit (loss) carried forward14 | €10.63M | €53.11M | €56.00M | €55.90M | €56.76M | ▲ 1.5% |
| Amounts payable17/49 | €59.90M | €59.40M | €65.19M | €74.26M | €88.59M | ▲ 19.3% |
| Amounts payable after more than one year17 | €56.37M | €54.83M | €57.62M | €68.44M | €82.82M | ▲ 21.0% |
| Financial debts170/4 | €56.37M | €54.83M | €57.62M | €68.44M | €82.82M | ▲ 21.0% |
| Subordinated loans170 | - | - | €18.96M | €31.23M | €39.04M | ▲ 25.0% |
| Credit institutions173 | €40.57M | €37.52M | €38.65M | €37.20M | €43.79M | ▲ 17.7% |
| Other loans174 | €15.80M | €17.31M | €0 | - | - | - |
| Amounts payable within one year42/48 | €3.16M | €4.25M | €7.23M | €5.39M | €5.32M | ▼ 1.3% |
| Current portion of amounts payable after more than one year42 | €3.05M | €3.05M | €3.87M | €3.54M | €4.22M | ▲ 19.1% |
| Financial debts43 | €0 | €52 | €0 | - | - | - |
| Credit institutions430/8 | €0 | €52 | €0 | - | - | - |
| Trade debts44 | €101k | €34k | €96k | €73k | €68k | ▼ 6.3% |
| Suppliers440/4 | €101k | €34k | €96k | €73k | €68k | ▼ 6.3% |
| Taxes, remuneration and social security45 | €0 | €210k | €210k | €13k | €74k | ▲ 452% |
| Taxes450/3 | €0 | €210k | €210k | €13k | €74k | ▲ 452% |
| Other amounts payable47/48 | - | €955k | €3.05M | €1.77M | €962k | ▼ 45.5% |
| Accrued charges and deferred income492/3 | €370k | €317k | €348k | €432k | €443k | ▲ 2.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-2.72M | €47.19M | €746k | €-94k | €858k | ▲ 1,015% |
| + Depreciation and write-downs630 | €1k | €1k | €1k | €1k | €1k | ▼ 10.1% |
| Operating cash flow (approximation) | €-2.72M | €47.19M | €747k | €-93k | €859k | ▲ 1,029% |
| Investment in fixed assets (approximation) | - | €-50.49M | €-7.28M | €-8.36M | €-16.10M | ▼ 92.6% |
| Change in cash | - | €-493k | €143k | €1.96M | €-2.05M | ▼ 205% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · consolidated
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Back to profitnet €858k
Net result €858k after one loss-making year.
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · consolidated
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · consolidated
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · consolidated · 1 day late
01-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 1 day late
2022
31-12
Financial
Back to profitnet €47.19M
Net result €47.19M after one loss-making year.
31-12
Financial
Equity above €50MEq €89.57M ▲117%
Equity rises from €41.34M to €89.57M.
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · consolidated
Show earlier events
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Weakest financial yearnet €-2.72M
Net result drops to €-2.72M, the lowest in the series; recovery starts the following year.
2020
31-12
Financial
Liquidity quadruplescurrent ratio 3.96
Current ratio from 1.13 to 3.96; short-term debt falls from €3.17M to €2.66M.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 25 acts read
About the unread acts
We know of 25 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
25 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2016
Ground area
820 m²
Building footprint
548 m²
Volume, LiDAR
6,950 m³
Parcel 11803C1425/00V000, Flanders · tallest building 20.5 m, ±5 floors. Linked by address, not a title deed.
16
companies at this address
See who is registered here
1 establishment unit
Copus Groep
since 20162.258.298.273
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11803C1425/00V000 | Flanders | 820 m² | 1 · 548 m² | 20.5 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 subsidiaryCOPUS GROUPBE 0664.699.527
controls
Where this company holds controlsubsidiary per the LEI register1
Roeselare
Recognitions · licences · registrations
Legal Entity Identifier
894500YH0XFP8Q3YBX07
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Identification & contact
Identification
Legal formPublic limited company
Founded17-10-2016
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
Scores and ratios are computed by Checked and are not a credit decision.