Coppens Jan
ActiveSummary
Coppens Jan has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €232,440 and a net result of €23,916. Equity is shrinking by ~7.5% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability80▲+3
Solvency100=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20,000 at 30 days acceptable
Liquidity ample (current ratio 10.5 against 6.73 in 2023; short-term debt: 8.3% and cash: 59.7% of total assets), and 8.7% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
35 d early
2024
48 d early
2023
59 d early
2022
61 d early
2021
33 d early
2020
60 d early
2019
32 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 47 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 13 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, micro schema
Equity
€232,440▲ 11.5%
2023 · €208,524
Total assets
€254,718▲ 7.0%
2023 · €238,048
Net result
€23,916▲ 53.5%
2023 · €15,580
Working capital
€201,734▲ 24.5%
2023 · €162,017
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€2,421▼ 93.7%€8,438▲ 249%€44,931▲ 432%€24,630▼ 45.2%€36,403▲ 47.8%
Net result€1,368within the sector's middle half▼ 95.6%€6,787within the sector's middle half▲ 396%€31,913above the sector's middle half▲ 370%€15,580within the sector's middle half▼ 51.2%€23,916within the sector's middle half▲ 53.5%
Equity€344,817above the sector's middle half▲ 0.4%€351,604above the sector's middle half▲ 2.0%€217,943above the sector's middle half▼ 38.0%€208,524above the sector's middle half▼ 4.3%€232,440above the sector's middle half▲ 11.5%
Total assets€395,382above the sector's middle half▼ 5.7%€391,212within the sector's middle half▼ 1.1%€234,383within the sector's middle half▼ 40.1%€238,048within the sector's middle half▲ 1.6%€254,718within the sector's middle half▲ 7.0%
Debt€47,871▼ 33.8%€37,812▼ 21.0%€15,542▼ 58.9%€29,524▲ 90.0%€22,278▼ 24.5%
Working capital€200,675above the sector's middle half▲ 65.9%€226,895above the sector's middle half▲ 13.1%€135,276above the sector's middle half▼ 40.4%€162,017above the sector's middle half▲ 19.8%€201,734above the sector's middle half▲ 24.5%
Solvency87.2%above the sector's middle half▲ 5.3pp89.9%above the sector's middle half▲ 2.7pp93.0%above the sector's middle half▲ 3.1pp87.6%above the sector's middle half▼ 5.4pp91.3%above the sector's middle half▲ 3.7pp
Current ratio5.78above the sector's middle half▲ 2.727.83above the sector's middle half▲ 2.0512.17above the sector's middle half▲ 4.336.73above the sector's middle half▼ 5.4410.50above the sector's middle half▲ 3.77
Return on assets (ROA)0.3%within the sector's middle half▼ 7.0pp1.7%within the sector's middle half▲ 1.4pp13.6%above the sector's middle half▲ 11.9pp6.5%within the sector's middle half▼ 7.1pp9.4%within the sector's middle half▲ 2.8pp
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 48% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €254,718
Fixed assets
€31,742 ▼ 33.5%
Current assets
€222,976 ▲ 17.2%
Equity and liabilities €254,718
Equity
€232,440 ▲ 11.5%
Debt
€22,278 ▼ 24.5%
Debt's share of the balance-sheet total falls from 12.4% to 8.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€52,397▼
2023 · €63,886
Cash flow
€39,910▼
2023 · €54,836
Debt to equity
0.10▼
2023 · 0.14
ROE
10.3%▲
2023 · 7.5%
Interest coverage
111.28▼
2023 · 130.80
Debt ≤ 1 year
€21,242▼
2023 · €28,295
Income taxes
€12,016▲
2023 · €9,460
Staff costs
€0▼
2023 · €139
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.7%
went bankrupt
3.9%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €30,000 | €38,271 | €0 | - | - |
| Remuneration, social security and pensions62 | - | €272 | €0 | €139 | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €71,501 | €50,785 | €41,482 | €39,256 | €15,994 | ▼ 59.3% |
| Other operating charges640/8 | - | €1,279 | €1,410 | €1,917 | €1,656 | ▼ 13.6% |
| Gross operating margin9900 | €115,517 | €60,773 | €87,823 | €65,942 | €54,054 | ▼ 18.0% |
| Operating profit (loss)9901 | €2,421 | €8,438 | €44,931 | €24,630 | €36,403 | ▲ 47.8% |
| Financial income75/76B | - | €88 | €1 | €1 | €0 | ▼ 100% |
| Recurring financial income75 | €143 | €88 | €1 | €1 | €0 | ▼ 100% |
| Financial charges65/66B | - | €1,389 | €855 | €488 | €471 | ▼ 3.6% |
| Recurring financial charges65 | €1,402 | €1,389 | €855 | €488 | €471 | ▼ 3.6% |
| Profit (loss) for the period before taxes9903 | €1,163 | €7,136 | €44,077 | €24,142 | €35,932 | ▲ 48.8% |
| Transfer from deferred taxes780 | - | €898 | €898 | €898 | €0 | ▼ 100% |
| Income taxes67/77 | €693 | €1,247 | €13,061 | €9,460 | €12,016 | ▲ 27.0% |
| Profit (loss) for the period9904 | €1,368 | €6,787 | €31,913 | €15,580 | €23,916 | ▲ 53.5% |
| Transfer from tax-exempt reserves789 | - | €3,502 | €3,502 | €3,502 | €0 | ▼ 100% |
| Profit (loss) for the period to be appropriated9905 | €4,870 | €10,289 | €35,416 | €19,083 | €23,916 | ▲ 25.3% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €395,382 | €391,212 | €234,383 | €238,048 | €254,718 | ▲ 7.0% |
| Fixed assets21/28 | €152,768 | €131,102 | €86,991 | €47,736 | €31,742 | ▼ 33.5% |
| Tangible fixed assets22/27 | €152,768 | €131,102 | €86,991 | €47,736 | €31,742 | ▼ 33.5% |
| Plant, machinery and equipment23 | - | €10,632 | €3,575 | €400 | €151 | ▼ 62.2% |
| Furniture and vehicles24 | - | €120,166 | €83,213 | €47,235 | €31,591 | ▼ 33.1% |
| Other tangible fixed assets26 | - | €304 | €203 | €101 | €0 | ▼ 100% |
| Current assets29/58 | €242,614 | €260,109 | €147,391 | €190,312 | €222,976 | ▲ 17.2% |
| Amounts receivable within one year40/41 | €37,401 | €84,647 | €50,699 | €53,673 | €59,158 | ▲ 10.2% |
| Trade receivables40 | - | €84,472 | €49,332 | €51,958 | €55,999 | ▲ 7.8% |
| Other amounts receivable41 | - | €175 | €1,367 | €1,715 | €3,159 | ▲ 84.1% |
| Cash at bank and in hand54/58 | €178,926 | €162,308 | €85,966 | €126,823 | €151,962 | ▲ 19.8% |
| Deferred charges and accrued income490/1 | - | €13,155 | €10,726 | €9,815 | €11,856 | ▲ 20.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €395,382 | €391,212 | €234,383 | €238,048 | €254,718 | ▲ 7.0% |
| Equity10/15 | €344,817 | €351,604 | €217,943 | €208,524 | €232,440 | ▲ 11.5% |
| Contributions10/11 | - | €60,000 | €60,000 | €60,000 | €60,000 | = |
| Reserves13 | €284,817 | €291,604 | €157,943 | €148,524 | €172,440 | ▲ 16.1% |
| Non-distributable reserves130/1 | - | €6,000 | €6,000 | €0 | - | - |
| Reserves not available under the articles1311 | - | €6,000 | €6,000 | €0 | - | - |
| Tax-exempt reserves132 | - | €7,005 | €3,502 | €0 | - | - |
| Distributable reserves133 | - | €278,599 | €148,441 | €148,524 | €172,440 | ▲ 16.1% |
| Profit (loss) carried forward14 | - | - | €0 | €0 | €0 | - |
| Provisions and deferred taxes16 | €2,693 | €1,795 | €898 | €0 | - | - |
| Deferred taxes168 | - | €1,795 | €898 | €0 | - | - |
| Amounts payable17/49 | €47,871 | €37,812 | €15,542 | €29,524 | €22,278 | ▼ 24.5% |
| Amounts payable after more than one year17 | €0 | - | - | - | - | - |
| Amounts payable within one year42/48 | €41,939 | €33,214 | €12,115 | €28,295 | €21,242 | ▼ 24.9% |
| Current portion of amounts payable after more than one year42 | - | €0 | - | - | - | - |
| Trade debts44 | €5,898 | €8,725 | €8,036 | €3,596 | €2,249 | ▼ 37.5% |
| Suppliers440/4 | - | €8,725 | €8,036 | €3,596 | €2,249 | ▼ 37.5% |
| Advances received on contracts in progress46 | - | - | - | - | €229 | - |
| Taxes, remuneration and social security45 | - | €12,023 | €3,270 | €5,296 | €4,203 | ▼ 20.6% |
| Taxes450/3 | - | €12,023 | €3,270 | €5,296 | €4,203 | ▼ 20.6% |
| Other amounts payable47/48 | - | €12,466 | €810 | €19,403 | €14,561 | ▼ 25.0% |
| Accrued charges and deferred income492/3 | - | €4,598 | €3,426 | €1,229 | €1,036 | ▼ 15.7% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,368 | €6,787 | €31,913 | €15,580 | €23,916 | ▲ 53.5% |
| + Depreciation and write-downs630 | €71,501 | €50,785 | €41,482 | €39,256 | €15,994 | ▼ 59.3% |
| Operating cash flow (approximation) | €72,869 | €57,572 | €73,395 | €54,836 | €39,910 | ▼ 27.2% |
| Investment in fixed assets (approximation) | - | -€29,120 | €2,629 | €0 | €0 | - |
| Change in cash | - | -€16,618 | -€76,341 | €40,857 | €25,139 | ▼ 38.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
13-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €31,913 ▲370%
Operating result €44,931, net result €31,913, both a record.
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €1,368 ▼95.6%
Net result drops to €1,368, the lowest in the series; recovery starts the following year.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
28-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
01-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wichelen · 1 establishment unit since 2006
Ground area
236 m²
Building footprint
236 m²
Volume, LiDAR
1,211 m³
Parcel 42020C0059/00F002, Flanders · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BVBA COPPENS JAN
since 20062.157.877.638
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42020C0059/00F002 | Flanders | 236 m² | 1 · 236 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteWichelen2.157.877.638
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Of 689 companies in sector 46216 we hold annual accounts for 476. 347 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-11-2006
Fiscal year end31-12
Activities, NACEBEL 2025
46216Wholesale of agricultural produce and animal feed, general range
47761Retail sale of flowers, plants, seeds and fertilisers
49410Freight transport by road
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
E-invoicing
Reachable via Peppol
Peppol ID
0208:0885301875
Also
9925:BE0885301875
Registered
30-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.